Norwood Financial Receives Approval for PB Bankshares Acquisition, Assets Reach $2.4 Billion
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 26 2025
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Source: NASDAQ.COM
- Acquisition Approval: Norwood Financial received final regulatory approval for its acquisition of PB Bankshares in December 2025, expected to close around January 5, 2026, which will enhance its market presence in Pennsylvania and create sustainable earnings growth opportunities.
- Asset Growth: As of September 30, 2025, Norwood Financial reported total assets of $2.4 billion, indicating strong growth potential in personal and business banking services, further solidifying its market position.
- Dividend Increase: In December 2025, Norwood Financial raised its quarterly dividend by 3.2% to 32 cents per share, with a current yield of 4.33%, reflecting the company's ongoing commitment to shareholder returns.
- Improved Capital Ratio: As of September 30, 2025, Norwood Financial's CET1 capital ratio increased to 12.27% from 11.74% a year ago, demonstrating a robust capital base and healthy liquidity position.
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About NWFL
Norwood Financial Corp. is a holding company for Wayne Bank (the Bank). The Bank offers a variety of personal and business credit services, trust and investment products and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that it serves. The Bank operates over 33 offices, which primarily serve the northeastern Pennsylvania counties of Wayne, Pike, Monroe, Lackawanna and Luzerne, Chester, Lancaster Counties, and Susquehanna County, in addition to the New York counties of Delaware, Sullivan, Ontario, Otsego and Yates. In addition, the Bank operates automated teller machines at 30 branch facilities plus one machine at an off-site location. The Bank operates a Wealth Management/Trust Department, which provides estate planning, investment management and financial planning to customers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Norwood Financial (NWFL) Reports Q4 EPS of $0.80, Full Year Loan Growth of 8.2%
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- Revenue Growth: The company achieved revenues of $23.45 million in Q4 2025, with significant annual growth reflecting its competitive position and expanded customer base, further driving future business development.
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Norwood Financial Corp. (NWFL) Completes Presence Bank Acquisition, Net Income Rises 62%
- Acquisition Success: Norwood Financial successfully completed the acquisition of Presence Bank on January 5, 2025, increasing its asset base by 20% and adding four branches, significantly enhancing its market presence and competitiveness in Pennsylvania.
- Financial Performance: The fourth quarter saw a 62% year-over-year increase in net interest income, achieving a linked-quarter growth of $500,000, reflecting the company's continued strong financial performance post-balance sheet repositioning and enhancing shareholder value.
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