Better Home & Finance Amends $175M Credit Facility
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 27 2026
0mins
Should l Buy BETR?
Better Home & Finance announced the amendment and renewal of a $175M warehouse credit facility with a global banking institution. The amended facility features reduced cash deposit requirements, expanded leverage capacity, and higher advance rates on certain non-GSE loans, materially reducing ongoing equity capital requirements. In addition, Better.com reaffirmed its previously disclosed guidance, given in November 2025, that monthly origination volumes are expected to exceed $1B by May, representing an increase of more than 100% compared to the company's average monthly origination volume of approximately $400M for the quarter ended September 30, 2025. The company also reaffirmed its expectation of achieving adjusted EBITDA profitability by the end of the third quarter of 2026.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy BETR?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on BETR
Wall Street analysts forecast BETR stock price to rise
2 Analyst Rating
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 31.900
Low
40.00
Averages
40.00
High
40.00
Current: 31.900
Low
40.00
Averages
40.00
High
40.00
About BETR
Better Home & Finance Holding Company is an artificial intelligence (AI) home finance company. The Company is an AI-powered mortgage lender and fintech company. Its AI platform, Tinman, allows customers to see their rate options in seconds, get pre-approved in minutes, lock in rates, and close their loan in three weeks. In addition, Betsy, a voice-based AI loan assistant built exclusively for the mortgage industry that delivers timely application status updates to consumers, answering questions, and moving their loan application along 24/7/365. It offers Home Finance (home loan) products and Better Plus (non-mortgage) products, including real estate services and insurance products. Its mortgage offerings include government-sponsored enterprises (GSE)-conforming mortgage loans, U.S. Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, and jumbo mortgage loans. Its suite of non-mortgage products includes Better Real Estate, Better Settlement Services, and Better Cover.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Better Home & Finance Grants Inducement Awards to New Executives
- Executive Inducement Awards: On February 11, 2026, Better Home & Finance granted inducement awards to new CFO Loveen Advani and COO Barry Feierstein, comprising 110,000 and 75,000 performance-based restricted stock units (RSUs) respectively, aimed at incentivizing them to achieve company performance targets over the next four years.
- Employee Incentive Plan: The inducement plan also includes awards to 22 new employees totaling 103,308 time-based RSUs, with 25% vesting on the first anniversary of their start date and the remainder vesting quarterly over the next three years, designed to enhance employee retention and company cohesion.
- Plan Compliance: This inducement plan is established under Nasdaq Listing Rule 5635(c)(4) and is specifically designed for individuals who were not previously employed by Better, ensuring compliance and transparency in attracting new talent to the company.
- Company Background: Better Home & Finance is the first AI-native mortgage and home equity finance platform, having funded over $110 billion since 2016, and is committed to simplifying the homeownership process for Americans through its AI platform Tinman®, enhancing its competitive edge in the market.
See More
Better Home & Finance Holding Company Reveals Inducement Grants in Accordance with NASDAQ Listing Rule 5635(C)(4)
Company Announcement: Better Home & Finance Holding Company has announced the availability of inducement grant options.
Regulatory Compliance: The inducement grants are being issued under NASDAQ Listing Rule 5635(c).
See More
Argan Inc (AGX) Options Volume Hits 1,601 Contracts, 60.1% of Average Daily Volume
- Active Options Trading: Argan Inc's options volume today reached 1,601 contracts, equivalent to approximately 160,100 shares, indicating a trading activity level of 60.1% of its average daily volume over the past month, which may reflect market interest in its future performance.
- High Strike Call Options: The $370 strike call option has shown particularly high volume today, with 109 contracts traded, representing about 10,900 shares, suggesting that investors are optimistic about the stock's potential for future gains.
- Better Home & Finance Options Activity: In parallel, Better Home & Finance Holding Co saw options trading volume of 2,762 contracts, equivalent to approximately 276,200 shares, indicating a trading activity level of 59.1% of its average daily volume over the past month, reflecting market interest in the company.
