BBVA Argentina Reports Q3 Net Income of $38.1 Billion, Down 39.7%
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 25 2025
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Source: Newsfilter
- Declining Net Income: BBVA Argentina reported an inflation-adjusted net income of $38.1 billion in Q3 2025, which is 39.7% lower than Q2 2025, indicating significant economic challenges that may affect investor confidence.
- Decreased Return Rates: The average return on equity (ROAE) for the quarter fell to 4.7% from 7.6% in the previous quarter, reflecting ongoing pressure on profitability that could raise shareholder concerns about future growth.
- Growth in Financing Activity: Total financing to the private sector reached $12.8 trillion in Q3, increasing 6.7% in real terms compared to Q2, demonstrating resilience in market demand despite a challenging economic environment.
- Increased Deposit Market Share: Total deposits amounted to $15.4 trillion, with a year-over-year growth of 36.6%, raising the market share to 10.09%, marking the first time it has surpassed double digits, indicating BBVA's success in attracting customer deposits.
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Analyst Views on BBAR
Wall Street analysts forecast BBAR stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BBAR is 16.00 USD with a low forecast of 15.00 USD and a high forecast of 18.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
1 Buy
1 Hold
1 Sell
Hold
Current: 20.260
Low
15.00
Averages
16.00
High
18.00
Current: 20.260
Low
15.00
Averages
16.00
High
18.00
About BBAR
Banco Bbva Argentina SA, formerly known as BBVA French Bank, is an Argentina-based banking institution. Through its banking platform, the Bank provides a broad range of financial and non-financial services to both individuals and companies. It manages three business lines: Retail Banking, Small and Medium-Sized Companies and Corporate and Investment Banking (C&IB). Retail Banking offers checking and savings accounts, time deposits, credit cards, loans, mortgages, insurance and investment products, among others. Small and Medium-Sized Companies targets local private-sector companies providing financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance and investment products, among others. C&IB offers financial services to corporations and multinational companies, as well as global transaction services, global markets solutions, long term financing, among others. The Bank is active locally, mostly.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
BBVA Argentina Reports Q3 Net Income of $38.1 Billion, Down 39.7%
- Declining Net Income: BBVA Argentina reported an inflation-adjusted net income of $38.1 billion in Q3 2025, which is 39.7% lower than Q2 2025, indicating significant economic challenges that may affect investor confidence.
- Decreased Return Rates: The average return on equity (ROAE) for the quarter fell to 4.7% from 7.6% in the previous quarter, reflecting ongoing pressure on profitability that could raise shareholder concerns about future growth.
- Growth in Financing Activity: Total financing to the private sector reached $12.8 trillion in Q3, increasing 6.7% in real terms compared to Q2, demonstrating resilience in market demand despite a challenging economic environment.
- Increased Deposit Market Share: Total deposits amounted to $15.4 trillion, with a year-over-year growth of 36.6%, raising the market share to 10.09%, marking the first time it has surpassed double digits, indicating BBVA's success in attracting customer deposits.
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BBVA Argentina Reveals Schedule for Third Quarter 2025 Financial Results
Earnings Release Announcement: Banco BBVA Argentina S.A. will report its Third Quarter 2025 results on November 25, 2025, after market close, followed by a conference call on November 26, 2025, at 12:00 p.m. Buenos Aires time.
Quiet Period: The bank will enter a quiet period from November 11 to November 25, 2025, during which it will refrain from discussing financial results.
Key Executives: The earnings call will feature key executives including Ms. Carmen Morillo Arroyo (CFO), Mr. Diego Cesarini (Head of ALM & Investor Relations), and Ms. Belén Fourcade (Investor Relations Manager).
About BBVA Argentina: BBVA Argentina, a subsidiary of the BBVA Group since 1996, has been a leading financial institution in Argentina since 1886, offering retail and corporate banking services to a diverse client base.
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