Analysis of Recent Trends in U.S. Mortgage Rates
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 23 hours ago
0mins
Should l Buy Z?
Source: Yahoo Finance
- 30-Year Fixed Rate Increase: The 30-year fixed mortgage rate rose from 6.20% to 6.25% last week, an increase of five basis points, indicating that rising long-term loan costs may suppress homebuying demand and affect market activity.
- 20-Year Fixed Rate Decline: The 20-year fixed rate decreased from 6.01% to 5.95%, down six basis points compared to last week, which may attract some buyers to shift towards mid-term loans, enhancing market competitiveness.
- 15-Year Fixed Rate Stability: The 15-year fixed rate remained unchanged at 5.66%, reflecting stability in short-term loans, potentially appealing to borrowers looking to pay off their loans quickly and influencing their market choices.
- Adjustable Rate Loan Trends: The rates for 5/1 ARM and 7/1 ARM are 6.41% and 6.02%, respectively, indicating the attractiveness of adjustable-rate mortgages; however, borrowers should carefully consider the risks of future rate fluctuations despite the initial lower rates.
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Analyst Views on Z
Wall Street analysts forecast Z stock price to rise
8 Analyst Rating
3 Buy
5 Hold
0 Sell
Moderate Buy
Current: 43.680
Low
70.00
Averages
87.40
High
100.00
Current: 43.680
Low
70.00
Averages
87.40
High
100.00
About Z
Zillow Group, Inc. helps people find and get the home they want by connecting them with digital solutions, dedicated partners and agents, and buying, selling, financing, and renting experiences. The Company’s affiliates, subsidiaries, and brands include Zillow, Zillow Premier Agent, Zillow Home Loans, Zillow Rentals, Trulia, Out East, StreetEasy, HotPads, ShowingTime+, Spruce, and Follow Up Boss. It helps renters, buyers, sellers, and real estate professionals across all their residential real estate needs through its housing super app, which serves as an ecosystem of connected solutions for the tasks and services related to moving. It provides integrated transaction experience for movers through Zillow, its network of partners, its affiliated brands, and through a comprehensive suite of marketing software and technology solutions for the real estate industry, including ShowingTime+, Follow Up Boss and Spruce. It offers multifamily property managers a variety of advertising products.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Rosen Law Firm Investigates Securities Claims Against Zillow Group
- Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against Zillow Group (NASDAQ: Z, ZG) due to allegations of issuing materially misleading business information, aiming to protect investor rights and seek compensation.
- Class Action Preparation: If you purchased Zillow securities, you may be entitled to compensation through a contingency fee arrangement without upfront costs, as Rosen Law Firm prepares a class action to recover investor losses.
- FTC Lawsuit Impact: On September 30, 2025, the Federal Trade Commission (FTC) sued Zillow and Redfin over an illegal agreement to suppress rental advertising competition, resulting in a 4.6% drop in Zillow's Class C stock on October 1, 2025.
- Law Firm Advantages: Rosen Law Firm specializes in securities class actions, having recovered over $438 million for investors in 2019 alone, and was ranked No. 1 by ISS Securities Class Action Services in 2017, demonstrating its expertise and successful track record in the field.
See More
Analysis of Recent Trends in U.S. Mortgage Rates
- 30-Year Fixed Rate Increase: The 30-year fixed mortgage rate rose from 6.20% to 6.25% last week, an increase of five basis points, indicating that rising long-term loan costs may suppress homebuying demand and affect market activity.
- 20-Year Fixed Rate Decline: The 20-year fixed rate decreased from 6.01% to 5.95%, down six basis points compared to last week, which may attract some buyers to shift towards mid-term loans, enhancing market competitiveness.
- 15-Year Fixed Rate Stability: The 15-year fixed rate remained unchanged at 5.66%, reflecting stability in short-term loans, potentially appealing to borrowers looking to pay off their loans quickly and influencing their market choices.
- Adjustable Rate Loan Trends: The rates for 5/1 ARM and 7/1 ARM are 6.41% and 6.02%, respectively, indicating the attractiveness of adjustable-rate mortgages; however, borrowers should carefully consider the risks of future rate fluctuations despite the initial lower rates.
See More
Mortgage Rates Rise Again, Impacting Homebuyers
- Rate Increase: According to Zillow data, the 30-year fixed mortgage rate has risen to 6.25%, up 7 basis points from yesterday, indicating market expectations for future rate hikes that may suppress homebuyer demand and increase borrowing costs.
