Fannie Mae Allegedly Investigating Crypto-Backed Mortgage Options in Partnership with Coinbase and Better Home
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Mar 26 2026
0mins
Source: stocktwits
Partnership Announcement: Fannie Mae is collaborating with Coinbase and Better Home & Finance to introduce a new product that allows homeowners to use their cryptocurrency holdings as collateral for a Fannie Mae-backed home loan.
Market Reactions: Better's stock surged by 5.6% in pre-market trading, despite broader market weaknesses, while Fannie Mae's stock edged up by 0.3%.
Home Loan Process: Homebuyers will need to secure a 15 or 30-year Fannie Mae-backed mortgage from Better, and they can use either Bitcoin or stablecoin USDC for down payments.
Cost Implications: The combined interest rate on these loans may increase overall homeownership costs by approximately 1.5 percentage points compared to traditional mortgages, and homeowners will not be able to trade their pledged cryptocurrency assets.
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Analyst Views on COIN
Wall Street analysts forecast COIN stock price to rise
25 Analyst Rating
17 Buy
7 Hold
1 Sell
Moderate Buy
Current: 180.010
Low
230.00
Averages
361.63
High
440.00
Current: 180.010
Low
230.00
Averages
361.63
High
440.00
About COIN
Coinbase Global, Inc. is a holding company of Coinbase, Inc. and other subsidiaries. The Company provides a platform that serves as a compliant on-ramp to the onchain economy and enables users to engage in a variety of activities with their crypto assets in both proprietary and third-party product experiences enabled by access to decentralized applications. It offers consumers their primary financial account for the onchain economy; institutions a full-service prime brokerage platform with access to deep pools of liquidity across the crypto marketplace, and developers a suite of products granting access to build onchain. The Company offers products and services to various customer groups: consumers, businesses, institutions, and developers. Its transaction products consist of consumer trading, prime trading, markets, base protocol and Coinbase wallet. The Company also provides market infrastructure in the form of exchanges for customers to trade spots and derivatives.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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