Best UK savings accounts offering above inflation rates
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Aug 23 2024
0mins
Should l Buy BCS?
Source: Yahoo Finance
High-Yield Savings Accounts: Amid the cost of living crisis, UK households are encouraged to explore high-yield savings accounts, which currently offer rates above inflation, with some accounts providing over 5% interest as the Bank of England has recently cut interest rates.
Types of Savings Accounts: Consumers should consider the differences between easy-access and fixed-term savings accounts, as well as notice accounts, to maximize returns; various banks offer competitive rates, including Virgin Money's leading regular saver account at 10.38%.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy BCS?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on BCS
About BCS
Barclays PLC is a diversified bank with five divisions comprising Barclays UK, Barclays UK Corporate Bank, Barclays Private Bank and Wealth Management, Barclays Investment Bank and Barclays US Consumer Bank. The Barclays UK division represents businesses that sit within the United Kingdom ring-fenced bank, Barclays Bank UK PLC and its subsidiaries, and comprises Personal Banking, UK Business Banking and Barclaycard Consumer UK. The Barclays UK Corporate Bank division offers lending, trade and working capital, liquidity, payments, and FX solutions for corporate clients. Barclays Private Bank and Wealth Management division comprises the Private Bank, Wealth Management, and Investments businesses. Barclays Investment Bank division incorporates the Global Markets, Investment Banking, and International Corporate Banking businesses. Barclays US Consumer Bank division represents the United States credit card business, focused on the partnership market, as well as an online deposit franchise.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Securities Fraud Investigation: The Rosen Law Firm is investigating potential securities claims against Barclays PLC for possibly issuing misleading business information, which could undermine investor confidence and affect market performance.
- Potential Compensation Opportunity: Shareholders who purchased Barclays securities may be entitled to compensation through a contingency fee arrangement, providing crucial financial support for affected investors without upfront costs.
- Market Reaction: On February 27, 2026, Barclays American Depositary Shares fell 3.99% due to a reported £600 million ($809.7 million) exposure to Market Financial Solutions Ltd, indicating significant market concerns regarding its financial health.
- Law Firm Background: The Rosen Law Firm specializes in securities class actions and has recovered over $438 million for investors in 2019 alone, demonstrating its strong capabilities and successful track record in securities litigation.
See More
- Securities Fraud Investigation: The Rosen Law Firm is investigating potential securities claims against Barclays PLC for allegedly issuing materially misleading business information, with a reported exposure of £600 million (approximately $809.7 million), which could lead to significant investor losses.
- Stock Price Impact: Following the collapse of Market Financial Solutions Ltd on February 27, 2026, Barclays' American Depositary Shares (ADS) fell by 3.99%, and dropped another 2.3% on March 2, indicating market concerns regarding its financial stability.
- Class Action Preparation: The Rosen Law Firm is preparing a class action to seek compensation for affected investors, with a contingency fee arrangement that allows investors to participate without upfront costs, potentially increasing participation from impacted shareholders.
- Firm's Track Record: The Rosen Law Firm is recognized for its success in securities class actions, having recovered over $438 million for investors in 2019 alone, demonstrating its expertise and resource capabilities in handling such cases effectively.
See More
- Earnings Disappointment: Nike's disappointing Q3 earnings report led to a 15.5% stock drop on Wednesday, with market capitalization now below $70 billion, indicating significant profit pressure and declining market confidence.
- External Challenges: The stock fell 15% over the past month due to the Iran war's impact on oil prices and global economic uncertainty, highlighting the vulnerability of Nike as a major consumer discretionary company amid rising recession risks.
- Organizational Changes: Nike announced organizational changes, including layoffs, with a projected $300 million severance charge, aimed at addressing external challenges and internal efficiency issues, although market sentiment remains cautious about its future.
- Analyst Rating Changes: Despite the challenges, Barclays upgraded Nike to overweight, citing operational progress, while Jefferies maintained a buy rating with a $110 price target, reflecting some analysts' confidence in Nike's future prospects.
See More
- Securities Claims Investigation: The Rosen Law Firm is investigating potential securities claims against Barclays due to allegations of misleading business information, with a reported exposure of £600 million (approximately $809.7 million), which could result in significant investor losses.
- Class Action Preparation: Investors who purchased Barclays securities during this period may be entitled to compensation through a contingency fee arrangement, highlighting the firm's commitment to safeguarding investor rights without upfront costs.
- Stock Price Reaction: Following the news, Barclays American Depositary Shares (ADS) fell by 3.99% on February 27, 2026, and an additional 2.3% on March 2, indicating market concerns regarding the bank's financial stability.
- Law Firm Background: The Rosen Law Firm is renowned for its successful track record in securities class actions, having recovered over $438 million for investors in 2019 alone, demonstrating its expertise and influence in handling similar cases.
See More
- Unit Outflow Situation: The Putnam PanAgora ESG International Equity ETF experienced an outflow of 125,000 units this week, representing a 35.7% decline compared to the previous week, indicating a significant drop in investor confidence that could impact future inflows and market performance.
- Market Performance Volatility: In morning trading, ASML Holding's stock fell approximately 2.2%, while Barclays rose about 0.4%, reflecting varied market reactions to different stocks, which may affect the overall performance of the ETF and the stability of its portfolio.
- Investor Sentiment Shift: The significant outflow may lead investors to question the effectiveness of ESG investment strategies, prompting fund management to reassess their investment approaches to restore investor confidence.
- Industry Impact Assessment: This outflow could have a ripple effect across the ESG investment sector, prompting other fund managers to focus on liquidity management and investor relations to address challenges posed by market fluctuations.
See More
- Securities Fraud Investigation: The Rosen Law Firm is investigating potential securities claims against Barclays PLC for allegedly issuing materially misleading business information, raising serious concerns about the company's transparency and accountability.
- Potential Compensation Opportunity: Investors who purchased Barclays securities may be entitled to compensation through a contingency fee arrangement, providing legal support for those affected by the alleged misconduct.
- Market Reaction: Following news of Barclays' £600 million ($809.7 million) exposure to Market Financial Solutions Ltd, Barclays' American Depositary Shares fell 3.99% on February 27, 2026, indicating market concerns regarding its financial stability and risk management.
- Law Firm Background: The Rosen Law Firm specializes in securities class actions and has recovered over $438 million for investors in 2019 alone, demonstrating its successful track record and expertise in handling complex securities litigation.
See More











