Old Republic International Reports Q4 2025 Earnings with Significant Profit Growth
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 22 Jan 26
Source: NASDAQ.COM
Old Republic International's stock fell 12.57% as it crossed below the 5-day SMA amid broader market gains.
The company reported a Q4 2025 net income of $206.3 million, a 96.5% increase from the previous year, showcasing strong performance in its insurance operations. However, net income excluding investment gains fell 18.6%, indicating challenges in core business operations. Despite these challenges, the company achieved a 9.8% increase in net premium revenue, reaching $2,130.8 million, reflecting enhanced competitiveness in the market.
The significant profit growth and revenue increase position Old Republic International favorably for future market competition, potentially attracting more investor interest despite the recent stock decline.
Analyst Views on ORI
Wall Street analysts forecast ORI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ORI is 49.00 USD with a low forecast of 47.00 USD and a high forecast of 51.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 39.050
Low
47.00
Averages
49.00
High
51.00
Current: 39.050
Low
47.00
Averages
49.00
High
51.00
About ORI
Old Republic International Corporation is a specialty insurer that operates diverse property and casualty and title insurance companies. It is a holding company engaged in the single business of insurance underwriting and related services. Its Specialty Insurance segment is characterized as a commercial line’s insurance business with a focus on lines of coverages provided to businesses, state and local governments, and other institutions. The segment has major insurance coverages, including accident and health, aviation, commercial auto, commercial multi-peril (CMP), commercial property, financial indemnity, and home and auto warranty, among others. The Title Insurance segment consists primarily of the issuance of policies to real estate purchasers and investors based upon searches of the public records that contain information concerning interests in real property. The two basic types of title insurance policies issued by the Company are lenders' policies and owners' policies.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
