SouthState Bank Corp (SSB) has seen its stock rise by 3.53% as it reaches a 20-day high, reflecting positive market sentiment following its recent announcements.
The bank reported a Q4 Non-GAAP EPS of $2.47, exceeding estimates by $0.19, alongside a remarkable 52.1% year-over-year revenue growth, reaching $686 million. This strong performance highlights the bank's operational efficiency and robust customer demand. However, analysts have expressed caution regarding the bank's Q1 2025 earnings forecast, leading to a rating downgrade that may affect investor confidence moving forward.
The addition of 32 seasoned producers is expected to enhance SouthState's capabilities in commercial, mortgage, and wealth management sectors, positioning the bank for further growth in high-potential markets. This strategic move, combined with the strong earnings report, suggests a solid foundation for sustainable growth in the coming years.
Wall Street analysts forecast SSB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SSB is 115.64 USD with a low forecast of 109.00 USD and a high forecast of 122.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
Wall Street analysts forecast SSB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SSB is 115.64 USD with a low forecast of 109.00 USD and a high forecast of 122.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Buy
0 Hold
0 Sell
Strong Buy
Current: 100.970
Low
109.00
Averages
115.64
High
122.00
Current: 100.970
Low
109.00
Averages
115.64
High
122.00
DA Davidson
Buy
maintain
$112 -> $119
2026-01-26
New
Reason
DA Davidson
Price Target
$112 -> $119
AI Analysis
2026-01-26
New
maintain
Buy
Reason
DA Davidson raised the firm's price target on South State to $119 from $112 and keeps a Buy rating on the shares after its Q4 earnings beat. The company's quarter was above expectations, and the firm maintains a positive outlook for 2026 based on the loan growth outlook, stable net interest margin, and fee income traction, the analyst tells investors in a research note.
Stephens
NULL -> Overweight
maintain
$110 -> $120
2026-01-26
New
Reason
Stephens
Price Target
$110 -> $120
2026-01-26
New
maintain
NULL -> Overweight
Reason
Stephens raised the firm's price target on South State to $120 from $110 and keeps an Overweight rating on the shares. The firm notes its raised its FY26 pre-provision net revenue forecast by 1.5% following earnings, citing above-peer loan growth, differentiated fee income momentum, active capital return, and above-peer return profile for its Overweight rating.
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TD Cowen
Buy
maintain
$115 -> $120
2026-01-26
New
Reason
TD Cowen
Price Target
$115 -> $120
2026-01-26
New
maintain
Buy
Reason
TD Cowen raised the firm's price target on South State to $120 from $115 and keeps a Buy rating on the shares. The firm updated its model following the strong 4Q print, as results reinforce its above-peer organic growth profile, operating in perhaps the most attractive markets in the country, evidenced by 8% annual loan growth.
Barclays
Overweight
maintain
$122 -> $126
2026-01-26
New
Reason
Barclays
Price Target
$122 -> $126
2026-01-26
New
maintain
Overweight
Reason
Barclays raised the firm's price target on South State to $126 from $122 and keeps an Overweight rating on the shares post the Q4 report. The firm says good loan growth trends and elevated hiring drive optimism for South State's medium-term outlook.
About SSB
SouthState Bank Corporation is a financial services company. SouthState Bank, N.A. (the Bank), the Company’s nationally chartered bank subsidiary, provides consumer, commercial, mortgage and wealth management solutions throughout Florida, Texas, the Carolinas, Georgia, Colorado, Alabama, Virginia and Tennessee. The Bank also serves clients nationwide through its correspondent banking division. The Bank’s solutions include personal, mortgage, small business, commercial and wealth. The Bank’s personal solutions include banking, borrowing, investing, and opening accounts. The Bank’s mortgage solutions include mortgage loans, refinancing, and HomeBuying 101. The Bank’s small business solutions include banking, borrowing, managing cash flow, and small business resources. Its commercial solutions include banking, financing, capital markets, employee services, international services and institutional asset management. Its wealth solutions include investment services and private wealth.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
