Assured Guaranty (AGO) Q4 2025 Earnings Transcript
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 21 hours ago
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Should l Buy AGO?
Source: NASDAQ.COM
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Analyst Views on AGO
Wall Street analysts forecast AGO stock price to rise
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 86.640
Low
94.00
Averages
104.00
High
110.00
Current: 86.640
Low
94.00
Averages
104.00
High
110.00
About AGO
Assured Guaranty Ltd. is a Bermuda-based holding company. Through its subsidiaries, the Company provides credit enhancement products to the United States and non-United States public finance, infrastructure and structured finance markets. The Company also participates in the asset management business through its ownership interest in Sound Point Capital Management, LP and certain of its investment management affiliates and in the annuity reinsurance business through Assured Life Reinsurance Ltd. Its segments include Insurance and Asset Management. Through its insurance subsidiaries, the Company applies its credit underwriting judgment, risk management skills and capital markets experience primarily to offer financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. Asset management segment serves as an investment advisor to primarily collateralized loan obligations and opportunity funds.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Assured Guaranty Q4 2025 Earnings Call Highlights
- Significant Earnings Growth: In Q4 2025, Assured Guaranty reported adjusted operating income of $109 million or $2.32 per share, reflecting an 83% increase from $66 million or $1.27 per share in Q4 2024, indicating strong market performance and enhanced profitability.
- Increased Shareholder Returns: The company repurchased 5.8 million shares, achieving its $500 million buyback target for 2025, while quarterly dividends rose from $0.34 to $0.38, marking 14 consecutive years of dividend growth and boosting investor confidence.
- Strategic Acquisition Expansion: The acquisition of Warwick Re, now Assured Life Reinsurance Limited, diversifies revenue sources and is expected to create significant synergies with the company's financial guarantee and investment activities, enhancing future earnings potential.
- Optimistic Market Outlook: Management expressed confidence in a robust transaction pipeline for 2026, anticipating strong results from each of its three financial guarantee product lines, demonstrating the company's favorable positioning for future growth.
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Assured Guaranty (AGO) Q4 2025 Earnings Transcript
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Assured Guaranty Q4 Earnings Exceed Expectations
- Earnings Beat: Assured Guaranty reported a Q4 Non-GAAP EPS of $2.32, surpassing expectations by $0.76, which indicates a significant improvement in profitability and boosts investor confidence.
- Revenue Surge: The company achieved revenues of $277 million in Q4, reflecting a year-over-year increase of 77.6% and exceeding forecasts by $71.17 million, showcasing strong business momentum and solidifying its market position.
- Positive Market Reaction: The earnings beat is likely to drive Assured Guaranty's stock price upward, attracting more investor interest and enhancing market expectations for future growth.
- Improved Financial Health: The robust performance not only enhances the company's financial health but also provides greater flexibility for future dividend payments and reinvestments, strengthening its long-term growth potential.
See More
Assured Guaranty to Announce Q4 Earnings on February 26
- Earnings Announcement Date: Assured Guaranty (AGO) is set to announce its Q4 2023 earnings on February 26 after market close, with a consensus EPS estimate of $1.56, reflecting a 22.8% year-over-year increase, indicating sustained profitability.
- Revenue Growth Expectations: The revenue is projected to reach $205.83 million, representing a 31.9% year-over-year increase, showcasing the company's strong market performance and growth potential, which may further boost investor confidence.
- Historical Performance Review: Over the past two years, AGO has beaten EPS estimates 75% of the time and revenue estimates 88% of the time, demonstrating reliability and stability in financial forecasting, which could attract more investor interest.
- Recent Estimate Changes: In the last three months, there have been no upward revisions to EPS estimates and one downward revision, indicating a cautious market sentiment regarding the company's future performance, prompting investors to closely monitor the upcoming earnings report for insights into future trends.
See More
Market Dynamics: The Return of Value Investing
- Global Economic Overview: While inflation continues to ease across major economies, uneven growth persists, and concerns over how AI will reshape margins and pricing power have led to volatility in the software sector, impacting credit markets.
- European Market Resilience: The Eurozone remains stable with fiscal support, despite modest deterioration in manufacturing and hiring trends, as strong performances in banks, commodities, and defense industries offset volatility tied to global technology concerns.
- Japan's Policy Shifts: Fiscal expansion linked to election promises has pushed bond yields higher in Japan, prompting markets to reassess debt and spending expectations, while corporate governance reforms and improving economic growth have supported stock performance.
- North American Rotation: With moderating inflation and a resilient labor market in the U.S., investors are increasingly favoring companies with strong balance sheets and predictable cash flows, leading to relative strength in energy and financial sectors.
See More
Multiple Companies Announce Quarterly Dividends
- Roper Technologies Dividend: Roper Technologies has declared a dividend of $0.91 per share, payable on April 22, 2026, to shareholders of record on April 6, 2026, indicating the company's strong cash flow and commitment to shareholder returns.
- Ecolab Dividend Record: Ecolab announced a quarterly cash dividend of $0.73 per share, payable on April 15, 2026, to shareholders of record at the close of business on March 17, 2026, marking 89 consecutive years of cash dividends, reflecting its stable profitability and shareholder value creation.
