Monday's ETF Movers: KLMT, MCHI
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 06 2025
0mins
Should l Buy QFIN?
Source: NASDAQ.COM
iShares MSCI China ETF Performance: The iShares MSCI China ETF is underperforming, down approximately 1% in Monday afternoon trading.
Weakest Components: Notable declines among its components include Qifu Technology, which fell by about 4.4%, and H World Group, which decreased by around 2.1%.
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Analyst Views on QFIN
Wall Street analysts forecast QFIN stock price to rise
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 13.380
Low
21.00
Averages
36.93
High
50.00
Current: 13.380
Low
21.00
Averages
36.93
High
50.00
About QFIN
Qfin Holdings Inc, formerly Qifu Technology Inc, is a holding company mainly engaged in credit technology services. The Company’s services are divided into credit-driven services and platform services according to the nature of the service and the level of related credit risk. The credit-driven services match potential borrowers with financial institutions, enabling financial institutions to obtain borrowers, conduct credit evaluation, fund matching and post-loan services. The platform services include a full range of loan assistance and post-loan services under the capital-light model, intelligent marketing services, referral services, and risk management software as services (SaaS) for financial institution partners under the Intelligent Credit Engine (ICE) model.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Analyst Target Prices Indicate Potential for PGJ ETF
- PGJ ETF Potential Analysis: According to ETF Channel, the implied analyst target price for the Invesco Golden Dragon China ETF (PGJ) is $33.67 per unit, while its recent trading price is $26.68, indicating a 26.20% upside potential that reflects market optimism towards the ETF.
- PONY AI Price Expectations: PONY AI's recent share price is $9.87, with an analyst target price of $22.59, suggesting a potential upside of 128.84%, indicating strong market confidence in its future growth.
- QFIN Growth Potential: Qfin Holdings Inc's current share price is $13.08, with an analyst target price of $27.12, showing a 107.31% upside, reflecting analysts' optimistic outlook on its future performance.
- DQ Market Outlook: DAQO New Energy Corp's share price is $19.22, with an analyst target price of $28.72, indicating a potential upside of 49.43%, showcasing a positive market view on its future developments.
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Qfin Holdings Releases 2025 ESG Report Highlighting Sustainability Efforts
- ESG Strategy Release: Qfin Holdings published its 2025 ESG report, showcasing its strategies and targets in environmental sustainability and social responsibility, indicating the company's commitment to improving lives through technology empowerment for financial institutions.
- Governance Progress: The report highlights Qfin's advancements in corporate governance, reflecting its commitment to transparency and accountability, aimed at enhancing trust among investors and clients.
- Tech Empowerment in Financial Services: By leveraging sophisticated machine learning models and data analytics, Qfin provides comprehensive technology services to financial institutions and SMEs, optimizing various stages of the loan lifecycle to enhance customer experience and service personalization.
- Future Development Commitment: The company pledges to continue promoting safe, convenient, and inclusive financial services, underscoring its strategic positioning and competitive edge in the rapidly evolving credit-tech industry.
See More
StrategyMSTR Shares Surge 11.8% Amid Strong Volume
- Stock Performance: StrategyMSTR shares surged 11.8% in the last trading session to close at $166.52, with trading volume significantly exceeding normal levels, indicating strong market confidence in its future performance.
- Bitcoin Accumulation Advantage: The company is benefiting from disciplined Bitcoin accumulation and capital raises that enhance liquidity, while expanding high-yield digital credit products, driving institutional adoption and supporting long-term growth potential.
- Earnings Expectations: The upcoming quarterly report is expected to show a loss of $3.41 per share, reflecting a year-over-year change of +79.3%, with revenues projected at $124.6 million, up 12.2% from the previous year, indicating robust revenue growth expectations.
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Qfin Holdings Q4 Earnings Report Analysis
- Loan Volume Decline: Q4 total loan facilitation and origination volume reached RMB 70.3 billion, a 21.8% year-over-year decrease, reflecting the direct impact of tightened market liquidity and regulatory changes, which may lead to further pressure on revenue and profitability in the short term.