- Bullish Options Trend: In BETR's trading, the $90 strike call option stands out with a volume of 1,202 contracts traded today, representing about 120,200 shares, demonstrating investor confidence in its future performance.
See More
Robinhood Markets Surges Nearly 300% in 2025, Future Growth in Doubt
- Stock Surge: Robinhood Markets saw its share price soar from $40 to $153.86 in 2025, nearly tripling, driven by its expansion into cryptocurrency and financial services, although recent declines in trading volumes may impact future performance.
- Market Performance: Better Home & Finance emerged as the best-performing U.S.-listed financial stock in 2025, with a 265% increase to $39.87, fueled by its shift towards AI and bullish endorsements from notable fund managers, yet its future growth prospects remain uncertain.
- M&A Activity: Forge Global's shares rose nearly 219% in 2025, primarily due to Charles Schwab's acquisition plan at $45 per share, totaling $660 million, although future growth opportunities appear limited, this could inspire similar M&A transactions in the sector.
- Market Expectations: With a market cap of $104 billion, Robinhood's current trading price is $115.27, and while high growth expectations are still baked into its valuation, a continued decline in trading volumes could lead to further price corrections.
See More
Better Home & Finance Stock Surges 265% Driven by AI and Market Speculation
- Stock Surge: Better Home & Finance's stock soared 265% last year, making it the best-performing U.S.-listed financial stock, primarily driven by significant advancements in AI and heightened market speculation.
- Uncertain Market Outlook: Despite the substantial stock increase, the lack of a rapid housing market recovery raises doubts about the potential for further catalysts, which could impact investor confidence moving forward.
- Acquisition Dynamics: Forge Global's stock rose nearly 219% last year, largely due to Charles Schwab's announcement to acquire the company for $45 per share in a $660 million all-cash deal, indicating large brokerages' interest in the private markets.
- Volume Concerns: Robinhood Markets finished the year up nearly 185%, but declining trading volumes in stocks and cryptocurrencies raise uncertainties about future growth, potentially leading to further stock corrections.
See More
Better Appoints Barry Feierstein as COO to Drive 2026 Growth
- Executive Appointment: Better has appointed Barry Feierstein as Chief Operating Officer to oversee core corporate operations, aiming to enhance organizational efficiency and drive the execution of strategic plans for 2026.
- Extensive Experience: Feierstein brings over 30 years of industry experience, having held executive roles in various finance and education companies, which is expected to provide crucial support for Better's rapid expansion.
- Strategic Alignment: The new COO will work closely with the executive team to ensure the company achieves long-term growth on its AI-powered home finance platform, enhancing its competitive position in the market.
- Industry Recognition: Since 2016, Better has funded over $100 billion in loans and has received multiple industry awards for its innovative digital mortgage solutions, further solidifying its market leadership.
See More
Better Home & Finance Grants Inducement Awards to New Executives
- Executive Inducement Awards: On February 11, 2026, Better Home & Finance granted inducement awards to new CFO Loveen Advani and COO Barry Feierstein, comprising 110,000 and 75,000 performance-based restricted stock units (RSUs) respectively, aimed at incentivizing them to achieve company performance targets over the next four years.
- Employee Incentive Plan: The inducement plan also includes awards to 22 new employees totaling 103,308 time-based RSUs, with 25% vesting on the first anniversary of their start date and the remainder vesting quarterly over the next three years, designed to enhance employee retention and company cohesion.
- Plan Compliance: This inducement plan is established under Nasdaq Listing Rule 5635(c)(4) and is specifically designed for individuals who were not previously employed by Better, ensuring compliance and transparency in attracting new talent to the company.
- Company Background: Better Home & Finance is the first AI-native mortgage and home equity finance platform, having funded over $110 billion since 2016, and is committed to simplifying the homeownership process for Americans through its AI platform Tinman®, enhancing its competitive edge in the market.
