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JSM Overview

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Intellectia

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High
18.660
Open
18.470
VWAP
18.57
Vol
11.47K
Mkt Cap
--
Low
18.400
Amount
213.00K
EV/EBITDA(TTM)
288.57
Total Shares
--
EV
48.77B
EV/OCF(TTM)
106.25
P/S(TTM)
0.30
Navient Corporation provides technology-enabled education finance and business processing solutions. The Company operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. In the Federal Education Loans segment, it owns and manages Federal Family Education Loan Program (FFELP) loans and is the master servicer on this portfolio. It also services FFELP loans owned by other institutions. In the Consumer Lending Segment, it owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, it also refinances and originates in-school private education loans. In the Business Processing Segment, it provides business processing solutions, such as omnichannel contact center services and workflow processing. It offers its solutions to federal agencies, state governments, tolling and parking authorities, and other public sector clients.
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Events Timeline

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News

CNBC
8.5
05-04CNBC
New Challenges for Private Student Loans Amid Federal Caps
  • Loan Limit Restrictions: The Trump administration's legislation caps graduate borrowing at $20,500 annually and $50,000 for professional degrees, potentially doubling private loan demand and impacting students' educational choices and career paths.
  • Strict Credit Underwriting: Over 40% of Americans may be denied private loans due to credit and income requirements, with many lenders requiring a minimum credit score of 670 and an income of at least $35,000, posing challenges for recent graduates and limiting access to higher education.
  • High Interest Rate Risks: Private loan interest rates can reach as high as 23%, compared to federal rates ranging from 6.39% to 8.94%, meaning borrowers who switch to private loans may face significantly higher repayment burdens, leading to long-term financial difficulties.
  • Lack of Consumer Protections: Unlike federal loans, private loans offer minimal debt forgiveness options, and debts may transfer to co-signers upon the borrower's death or disability, increasing financial strain on families and affecting inheritance.
seekingalpha
9.5
04-29seekingalpha
Navient Reports Strong Q1 2026 Earnings with CEO Transition
  • Significant Loan Growth: Navient reported over 60% year-over-year growth in total originations for Q1 2026, with refinance loan originations increasing by 65%, marking the company's tenth consecutive quarter of growth and indicating a robust recovery in market demand for loans.
  • Strong Core Earnings: The company recognized core earnings per share of $0.20 in the first quarter, maintaining strict expense discipline with a projected annual expense outlook of $350 million, reflecting effective cost management amidst macroeconomic challenges.
  • Smooth CEO Transition: Current CEO David L. Yowan will transition to Ed Bramson in a few weeks, while Yowan remains on the Board, with this leadership change viewed as a natural point for strategic transformation, potentially laying the groundwork for future growth.
  • Improved Credit Quality: Private loan delinquency rates decreased from 2.26% in the previous quarter to 1.91%, indicating a gradual improvement in credit quality, although the company remains vigilant regarding delinquency and charge-off rates that are still above long-term historical levels to ensure financial health.
seekingalpha
9.5
01-28seekingalpha
Navient Corporation Q4 2025 Earnings Call Insights
  • Leadership Changes: Navient appointed Steve Hauber as CFO and is searching for a fintech-experienced CFO to better align with its strategic goals, which is expected to enhance management efficiency and business execution.
  • Significant Cost Reductions: The company successfully completed Phase 1 of its transformation, exceeding its $400 million expense reduction goal, which is projected to increase future loan cash flows by $2 billion, enhancing financial flexibility and supporting new growth initiatives.
  • Innovative Loan Issuance: Earnest achieved total loan originations of $2.5 billion in 2025, with refinancing loans reaching $2.1 billion, and targets $4 billion in total loan originations for 2026, representing over 60% growth, indicating strong market demand.
  • Optimistic Financial Outlook: Management expects core EPS for 2026 to range between $0.65 and $0.80, with expenses reduced to $350 million, reflecting confidence in future growth while emphasizing ongoing attention to credit quality.
NASDAQ.COM
4.0
2025-10-03NASDAQ.COM
Keefe, Bruyette & Woods Reaffirms Market Perform Rating for Navient Corporation - Preferred Security (JSM)
  • Analyst Coverage and Price Forecast: Keefe, Bruyette & Woods maintained a "Market Perform" rating for Navient Corporation - Preferred Security, with an average one-year price target of $21.88/share, indicating a potential upside of 9.57% from its current price of $19.97/share.

  • Fund Sentiment and Shareholder Activity: Ten funds reported positions in Navient Corporation - Preferred Security, with a slight decrease in total shares owned by institutions. Notable changes include a decrease in holdings by PFF and PGX ETFs, while PFFA ETF increased its allocation significantly.

Newsfilter
7.0
2025-07-15Newsfilter
Robbins LLP is Investigating Allegations that the Officers and Directors of J.M. Smucker Company (JSM) Violated Securities Laws and Breached Fiduciary Duties to Shareholders
  • Investigation Announcement: Robbins LLP is investigating The J.M. Smucker Company for potential violations of securities laws and breaches of fiduciary duties by its officers and directors, affecting shareholders' rights.

  • Shareholder Support: Shareholders who have incurred losses are encouraged to contact Robbins LLP for assistance, with representation offered on a contingency fee basis, meaning no upfront costs for the shareholders.

Newsfilter
7.0
2025-07-11Newsfilter
SJM Stockholders Who Suffered Financial Losses Should Contact Robbins LLP About its Investigation into the Officers and Directors of J.M. Smucker Company
  • Investigation Announcement: Robbins LLP is investigating The J.M. Smucker Company for potential violations of securities laws and breaches of fiduciary duties by its officers and directors, affecting shareholders' rights.

  • Shareholder Support: Shareholders who have lost money in their investment are encouraged to contact Robbins LLP for information on their rights, with representation offered on a contingency fee basis.

Wall Street analysts forecast JSM stock price to rise
0 Analyst Rating
Wall Street analysts forecast JSM stock price to rise
0 Buy
0 Hold
0 Sell
Current: 0.000
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Valuation Metrics

The current forward P/E ratio for Navient Corp (JSM.O) is --, compared to its 5-year average forward P/E of --. For a more detailed relative valuation and DCF analysis to assess Navient Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
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Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
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Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
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5Y Average PS
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Frequently Asked Questions

What is Navient Corp (JSM) stock price today?

The current price of JSM is 18.66 USD — it has increased 1.04

What is Navient Corp (JSM)'s business?

Navient Corporation provides technology-enabled education finance and business processing solutions. The Company operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. In the Federal Education Loans segment, it owns and manages Federal Family Education Loan Program (FFELP) loans and is the master servicer on this portfolio. It also services FFELP loans owned by other institutions. In the Consumer Lending Segment, it owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, it also refinances and originates in-school private education loans. In the Business Processing Segment, it provides business processing solutions, such as omnichannel contact center services and workflow processing. It offers its solutions to federal agencies, state governments, tolling and parking authorities, and other public sector clients.

What is the price predicton of JSM Stock?

Wall Street analysts forecast JSM stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for JSM is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Navient Corp (JSM)'s revenue for the last quarter?

Navient Corp revenue for the last quarter amounts to 969.00M USD, decreased -15.37

What is Navient Corp (JSM)'s earnings per share (EPS) for the last quarter?

Navient Corp. EPS for the last quarter amounts to 0.22 USD, decreased -191.67

How many employees does Navient Corp (JSM). have?

Navient Corp (JSM) has 4500 emplpoyees as of May 06 2026.

What is Navient Corp (JSM) market cap?

Today JSM has the market capitalization of 0.00 USD.