Fannie Mae Allegedly Investigating Crypto-Backed Mortgage Options in Partnership with Coinbase and Better Home
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Mar 26 2026
0mins
Source: stocktwits
Partnership Announcement: Fannie Mae is collaborating with Coinbase and Better Home & Finance to introduce a new product that allows homeowners to use their cryptocurrency holdings as collateral for a Fannie Mae-backed home loan.
Market Reactions: Better's stock surged by 5.6% in pre-market trading, despite broader market weaknesses, while Fannie Mae's stock edged up by 0.3%.
Home Loan Process: Homebuyers will need to secure a 15 or 30-year Fannie Mae-backed mortgage from Better, and they can use either Bitcoin or stablecoin USDC for down payments.
Cost Implications: The combined interest rate on these loans may increase overall homeownership costs by approximately 1.5 percentage points compared to traditional mortgages, and homeowners will not be able to trade their pledged cryptocurrency assets.
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Analyst Views on COIN
Wall Street analysts forecast COIN stock price to rise
25 Analyst Rating
17 Buy
7 Hold
1 Sell
Moderate Buy
Current: 169.270
Low
230.00
Averages
361.63
High
440.00
Current: 169.270
Low
230.00
Averages
361.63
High
440.00
About COIN
Coinbase Global, Inc. is a holding company of Coinbase, Inc. and other subsidiaries. The Company provides a platform that serves as a compliant on-ramp to the onchain economy and enables users to engage in a variety of activities with their crypto assets in both proprietary and third-party product experiences enabled by access to decentralized applications. It offers consumers their primary financial account for the onchain economy; institutions a full-service prime brokerage platform with access to deep pools of liquidity across the crypto marketplace, and developers a suite of products granting access to build onchain. The Company offers products and services to various customer groups: consumers, businesses, institutions, and developers. Its transaction products consist of consumer trading, prime trading, markets, base protocol and Coinbase wallet. The Company also provides market infrastructure in the form of exchanges for customers to trade spots and derivatives.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Personalized Trading Strategies: The new tools enable AI agents to execute more nuanced trading strategies, including autonomously purchasing specific data based on customer preferences, which is expected to significantly increase trading frequency among users who typically lack the time or expertise to manage their investments effectively.
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See More
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- Successful Financing: On June 10, 2026, Bitmine successfully issued 3.5 million shares of 9.50% preferred stock, raising approximately $273.8 million, which is expected to enhance the company's financial flexibility and support its long-term investment strategy.
- Market Recognition: Bitmine has been listed in the 2026 Fortune Crypto 100, reflecting its influence and market recognition in the blockchain industry, which may attract more investor attention.
- Strong Liquidity: Bitmine's stock has an average daily trading volume of $550 million in the U.S. market, ranking 203rd, indicating its active presence among investors and market confidence, further solidifying its position as a major crypto asset holder.
See More
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- Major Players Ready: Prominent crypto exchanges, including Coinbase, have indicated plans to launch tokenized stocks in the U.S. once regulations permit, while companies like Robinhood and Kraken are already offering such products overseas, demonstrating market readiness and anticipation for the new policy.
- Investor Risk Warnings: While the innovation exemption could significantly benefit the crypto industry, some Wall Street firms and legal experts caution that tokenized stocks may introduce new risks for investors, particularly as these products may not offer the same rights and protections as traditional equities.
See More
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- Significant ETH Holdings: Bitmine currently holds 4.66% of the total ETH supply, approximately 5,620,754 ETH, valued at $8.1 billion at current prices, positioning it as a key player in the global ETH market and reinforcing its status as the leading Ethereum treasury.
- Successful Preferred Stock Offering: On June 10, 2026, Bitmine completed the issuance of 3.5 million shares of 9.50% Series A Preferred Stock, generating a net revenue of approximately $273.8 million, which provides robust financial support and enhances the diversity of its capital structure.
- Active Market Trading: Bitmine's stock is actively traded in the U.S. market with an average daily trading volume of $550 million, ranking 203rd among U.S. exchanges, reflecting strong investor confidence in its future growth potential.
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See More
