Northrim BanCorp Reports Q4 2025 Record Net Interest Income of $35.4 Million

Written by Emily J. Thompson, Senior Investment Analyst

Source: seekingalpha

Updated: Jan 23 2026

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NRIM-0.98%

Should l Buy NRIM?

Source: seekingalpha

Record Net Interest Income: Northrim BanCorp achieved a record net interest income of $35.4 million in Q4 2025, up from $35.3 million in Q3 2025 and $30.8 million in Q4 2024, indicating robust performance in interest revenue generation.
Declining Deposit Costs: The average cost of interest-bearing deposits fell to 1.91% in Q4 2025, down from 2.00% in Q3 2025 and 2.15% a year ago, reflecting effective strategies in managing funding costs.
Increased Mortgage Originations: Mortgage loan originations reached $231.2 million in Q4 2025, significantly higher than $185.9 million in the same quarter last year, showcasing strong demand in the housing loan market and an increase in market share.
Capital Support Initiatives: The company issued $60 million in subordinated debt to bolster regulatory capital ratios, aimed at funding future growth initiatives and enhancing its capital base and competitive position in the market.

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About NRIM

Northrim BanCorp, Inc. is a bank holding company. The Company is primarily engaged in the delivery of business and personal banking services through its wholly owned banking subsidiary, Northrim Bank (the Bank). Its segments include Community Banking, Home Mortgage Lending, and Specialty Finance. Community Banking segment's principal business focus is the offering of loan and deposit products to business and consumer customers in its primary market areas. Home Mortgage Lending segment's principal business focus is the origination and sale of mortgage loans for one-to-four family residential properties, mortgage loan servicing for a portion of mortgage loans sold, and investment in certain one-to-four family residential mortgage loans. The Specialty Finance segment's principal business focus is factoring, asset-based lending and alternative working capital solutions to small and medium-sized enterprises and includes Sallyport Commercial Finance, LLC (SCF) and Northrim Funding Services.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

Pomerantz LLP Investigates Northrim BanCorp for Securities Fraud

12 hours agoPRnewswire

Poor Financial Performance: Northrim BanCorp reported Q4 2025 earnings of $0.54 per share on January 23, 2026, which fell short of analyst expectations, indicating potential issues with the company's profitability that could undermine investor confidence.
Significant Stock Decline: Following the disappointing earnings report, Northrim's stock price plummeted by $4.44, or 14.95%, closing at $25.25 per share on January 23, 2026, suggesting substantial investor losses and raising questions about the management's effectiveness.
Legal Investigation Initiated: Pomerantz LLP is investigating Northrim and its executives for potential securities fraud or other unlawful business practices, which could expose the company to legal liabilities and further damage its market reputation and shareholder interests.
Investor Action Encouraged: Pomerantz LLP is urging affected investors to contact their attorneys to join the class action, indicating that the company may face collective litigation risks that could negatively impact its future financial health and stock performance.

Pomerantz LLP Investigates Northrim BanCorp for Securities Fraud

2 days agoGlobenewswire

Earnings Miss: Northrim BanCorp reported fourth-quarter earnings of $0.54 per share on January 23, 2026, which fell short of analyst expectations, leading to a decline in market confidence regarding the company's future performance.
Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price dropped by $4.44, or 14.95%, closing at $25.25 per share, reflecting investor concerns about the company's financial health.
Legal Investigation Launched: Pomerantz LLP is investigating whether Northrim and its executives engaged in securities fraud or other unlawful business practices, which could have significant implications for the company's reputation and future legal liabilities.
Investor Contact Information: Pomerantz LLP advises affected investors to contact attorney Danielle Peyton to explore joining the class action, highlighting the potential impact of legal actions and the firm's commitment to protecting investor rights.

Pomerantz LLP Investigates Northrim BanCorp for Securities Fraud

Feb 03 2026Globenewswire

Investigation Launched: Pomerantz LLP is investigating whether Northrim BanCorp and its executives engaged in securities fraud or other unlawful business practices, aiming to protect investor rights and seek legal remedies.
Earnings Miss: On January 23, 2026, Northrim reported fourth-quarter earnings of $0.54 per share for 2025, falling short of analyst expectations, indicating potential issues with the company's performance.
Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price fell by $4.44, or 14.95%, closing at $25.25 per share on January 23, 2026, reflecting market concerns about the company's outlook.
Legal Context: Pomerantz LLP, a prominent securities class action law firm with over 85 years of experience, is dedicated to fighting for the rights of victims of securities fraud, suggesting that this investigation may lead to broader legal actions.

Northrim BanCorp Under Investigation for Securities Fraud

Jan 27 2026Globenewswire

Earnings Miss: Northrim reported Q4 earnings of $0.54 per share on January 23, 2026, falling short of analyst expectations, which has raised concerns about the company's financial health.
Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price dropped by $4.44, or 14.95%, closing at $25.25 per share on January 23, indicating investor anxiety about future performance.
Legal Investigation Launched: Pomerantz LLP is investigating whether Northrim and its executives engaged in securities fraud or other unlawful practices, which could further impact the company's reputation and shareholder value.
Historical Context: Pomerantz LLP, a leading firm in securities class action litigation with over 85 years of experience, highlights the significant legal risks Northrim faces, potentially affecting its operational stability and investor confidence.

Northrim BanCorp Declares Quarterly Dividend

Jan 26 2026seekingalpha

Quarterly Dividend Announcement: Northrim BanCorp declares a quarterly dividend of $0.16 per share, consistent with previous distributions, indicating stable cash flow and profitability, which boosts investor confidence.
Yield Information: The forward yield of 2.53% provides investors with a relatively attractive return, reflecting the company's robust performance in the current market environment.
Payment Schedule: The dividend will be payable on March 13, with a record date of March 5 and an ex-dividend date also on March 5, ensuring shareholders receive timely returns and enhancing their willingness to hold shares.
Financial Performance Overview: Northrim BanCorp reports a non-GAAP EPS of $0.54, demonstrating continued growth in profitability, further solidifying its position in the financial services industry.