NewtekOne (NEWT) Q1 2026 Earnings Transcript
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
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Should l Buy NEWT?
Source: NASDAQ.COM
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Analyst Views on NEWT
Wall Street analysts forecast NEWT stock price to rise
4 Analyst Rating
1 Buy
3 Hold
0 Sell
Hold
Current: 12.660
Low
12.50
Averages
14.50
High
18.00
Current: 12.660
Low
12.50
Averages
14.50
High
18.00
About NEWT
NewtekOne, Inc. is a financial holding company, which, along with its bank and non-bank consolidated subsidiaries, provides a range of business and financial solutions under the Newtek brand to independent business owners. The Company’s segments include Banking, Alternative Lending, NSBF and Payments. Its business and financial solutions include Banking (Newtek Bank, N.A.), Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing and Inventory Financing, Insurance Solutions and Payroll and Benefits Solutions. In addition, the Company offers its clients the Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting and Web Services) provided by Intelligent Protection Management Corp. (IPM.com). The Company’s lending solutions include term loans and revolving lines of credit. The Company’s insurance solutions include commercial insurance, personal insurance, employee benefits and life insurance.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
NewtekOne Q1 Earnings Beat Expectations
- Earnings Beat: NewtekOne reported a Q1 GAAP EPS of $0.43, exceeding expectations by $0.01, indicating the company's stable profitability and growth potential amidst market challenges.
- Revenue Miss: Despite a 7.0% year-over-year revenue increase to $70.96 million, the figure fell short of expectations by $4.74 million, highlighting competitive pressures and fluctuating customer demand.
- Book Value Growth: The book value per common share reached $12.36 at the end of Q1, up 15.2% year-over-year and 1.4% quarter-over-quarter, reflecting improved asset quality and bolstering investor confidence.
- Debt Reduction Strategy: NewtekOne plans to retire $95 million of senior unsecured notes, aiming to optimize its capital structure and reduce financial risk, thereby providing a stronger financial foundation for future investments and growth.
See More
NewtekOne (NEWT) Q1 2026 Earnings Transcript
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NewtekOne Pays Off Credit Facilities, Boosts Loan Business Growth
- Credit Facility Payoff: Newtek ALP Holdings has reduced the balance of two credit facilities to zero, concluding its partnerships with Capital One and Deutsche Bank, which marks a significant advancement in the company's loan operations and is expected to enhance its financial stability.
- Loan Business Transformation: Going forward, Newtek Bank will originate C&I LA loans directly and fund them through deposits, a shift that not only reduces financing costs but also enhances the flexibility and accessibility of loans, likely attracting more independent business clients.
- Securitization Achievement: The NALP Business Loan Trust securitization completed in 2026 represents Newtek's 17th asset-backed securitization, demonstrating the company's ongoing growth potential in the C&I LA loan sector, which is expected to further enhance its market competitiveness.
- Support for Independent Businesses: NewtekOne's C&I LA loans, structured with 10 to 25-year amortization, lower the monthly payment burden for borrowers, which is anticipated to help more independent business owners achieve revenue growth and risk reduction, thereby solidifying the company's market position.
See More
NewtekOne Reports Record Loan Originations in Q1 2026
- Record Loan Originations: NewtekOne originated a record 961 loans in Q1 2026, representing a 40% increase from Q1 2025, with a total dollar volume of approximately $391 million, indicating strong growth momentum in the lending market.
- Efficiency Boost through Technology: The incorporation of AI resources to enhance the loan origination process led to significant monthly volume increases, particularly after the launch of the Newtek Seven Day Business Loan™, with March alone seeing 500 loans originated, a 74% increase year-over-year.
- Market Share Expansion Potential: CEO Barry Sloane noted that technological advancements have not only reduced loan closing times and costs but also improved borrowers' access to capital, thereby enhancing the company's competitiveness in high-quality loans and positioning it for market share growth.
- Optimistic Financial Guidance: NewtekOne's EPS guidance for 2026 ranges from $0.37 to $0.47, with full-year projections of $2.15 to $2.55, reflecting confidence in future performance, particularly in diversifying loan types and managing credit risk.
See More
NewtekOne to Report Q1 2026 Financial Results on April 30
- Earnings Release Schedule: NewtekOne will report its Q1 2026 financial results after market close on April 30, 2026, providing essential financial data to assess the company's performance.
- Conference Call Details: CEO Barry Sloane and CFO Frank M. DeMaria will host a conference call at 4:30 PM ET on the same day to discuss the financial results, enhancing investor confidence in the company's future prospects.
- Pre-registration Requirement: Participants are encouraged to pre-register online for dial-in numbers up to 15 minutes before the call, reflecting the company's commitment to effective investor communication.
- Overview of Financial Solutions: NewtekOne offers a range of business and financial solutions, including banking, business lending, and technology solutions, aimed at helping independent business owners increase sales and control costs, showcasing its comprehensive competitive edge in the market.
See More
NewtekOne Stock Enters Oversold Territory
- Oversold Indicator Analysis: NewtekOne Inc's Relative Strength Index (RSI) has dropped to 28.8, below the oversold threshold of 30, indicating that recent selling pressure may be easing, thus providing potential buying opportunities for investors.