See More
Better Home & Finance Holding Company Reveals Inducement Grants in Accordance with NASDAQ Listing Rule 5635(C)(4)
Company Announcement: Better Home & Finance Holding Company has announced the availability of inducement grant options.
Regulatory Compliance: The inducement grants are being issued under NASDAQ Listing Rule 5635(c).
See More
Argan Inc (AGX) Options Volume Hits 1,601 Contracts, 60.1% of Average Daily Volume
- Active Options Trading: Argan Inc's options volume today reached 1,601 contracts, equivalent to approximately 160,100 shares, indicating a trading activity level of 60.1% of its average daily volume over the past month, which may reflect market interest in its future performance.
- High Strike Call Options: The $370 strike call option has shown particularly high volume today, with 109 contracts traded, representing about 10,900 shares, suggesting that investors are optimistic about the stock's potential for future gains.
- Better Home & Finance Options Activity: In parallel, Better Home & Finance Holding Co saw options trading volume of 2,762 contracts, equivalent to approximately 276,200 shares, indicating a trading activity level of 59.1% of its average daily volume over the past month, reflecting market interest in the company.
- Bullish Options Trend: In BETR's trading, the $90 strike call option stands out with a volume of 1,202 contracts traded today, representing about 120,200 shares, demonstrating investor confidence in its future performance.
See More
Robinhood Markets Surges Nearly 300% in 2025, Future Growth in Doubt
- Stock Surge: Robinhood Markets saw its share price soar from $40 to $153.86 in 2025, nearly tripling, driven by its expansion into cryptocurrency and financial services, although recent declines in trading volumes may impact future performance.
- Market Performance: Better Home & Finance emerged as the best-performing U.S.-listed financial stock in 2025, with a 265% increase to $39.87, fueled by its shift towards AI and bullish endorsements from notable fund managers, yet its future growth prospects remain uncertain.
- M&A Activity: Forge Global's shares rose nearly 219% in 2025, primarily due to Charles Schwab's acquisition plan at $45 per share, totaling $660 million, although future growth opportunities appear limited, this could inspire similar M&A transactions in the sector.
- Market Expectations: With a market cap of $104 billion, Robinhood's current trading price is $115.27, and while high growth expectations are still baked into its valuation, a continued decline in trading volumes could lead to further price corrections.
See More
Better Home & Finance Stock Surges 265% Driven by AI and Market Speculation
- Stock Surge: Better Home & Finance's stock soared 265% last year, making it the best-performing U.S.-listed financial stock, primarily driven by significant advancements in AI and heightened market speculation.
- Uncertain Market Outlook: Despite the substantial stock increase, the lack of a rapid housing market recovery raises doubts about the potential for further catalysts, which could impact investor confidence moving forward.
- Acquisition Dynamics: Forge Global's stock rose nearly 219% last year, largely due to Charles Schwab's announcement to acquire the company for $45 per share in a $660 million all-cash deal, indicating large brokerages' interest in the private markets.
- Volume Concerns: Robinhood Markets finished the year up nearly 185%, but declining trading volumes in stocks and cryptocurrencies raise uncertainties about future growth, potentially leading to further stock corrections.
See More
Better Appoints Barry Feierstein as COO to Drive 2026 Growth
- Executive Appointment: Better has appointed Barry Feierstein as Chief Operating Officer to oversee core corporate operations, aiming to enhance organizational efficiency and drive the execution of strategic plans for 2026.
- Extensive Experience: Feierstein brings over 30 years of industry experience, having held executive roles in various finance and education companies, which is expected to provide crucial support for Better's rapid expansion.
- Strategic Alignment: The new COO will work closely with the executive team to ensure the company achieves long-term growth on its AI-powered home finance platform, enhancing its competitive position in the market.
- Industry Recognition: Since 2016, Better has funded over $100 billion in loans and has received multiple industry awards for its innovative digital mortgage solutions, further solidifying its market leadership.
See More
