B of A Securities Initiates Coverage of Navient Corporation - Preferred Security (JSM) with Neutral Recommendation
Analyst Coverage and Price Forecast: B of A Securities has initiated coverage of Navient Corporation - Preferred Security with a Neutral rating, projecting a 5.24% downside from the current price of $20.31, with an average one-year price target of $19.25/share.
Institutional Holdings and Changes: Institutional ownership in Navient Corporation - Preferred Security remains stable, but several funds have decreased their holdings over the last quarter, indicating a slight decline in portfolio allocation towards this security.
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Navient Corporation Q4 2025 Earnings Call Insights
- Leadership Changes: Navient appointed Steve Hauber as CFO and is searching for a fintech-experienced CFO to better align with its strategic goals, which is expected to enhance management efficiency and business execution.
- Significant Cost Reductions: The company successfully completed Phase 1 of its transformation, exceeding its $400 million expense reduction goal, which is projected to increase future loan cash flows by $2 billion, enhancing financial flexibility and supporting new growth initiatives.
- Innovative Loan Issuance: Earnest achieved total loan originations of $2.5 billion in 2025, with refinancing loans reaching $2.1 billion, and targets $4 billion in total loan originations for 2026, representing over 60% growth, indicating strong market demand.
- Optimistic Financial Outlook: Management expects core EPS for 2026 to range between $0.65 and $0.80, with expenses reduced to $350 million, reflecting confidence in future growth while emphasizing ongoing attention to credit quality.
Keefe, Bruyette & Woods Reaffirms Market Perform Rating for Navient Corporation - Preferred Security (JSM)
Analyst Coverage and Price Forecast: Keefe, Bruyette & Woods maintained a "Market Perform" rating for Navient Corporation - Preferred Security, with an average one-year price target of $21.88/share, indicating a potential upside of 9.57% from its current price of $19.97/share.
Fund Sentiment and Shareholder Activity: Ten funds reported positions in Navient Corporation - Preferred Security, with a slight decrease in total shares owned by institutions. Notable changes include a decrease in holdings by PFF and PGX ETFs, while PFFA ETF increased its allocation significantly.