- Short-Term Loan Rate Changes: The 15-year fixed mortgage rate has increased to 5.66%, up 9 basis points, which may attract some buyers in the short term, but the overall upward trend could lead to higher monthly payment pressures for homebuyers.
- Refinancing Rate Trends: The 30-year refinancing rate stands at 6.18%, reflecting rising refinancing costs that may prompt borrowers to consider shorter loan terms to reduce interest expenses, thereby impacting market liquidity.
- Market Outlook Analysis: Despite the current rate increases, experts still believe it is a relatively good time to buy a home, as prices are not spiking like during the pandemic peak, suggesting buyers should focus on their financial situation rather than solely chasing lower rates.
See More
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Zillow Group Inc. Update: Zillow Group Inc. has received a target price cut from Deutsche Bank.
New Target Price: The new target price is set at $68, down from the previous $80.
See More
Midday Stock Movements of Major Companies
- Planet Fitness Earnings Downgrade: Planet Fitness shares fell nearly 33% after the gym operator lowered its full-year earnings outlook, now projecting only a 4% year-over-year growth, down from a previous forecast of 9%-10%, which negatively impacts market confidence.
- Vital Farms Surprise Loss: Vital Farms, the egg producer, dropped 20% following a surprise loss of 3 cents per share in Q1, against analyst expectations of a 6-cent profit, and the company also cut its full-year earnings outlook, indicating increasing industry pressures.
- Datadog Exceeds Expectations: Datadog shares surged 28% after reporting Q1 earnings of 61 cents per share, surpassing the 51-cent consensus, with Q2 revenue guidance between $1.07 billion and $1.08 billion, reflecting strong market demand.
- AAON Revenue Surge: AAON, the air conditioning and heating equipment manufacturer, saw its shares soar 40% after Q1 earnings, EBITDA, and revenue all exceeded Wall Street estimates, raising its full-year revenue guidance by as much as 45%, showcasing robust growth potential.
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Fast Food Giants Show Mixed Earnings Results
- Shake Shack's Poor Performance: Shake Shack reported first-quarter revenue of $366.7 million, falling short of the $372 million consensus estimate, leading to a 17% drop in shares and an operating loss of $2.6 million, highlighting pressures in the competitive fast-food market.
- McDonald's Beats Expectations: McDonald's posted adjusted earnings of $2.83 per share for the first quarter, exceeding the $2.74 expected by analysts, with revenue of $6.52 billion slightly above the $6.47 billion consensus, resulting in a 3.2% increase in shares, reflecting strong market performance.
- Whirlpool Cuts Guidance: Whirlpool lowered its full-year adjusted earnings forecast to a range of $3 to $3.50 per share on revenue of approximately $15 billion, down from previous guidance of $6 per share and $15.3 billion to $15.6 billion, causing an 18% drop in shares and indicating industry challenges.
- DoorDash's Optimistic Guidance: DoorDash anticipates second-quarter marketplace gross order value between $32.4 billion and $33.4 billion, surpassing the $32.43 billion expected by analysts, with first-quarter earnings of $0.42 per share exceeding the $0.36 forecast, leading to a 10% rise in shares and showcasing growth potential.
See More
Rosen Law Firm Investigates Securities Claims Against Zillow Group
- Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against Zillow Group (NASDAQ: Z, ZG) due to allegations of issuing materially misleading business information, aiming to protect investor rights and seek compensation.
- Class Action Preparation: If you purchased Zillow securities, you may be entitled to compensation through a contingency fee arrangement without upfront costs, as Rosen Law Firm prepares a class action to recover investor losses.
- FTC Lawsuit Impact: On September 30, 2025, the Federal Trade Commission (FTC) sued Zillow and Redfin over an illegal agreement to suppress rental advertising competition, resulting in a 4.6% drop in Zillow's Class C stock on October 1, 2025.
- Law Firm Advantages: Rosen Law Firm specializes in securities class actions, having recovered over $438 million for investors in 2019 alone, and was ranked No. 1 by ISS Securities Class Action Services in 2017, demonstrating its expertise and successful track record in the field.
See More
Analysis of Recent Trends in U.S. Mortgage Rates
- 30-Year Fixed Rate Increase: The 30-year fixed mortgage rate rose from 6.20% to 6.25% last week, an increase of five basis points, indicating that rising long-term loan costs may suppress homebuying demand and affect market activity.