- Significant Net Income Drop: The non-GAAP net income for Q4 was RMB 1.07 billion, down 45.7% year-over-year, indicating substantial challenges in profitability that could affect investor confidence and stock performance.
- Commitment to Shareholder Returns: In 2025, the company repurchased approximately 21.1 million ADSs for $677 million, demonstrating a commitment to shareholder returns despite the pressure from declining profits, aiming to maintain investor trust.
- Growth in Tech Solutions: The technology solutions segment saw total loan volume increase by approximately 448% year-over-year, showcasing the company's strong capabilities in fintech and market position, which could become a key driver of future growth.
See More
Qfin Holdings Reports Q4 2025 Earnings Results
- Financial Overview: Qfin Holdings reported a non-GAAP EPS of $1.18 for Q4 2025, with revenue of $585.3 million reflecting an 8.71% year-over-year decline, missing expectations by $79.64 million, indicating significant market pressures.
- User Growth Metrics: As of December 31, 2025, Qfin's platform connected 167 financial institutional partners and 291.3 million consumers, marking an 11.5% increase from the previous year, showcasing its potential for expansion in financial services.
- Loan Origination Data: In Q4 2025, financial institutions on the platform originated 16,510,467 loans, with total loan facilitation volume at RMB 70.297 billion, a 21.8% decrease year-over-year, reflecting challenges from weakened market demand and increased competition.
- Future Outlook: The company anticipates a net income between RMB 830 million and RMB 880 million for Q1 2026, with non-GAAP net income projected between RMB 900 million and RMB 950 million, representing a year-over-year decline of 51% to 53%, indicating a cautious outlook for the future.
See More
Qfin Holdings Announces Dividend Increase
- Dividend Increase: Qfin Holdings declares a semi-annual dividend of $0.78 per share, reflecting a 2.6% increase from the previous $0.76, indicating ongoing improvements in the company's cash flow and profitability, which bolsters investor confidence.
- High Yield: The forward yield of 10.81% not only attracts income-seeking investors but also enhances the stock's market appeal, potentially driving further price appreciation as investors seek high returns.
- Shareholder Return Plan: The dividend is payable on May 14, with a record date of April 22 and an ex-dividend date also on April 22, ensuring shareholders can promptly benefit from this return, thereby enhancing shareholder loyalty.
- Market Reaction: The dividend increase aligns with Qfin Holdings' profitability and cash flow status, leading to optimistic market sentiment regarding its future performance, which may attract more institutional investors and elevate the company's overall valuation.
See More
Analyst Target Prices Indicate Potential for PGJ ETF
- PGJ ETF Potential Analysis: According to ETF Channel, the implied analyst target price for the Invesco Golden Dragon China ETF (PGJ) is $33.67 per unit, while its recent trading price is $26.68, indicating a 26.20% upside potential that reflects market optimism towards the ETF.
- PONY AI Price Expectations: PONY AI's recent share price is $9.87, with an analyst target price of $22.59, suggesting a potential upside of 128.84%, indicating strong market confidence in its future growth.
- QFIN Growth Potential: Qfin Holdings Inc's current share price is $13.08, with an analyst target price of $27.12, showing a 107.31% upside, reflecting analysts' optimistic outlook on its future performance.
- DQ Market Outlook: DAQO New Energy Corp's share price is $19.22, with an analyst target price of $28.72, indicating a potential upside of 49.43%, showcasing a positive market view on its future developments.
See More
Qfin Holdings Releases 2025 ESG Report Highlighting Sustainability Efforts
- ESG Strategy Release: Qfin Holdings published its 2025 ESG report, showcasing its strategies and targets in environmental sustainability and social responsibility, indicating the company's commitment to improving lives through technology empowerment for financial institutions.
- Governance Progress: The report highlights Qfin's advancements in corporate governance, reflecting its commitment to transparency and accountability, aimed at enhancing trust among investors and clients.
- Tech Empowerment in Financial Services: By leveraging sophisticated machine learning models and data analytics, Qfin provides comprehensive technology services to financial institutions and SMEs, optimizing various stages of the loan lifecycle to enhance customer experience and service personalization.
