Cheche Group Signs Strategic Cooperation Agreement with Volkswagen Digital Sales
Cheche Group (CCG), Volkswagen Digital Sales and Services Co., or DSSO, Beijing Cardif Airstar Insurance signed a strategic cooperation agreement to collaborate to develop digital insurance services for Volkswagen owners and expand into areas such as intelligent pricing, intelligent-driving insurance, and non-auto insurance. The partnership aims to establish a digital financial and insurance service system covering the full lifecycle of electric vehicle ownership. DSSO is a wholly owned subsidiary of Volkswagen China Investment and an enterprise within Volkswagen Group's (VWAGY) Intelligent Electric Vehicle Center in Hefei. Cardif Airstar Insurance is a Sino-foreign joint venture property and casualty insurer, with BNP Paribas Cardif, Volkswagen Financial Services Overseas AG and Xiaomi Corporation as its shareholders. Cheche provides insurance services and digital platforms for DSSO. Volkswagen owners will access services through a unified digital entry point within the automaker's app across electric vehicle purchase, usage, insurance, and financial service scenarios. Cardif Airstar Insurance will provide insurance product design and underwriting services, while Cheche will deliver one-stop digital solutions through its embedded insurance SaaS system.
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Cheche Group Partners with Volkswagen for Digital Insurance Services
- Strategic Partnership Signing: Cheche Group, Volkswagen Digital Sales and Services, and Cardif Airstar Insurance signed a strategic cooperation agreement on January 29, 2026, aiming to jointly develop digital insurance services for electric vehicle owners, enhancing user experience and expanding market reach.
- Intelligent Pricing System: Cheche has established an industry-leading dynamic data loop system that integrates driving behavior and road condition data to create unique risk profiles for each Volkswagen owner, enabling precise pricing and promoting product differentiation in insurance offerings.
- Full Lifecycle Services: The partnership will provide Volkswagen owners with a unified digital entry point for electric vehicle purchase, usage, insurance, and financial services, forming a comprehensive digital financial and insurance service system that enhances service quality throughout the vehicle lifecycle.
- Integration of Technology and Data: The three parties will integrate data, technology, and ecosystem resources to deliver a more seamless and intelligent service experience for Volkswagen owners, advancing the development of intelligent driving insurance to address liability determination challenges in intelligent driving scenarios.
Cheche Group Partners with Volkswagen for Digital Insurance Services
- Strategic Partnership Signing: On January 29, 2026, Cheche Group signed a strategic cooperation agreement with Volkswagen Digital Sales and Services and Beijing Cardif Airstar Insurance to jointly develop digital insurance services for electric vehicle owners, enhancing user experience and expanding market reach.
- Intelligent Pricing System: Cheche has established an industry-leading dynamic data loop that integrates driving behavior and road condition data to create unique risk profiles for each Volkswagen owner, enabling precise pricing and promoting product differentiation in insurance offerings.
- Full Lifecycle Services: The collaboration will provide a unified digital entry point covering electric vehicle purchase, usage, insurance, and financial services, improving service quality and increasing user retention, thereby supporting rapid growth in the electric vehicle market.
- Technological Innovation and Optimization: Cheche's pricing model features dynamic learning capabilities, with real-time claims data feeding back into the model for parameter calibration, creating a positive cycle of
