Advent International Sells Prisma and Newpay to Visa
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 19 2026
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Source: Newsfilter
- Successful Strategic Transformation: Advent International's sale of Prisma and Newpay successfully separates the group into three independent platforms while retaining Payway, demonstrating its deep strategic vision and positioning in the Argentine payments market.
- Significant Transaction Scale: The transaction involves Prisma and Newpay, with Prisma processing over six billion transactions annually, establishing itself as a trusted partner for Argentina's leading banks and highlighting its critical role in payment infrastructure.
- Accelerated Payment Innovation: Newpay facilitates real-time account-to-account payments and QR payments, managing bill payments for over 7,500 companies, and is expected to drive further digital payment adoption and innovation through its integration with Visa.
- Future Growth Potential: As a standalone platform, Payway will continue to expand high-value merchant solutions, with expectations to deepen merchant relationships and increase recurring revenues as digital payment adoption accelerates.
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Analyst Views on V
Wall Street analysts forecast V stock price to rise
25 Analyst Rating
23 Buy
2 Hold
0 Sell
Strong Buy
Current: 319.670
Low
330.00
Averages
406.59
High
450.00
Current: 319.670
Low
330.00
Averages
406.59
High
450.00
About V
Visa Inc. is a global payments technology company. It facilitates global commerce and money movement across more than 200 countries and territories among a global set of consumers, merchants, financial institutions and government entities through technologies. It operates through the Payment Services segment. It provides transaction processing services (primarily authorization, clearing and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network. It offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders. It also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Card Usage Statistics: With 5.1 billion Visa cards in circulation globally, spanning over 200 countries and territories and 175 million merchant acceptance locations, Visa demonstrates extensive acceptance and influence within the global payment network.
- Strong Profitability: Visa's net profit margin was an astounding 53.6% in the last fiscal quarter, and its adjusted earnings per share grew at a compound annual rate of 15.2% from fiscal 2022 to 2025, with analysts projecting a continued growth rate of 13.5% over the next three years, indicating robust profitability and stable growth prospects.
- Reasonable Valuation: Although Visa's current price-to-earnings ratio stands at 28.5, reflecting a 24% decline over the past year, this valuation is considered reasonable given its high-quality business model and future growth potential, with expected annualized returns of 13% to 14%.
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- Massive Payment Volume: In the second quarter of fiscal 2026, Visa processed an astonishing $4.4 trillion in total payment volume, underscoring its dominant position in the global payment market and solidifying its role as a core investment in the cashless economy.
- Global Card Usage: There are currently 5.1 billion Visa cards in circulation, accepted in over 200 countries and territories at 175 million merchant locations, indicating its widespread acceptance and influence in promoting cashless transactions.
- Earnings Growth Potential: Visa's adjusted earnings per share grew at a compound annual rate of 15.2% from fiscal 2022 to 2025, with analysts projecting a continued rise of 13.5% annually over the next three years, providing strong support for the stock price.
- Valuation and Return Expectations: With a current price-to-earnings ratio of 28.5, down 24% over the past year, and a net profit margin of 53.6%, investors can expect an annualized return of 13% to 14%, showcasing its safety and potential as an investment in the cashless economy.
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- Merchant Opposition: Despite the settlement, several trade groups, including the National Retail Federation, expressed opposition, arguing that the agreement fails to adequately curb anti-competitive practices by credit card networks, potentially increasing cost pressures on large merchants.
- Positive Market Reaction: Following the settlement announcement, Mastercard's stock rose by 1.9% and Visa's by 1.8%, indicating a positive initial market response that may enhance the financial outlook for both companies moving forward.
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- Fee Reduction Plan: The new settlement proposes to lower swipe fees by 0.1 percentage points over five years and caps standard consumer rates at 1.25%, which is expected to save merchants $38 billion and enhance their profitability.
- Increased Options: Merchants will gain more options to impose surcharges on customers and choose whether to accept specific categories of cards, effectively ending the
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