- 20-Year Fixed Rate Decline: The 20-year fixed rate decreased from 6.01% to 5.95%, down six basis points compared to last week, which may attract some buyers to shift towards mid-term loans, enhancing market competitiveness.
- 15-Year Fixed Rate Stability: The 15-year fixed rate remained unchanged at 5.66%, reflecting stability in short-term loans, potentially appealing to borrowers looking to pay off their loans quickly and influencing their market choices.
- Adjustable Rate Loan Trends: The rates for 5/1 ARM and 7/1 ARM are 6.41% and 6.02%, respectively, indicating the attractiveness of adjustable-rate mortgages; however, borrowers should carefully consider the risks of future rate fluctuations despite the initial lower rates.
See More
Mortgage Rates Rise Again, Impacting Homebuyers
- Rate Increase: According to Zillow data, the 30-year fixed mortgage rate has risen to 6.25%, up 7 basis points from yesterday, indicating market expectations for future rate hikes that may suppress homebuyer demand and increase borrowing costs.
- Short-Term Loan Rate Changes: The 15-year fixed mortgage rate has increased to 5.66%, up 9 basis points, which may attract some buyers in the short term, but the overall upward trend could lead to higher monthly payment pressures for homebuyers.
- Refinancing Rate Trends: The 30-year refinancing rate stands at 6.18%, reflecting rising refinancing costs that may prompt borrowers to consider shorter loan terms to reduce interest expenses, thereby impacting market liquidity.
- Market Outlook Analysis: Despite the current rate increases, experts still believe it is a relatively good time to buy a home, as prices are not spiking like during the pandemic peak, suggesting buyers should focus on their financial situation rather than solely chasing lower rates.
See More
ZILLOW GROUP INC: DEUTSCHE BANK LOWERS TARGET PRICE FROM $80 TO $68
Zillow Group Inc. Update: Zillow Group Inc. has received a target price cut from Deutsche Bank.
New Target Price: The new target price is set at $68, down from the previous $80.
See More
Midday Stock Movements of Major Companies
- Planet Fitness Earnings Downgrade: Planet Fitness shares fell nearly 33% after the gym operator lowered its full-year earnings outlook, now projecting only a 4% year-over-year growth, down from a previous forecast of 9%-10%, which negatively impacts market confidence.
- Vital Farms Surprise Loss: Vital Farms, the egg producer, dropped 20% following a surprise loss of 3 cents per share in Q1, against analyst expectations of a 6-cent profit, and the company also cut its full-year earnings outlook, indicating increasing industry pressures.
- Datadog Exceeds Expectations: Datadog shares surged 28% after reporting Q1 earnings of 61 cents per share, surpassing the 51-cent consensus, with Q2 revenue guidance between $1.07 billion and $1.08 billion, reflecting strong market demand.
- AAON Revenue Surge: AAON, the air conditioning and heating equipment manufacturer, saw its shares soar 40% after Q1 earnings, EBITDA, and revenue all exceeded Wall Street estimates, raising its full-year revenue guidance by as much as 45%, showcasing robust growth potential.
See More
Fast Food Giants Show Mixed Earnings Results
- Shake Shack's Poor Performance: Shake Shack reported first-quarter revenue of $366.7 million, falling short of the $372 million consensus estimate, leading to a 17% drop in shares and an operating loss of $2.6 million, highlighting pressures in the competitive fast-food market.
- McDonald's Beats Expectations: McDonald's posted adjusted earnings of $2.83 per share for the first quarter, exceeding the $2.74 expected by analysts, with revenue of $6.52 billion slightly above the $6.47 billion consensus, resulting in a 3.2% increase in shares, reflecting strong market performance.
- Whirlpool Cuts Guidance: Whirlpool lowered its full-year adjusted earnings forecast to a range of $3 to $3.50 per share on revenue of approximately $15 billion, down from previous guidance of $6 per share and $15.3 billion to $15.6 billion, causing an 18% drop in shares and indicating industry challenges.
- DoorDash's Optimistic Guidance: DoorDash anticipates second-quarter marketplace gross order value between $32.4 billion and $33.4 billion, surpassing the $32.43 billion expected by analysts, with first-quarter earnings of $0.42 per share exceeding the $0.36 forecast, leading to a 10% rise in shares and showcasing growth potential.
See More