- Price and Dividend Yield: Based on the current share price of $11.51, NewtekOne's annualized dividend of $0.76 translates to a 6.60% yield, attracting dividend investors seeking higher returns in a falling market.
- Market Comparison: Compared to the average RSI of 38.9 for other dividend stocks, NewtekOne's oversold condition may make it more appealing to dividend investors, especially as lower prices enhance yield potential.
- Investor Sentiment: While dividend predictability is often limited, analyzing NewtekOne's dividend history can assist investors in assessing the likelihood of continued payments, thereby influencing their investment decisions.
See More
NewtekOne Q1 Earnings Beat Expectations
- Earnings Beat: NewtekOne reported a Q1 GAAP EPS of $0.43, exceeding expectations by $0.01, indicating the company's stable profitability and growth potential amidst market challenges.
- Revenue Miss: Despite a 7.0% year-over-year revenue increase to $70.96 million, the figure fell short of expectations by $4.74 million, highlighting competitive pressures and fluctuating customer demand.
- Book Value Growth: The book value per common share reached $12.36 at the end of Q1, up 15.2% year-over-year and 1.4% quarter-over-quarter, reflecting improved asset quality and bolstering investor confidence.
- Debt Reduction Strategy: NewtekOne plans to retire $95 million of senior unsecured notes, aiming to optimize its capital structure and reduce financial risk, thereby providing a stronger financial foundation for future investments and growth.
See More
NewtekOne (NEWT) Q1 2026 Earnings Transcript
See More
NewtekOne Pays Off Credit Facilities, Boosts Loan Business Growth
- Credit Facility Payoff: Newtek ALP Holdings has reduced the balance of two credit facilities to zero, concluding its partnerships with Capital One and Deutsche Bank, which marks a significant advancement in the company's loan operations and is expected to enhance its financial stability.
- Loan Business Transformation: Going forward, Newtek Bank will originate C&I LA loans directly and fund them through deposits, a shift that not only reduces financing costs but also enhances the flexibility and accessibility of loans, likely attracting more independent business clients.
- Securitization Achievement: The NALP Business Loan Trust securitization completed in 2026 represents Newtek's 17th asset-backed securitization, demonstrating the company's ongoing growth potential in the C&I LA loan sector, which is expected to further enhance its market competitiveness.
- Support for Independent Businesses: NewtekOne's C&I LA loans, structured with 10 to 25-year amortization, lower the monthly payment burden for borrowers, which is anticipated to help more independent business owners achieve revenue growth and risk reduction, thereby solidifying the company's market position.
See More
NewtekOne Reports Record Loan Originations in Q1 2026
- Record Loan Originations: NewtekOne originated a record 961 loans in Q1 2026, representing a 40% increase from Q1 2025, with a total dollar volume of approximately $391 million, indicating strong growth momentum in the lending market.
- Efficiency Boost through Technology: The incorporation of AI resources to enhance the loan origination process led to significant monthly volume increases, particularly after the launch of the Newtek Seven Day Business Loan™, with March alone seeing 500 loans originated, a 74% increase year-over-year.
- Market Share Expansion Potential: CEO Barry Sloane noted that technological advancements have not only reduced loan closing times and costs but also improved borrowers' access to capital, thereby enhancing the company's competitiveness in high-quality loans and positioning it for market share growth.
- Optimistic Financial Guidance: NewtekOne's EPS guidance for 2026 ranges from $0.37 to $0.47, with full-year projections of $2.15 to $2.55, reflecting confidence in future performance, particularly in diversifying loan types and managing credit risk.
See More
NewtekOne to Report Q1 2026 Financial Results on April 30
- Earnings Release Schedule: NewtekOne will report its Q1 2026 financial results after market close on April 30, 2026, providing essential financial data to assess the company's performance.
- Conference Call Details: CEO Barry Sloane and CFO Frank M. DeMaria will host a conference call at 4:30 PM ET on the same day to discuss the financial results, enhancing investor confidence in the company's future prospects.
- Pre-registration Requirement: Participants are encouraged to pre-register online for dial-in numbers up to 15 minutes before the call, reflecting the company's commitment to effective investor communication.
- Overview of Financial Solutions: NewtekOne offers a range of business and financial solutions, including banking, business lending, and technology solutions, aimed at helping independent business owners increase sales and control costs, showcasing its comprehensive competitive edge in the market.
See More
NewtekOne Stock Enters Oversold Territory
- Oversold Indicator Analysis: NewtekOne Inc's Relative Strength Index (RSI) has dropped to 28.8, below the oversold threshold of 30, indicating that recent selling pressure may be easing, thus providing potential buying opportunities for investors.
- Price and Dividend Yield: Based on the current share price of $11.51, NewtekOne's annualized dividend of $0.76 translates to a 6.60% yield, attracting dividend investors seeking higher returns in a falling market.
- Market Comparison: Compared to the average RSI of 38.9 for other dividend stocks, NewtekOne's oversold condition may make it more appealing to dividend investors, especially as lower prices enhance yield potential.
- Investor Sentiment: While dividend predictability is often limited, analyzing NewtekOne's dividend history can assist investors in assessing the likelihood of continued payments, thereby influencing their investment decisions.
See More
