Should I Buy SSB? SSB 2026 Analysis

Should You Buy SouthState Bank Corp (SSB) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

102.780

1 Day change

1.79%

52 Week Range

108.320

Analysis Updated At

2026/01/26

SouthState Bank Corp (SSB) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The stock shows strong financial performance, positive analyst sentiment, and growth potential. Despite the lack of recent Intellectia Proprietary Trading Signals, the current price, technical indicators, and growth outlook support a buy decision.

Technical Analysis

The technical indicators for SSB are bullish. The MACD is positively expanding, RSI is neutral at 65.472, and moving averages are aligned bullishly (SMA_5 > SMA_20 > SMA_200). The stock is trading near its pivot level of 100.041, with resistance at 103.421 and support at 96.66.

Options Data

Bearish

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Strong Q4 2025 results with over 30% EPS growth and 52.1% revenue growth.
Dividend increase of 11%.
Addition of 32 seasoned producers to drive growth and expand market share.
Analysts have raised price targets and maintain strong buy/buy ratings, citing robust capital levels and profitability.

Neutral/Negative Catalysts

Analysts express caution about future earnings despite strong Q4 results.
No significant hedge fund or insider trading trends to indicate strong institutional confidence.

Financial Performance

SouthState Bank Corp delivered strong financial performance in Q4 2025, with revenue up 52.1% YoY to $686 million and EPS of $2.47 exceeding estimates by $0.19. In 2025/Q2, revenue increased 59.53% YoY, net income grew 62.59% YoY, and EPS rose 21.97% YoY.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are positive on SSB. Raymond James raised its price target to $120, citing strong Q4 results and growth momentum. Truist raised its target to $109, highlighting potential benefits for SMID regional banks. TD Cowen and Barclays adjusted targets slightly downward but maintain buy/overweight ratings, emphasizing durable tailwinds and strong profitability.

11 Analyst Rating

Wall Street analysts forecast SSB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SSB is 115.64 USD with a low forecast of 109 USD and a high forecast of 122 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

11 Buy

0 Hold

0 Sell

Strong Buy

Current: 100.970

Low

109

Averages

115.64

High

122

Current: 100.970

Low

109

Averages

115.64

High

122

DA Davidson

Buy

maintain

$112 -> $119

AI Analysis

2026-01-26

New

Reason

DA Davidson

Price Target

$112 -> $119

AI Analysis

2026-01-26

New

maintain

Buy

Reason

DA Davidson raised the firm's price target on South State to $119 from $112 and keeps a Buy rating on the shares after its Q4 earnings beat. The company's quarter was above expectations, and the firm maintains a positive outlook for 2026 based on the loan growth outlook, stable net interest margin, and fee income traction, the analyst tells investors in a research note.

Stephens

NULL -> Overweight

maintain

$110 -> $120

2026-01-26

New

Reason

Stephens

Price Target

$110 -> $120

2026-01-26

New

maintain

NULL -> Overweight

Reason

Stephens raised the firm's price target on South State to $120 from $110 and keeps an Overweight rating on the shares. The firm notes its raised its FY26 pre-provision net revenue forecast by 1.5% following earnings, citing above-peer loan growth, differentiated fee income momentum, active capital return, and above-peer return profile for its Overweight rating.

Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for SSB

Unlock Now

SSB Should I Buy

SSB Should I Buy

Should You Buy SouthState Bank Corp (SSB) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

People Also Watch