- DuPont Dividend Announcement: DuPont declared a quarterly dividend of $0.20 per share, payable on March 16, 2026, to shareholders of record on March 2, 2026, showcasing the company's robust financial position in the current economic environment.
- Omnicom Dividend Declaration: Omnicom announced a quarterly dividend of $0.80 per share, payable on April 9, 2026, to shareholders of record on March 11, 2026, demonstrating the company's ongoing commitment to shareholder returns and effective cash flow management.
See More
Assured Guaranty Q4 2025 Earnings Call Highlights
- Significant Earnings Growth: In Q4 2025, Assured Guaranty reported adjusted operating income of $109 million or $2.32 per share, reflecting an 83% increase from $66 million or $1.27 per share in Q4 2024, indicating strong market performance and enhanced profitability.
- Increased Shareholder Returns: The company repurchased 5.8 million shares, achieving its $500 million buyback target for 2025, while quarterly dividends rose from $0.34 to $0.38, marking 14 consecutive years of dividend growth and boosting investor confidence.
- Strategic Acquisition Expansion: The acquisition of Warwick Re, now Assured Life Reinsurance Limited, diversifies revenue sources and is expected to create significant synergies with the company's financial guarantee and investment activities, enhancing future earnings potential.
- Optimistic Market Outlook: Management expressed confidence in a robust transaction pipeline for 2026, anticipating strong results from each of its three financial guarantee product lines, demonstrating the company's favorable positioning for future growth.
See More
Assured Guaranty (AGO) Q4 2025 Earnings Transcript
See More
Assured Guaranty Q4 Earnings Exceed Expectations
- Earnings Beat: Assured Guaranty reported a Q4 Non-GAAP EPS of $2.32, surpassing expectations by $0.76, which indicates a significant improvement in profitability and boosts investor confidence.
- Revenue Surge: The company achieved revenues of $277 million in Q4, reflecting a year-over-year increase of 77.6% and exceeding forecasts by $71.17 million, showcasing strong business momentum and solidifying its market position.
- Positive Market Reaction: The earnings beat is likely to drive Assured Guaranty's stock price upward, attracting more investor interest and enhancing market expectations for future growth.
- Improved Financial Health: The robust performance not only enhances the company's financial health but also provides greater flexibility for future dividend payments and reinvestments, strengthening its long-term growth potential.
See More
Assured Guaranty to Announce Q4 Earnings on February 26
- Earnings Announcement Date: Assured Guaranty (AGO) is set to announce its Q4 2023 earnings on February 26 after market close, with a consensus EPS estimate of $1.56, reflecting a 22.8% year-over-year increase, indicating sustained profitability.
- Revenue Growth Expectations: The revenue is projected to reach $205.83 million, representing a 31.9% year-over-year increase, showcasing the company's strong market performance and growth potential, which may further boost investor confidence.
- Historical Performance Review: Over the past two years, AGO has beaten EPS estimates 75% of the time and revenue estimates 88% of the time, demonstrating reliability and stability in financial forecasting, which could attract more investor interest.
- Recent Estimate Changes: In the last three months, there have been no upward revisions to EPS estimates and one downward revision, indicating a cautious market sentiment regarding the company's future performance, prompting investors to closely monitor the upcoming earnings report for insights into future trends.
See More
Market Dynamics: The Return of Value Investing
- Global Economic Overview: While inflation continues to ease across major economies, uneven growth persists, and concerns over how AI will reshape margins and pricing power have led to volatility in the software sector, impacting credit markets.
- European Market Resilience: The Eurozone remains stable with fiscal support, despite modest deterioration in manufacturing and hiring trends, as strong performances in banks, commodities, and defense industries offset volatility tied to global technology concerns.
- Japan's Policy Shifts: Fiscal expansion linked to election promises has pushed bond yields higher in Japan, prompting markets to reassess debt and spending expectations, while corporate governance reforms and improving economic growth have supported stock performance.
- North American Rotation: With moderating inflation and a resilient labor market in the U.S., investors are increasingly favoring companies with strong balance sheets and predictable cash flows, leading to relative strength in energy and financial sectors.
See More
Multiple Companies Announce Quarterly Dividends
- Roper Technologies Dividend: Roper Technologies has declared a dividend of $0.91 per share, payable on April 22, 2026, to shareholders of record on April 6, 2026, indicating the company's strong cash flow and commitment to shareholder returns.
- Ecolab Dividend Record: Ecolab announced a quarterly cash dividend of $0.73 per share, payable on April 15, 2026, to shareholders of record at the close of business on March 17, 2026, marking 89 consecutive years of cash dividends, reflecting its stable profitability and shareholder value creation.
- DuPont Dividend Announcement: DuPont declared a quarterly dividend of $0.20 per share, payable on March 16, 2026, to shareholders of record on March 2, 2026, showcasing the company's robust financial position in the current economic environment.
- Omnicom Dividend Declaration: Omnicom announced a quarterly dividend of $0.80 per share, payable on April 9, 2026, to shareholders of record on March 11, 2026, demonstrating the company's ongoing commitment to shareholder returns and effective cash flow management.
See More