- Future Development Commitment: The company pledges to continue promoting safe, convenient, and inclusive financial services, underscoring its strategic positioning and competitive edge in the rapidly evolving credit-tech industry.
See More
StrategyMSTR Shares Surge 11.8% Amid Strong Volume
- Stock Performance: StrategyMSTR shares surged 11.8% in the last trading session to close at $166.52, with trading volume significantly exceeding normal levels, indicating strong market confidence in its future performance.
- Bitcoin Accumulation Advantage: The company is benefiting from disciplined Bitcoin accumulation and capital raises that enhance liquidity, while expanding high-yield digital credit products, driving institutional adoption and supporting long-term growth potential.
- Earnings Expectations: The upcoming quarterly report is expected to show a loss of $3.41 per share, reflecting a year-over-year change of +79.3%, with revenues projected at $124.6 million, up 12.2% from the previous year, indicating robust revenue growth expectations.
- Market Attention: Although the EPS estimate has remained unchanged over the past 30 days, stock prices typically do not continue to rise without trends in earnings estimate revisions, so investors should closely monitor MSTR's future performance.
See More
Qfin Holdings Q4 Earnings Report Analysis
- Loan Volume Decline: Q4 total loan facilitation and origination volume reached RMB 70.3 billion, a 21.8% year-over-year decrease, reflecting the direct impact of tightened market liquidity and regulatory changes, which may lead to further pressure on revenue and profitability in the short term.
- Significant Net Income Drop: The non-GAAP net income for Q4 was RMB 1.07 billion, down 45.7% year-over-year, indicating substantial challenges in profitability that could affect investor confidence and stock performance.
- Commitment to Shareholder Returns: In 2025, the company repurchased approximately 21.1 million ADSs for $677 million, demonstrating a commitment to shareholder returns despite the pressure from declining profits, aiming to maintain investor trust.
- Growth in Tech Solutions: The technology solutions segment saw total loan volume increase by approximately 448% year-over-year, showcasing the company's strong capabilities in fintech and market position, which could become a key driver of future growth.
See More
Qfin Holdings Reports Q4 2025 Earnings Results
- Financial Overview: Qfin Holdings reported a non-GAAP EPS of $1.18 for Q4 2025, with revenue of $585.3 million reflecting an 8.71% year-over-year decline, missing expectations by $79.64 million, indicating significant market pressures.
- User Growth Metrics: As of December 31, 2025, Qfin's platform connected 167 financial institutional partners and 291.3 million consumers, marking an 11.5% increase from the previous year, showcasing its potential for expansion in financial services.
- Loan Origination Data: In Q4 2025, financial institutions on the platform originated 16,510,467 loans, with total loan facilitation volume at RMB 70.297 billion, a 21.8% decrease year-over-year, reflecting challenges from weakened market demand and increased competition.
- Future Outlook: The company anticipates a net income between RMB 830 million and RMB 880 million for Q1 2026, with non-GAAP net income projected between RMB 900 million and RMB 950 million, representing a year-over-year decline of 51% to 53%, indicating a cautious outlook for the future.
See More
Qfin Holdings Announces Dividend Increase
- Dividend Increase: Qfin Holdings declares a semi-annual dividend of $0.78 per share, reflecting a 2.6% increase from the previous $0.76, indicating ongoing improvements in the company's cash flow and profitability, which bolsters investor confidence.
- High Yield: The forward yield of 10.81% not only attracts income-seeking investors but also enhances the stock's market appeal, potentially driving further price appreciation as investors seek high returns.
- Shareholder Return Plan: The dividend is payable on May 14, with a record date of April 22 and an ex-dividend date also on April 22, ensuring shareholders can promptly benefit from this return, thereby enhancing shareholder loyalty.
- Market Reaction: The dividend increase aligns with Qfin Holdings' profitability and cash flow status, leading to optimistic market sentiment regarding its future performance, which may attract more institutional investors and elevate the company's overall valuation.
See More
