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ORI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
39.720
Open
39.550
VWAP
39.32
Vol
1.15M
Mkt Cap
9.56B
Low
38.980
Amount
45.23M
EV/EBITDA(TTM)
8.45
Total Shares
243.55M
EV
10.96B
EV/OCF(TTM)
9.03
P/S(TTM)
1.05
Old Republic International Corporation is a specialty insurer that operates diverse property and casualty and title insurance companies. It is a holding company engaged in the single business of insurance underwriting and related services. Its Specialty Insurance segment is characterized as a commercial line’s insurance business with a focus on lines of coverage provided to businesses, state and local governments, and other institutions. The segment has major insurance coverages, including accident and health, aviation, commercial auto, commercial multi-peril (CMP), commercial property, financial indemnity, and home and auto warranty, among others. The Title Insurance segment consists primarily of the issuance of policies to real estate purchasers and investors based upon searches of the public records that contain information concerning interests in real property. The two basic types of title insurance policies issued by the Company are lenders' policies and owners' policies.
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Events Timeline

(ET)
2026-04-23
07:10:00
Company Reports Q1 Revenue of $2.20B
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2026-04-13 (ET)
2026-04-13
07:10:00
Old Republic International Launches Independent Brand Lodestar Claims & Risk Services
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2026-04-06 (ET)
2026-04-06
07:10:00
Old Republic International Forms New Company Old Republic Property
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2026-02-27 (ET)
2026-02-27
07:10:00
Old Republic Declares Quarterly Cash Dividend of $0.315
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2026-01-22 (ET)
2026-01-22
16:30:00
Dow Jones Rises 306.78 Points to 49,384.01
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2026-01-22
12:10:00
Major Averages Rise Amid Trump Comments
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2026-01-22
12:10:00
Old Republic Shares Down 10.9% to $38.44
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News

PRnewswire
8.5
04-30PRnewswire
Old Republic International Corporation Unveils Brand Refresh
  • Brand Image Update: Old Republic International Corporation has launched a brand refresh featuring a modernized corporate logo and visual system aimed at enhancing communication consistency and clarity with customers and distribution partners, thereby boosting market competitiveness.
  • Brand Name Adjustments: Several operating companies will adopt updated brand names that better reflect their identities while emphasizing their shared connection within Old Republic's decentralized environment, further enhancing brand recognition.
  • Implementation Plan: The brand updates will roll out throughout 2026, including updates to marketing materials, digital properties, signage, business correspondence, and certain legal entity names, ensuring comprehensive brand consistency.
  • Industry Event Launch: Old Republic will officially unveil its new brand at the RISKWORLD event in Philadelphia from May 3-6, showcasing its unique collection of specialty operating companies and reinforcing the collective strength of the brand.
Newsfilter
6.5
04-29Newsfilter
Old Republic Insurance Companies Ratings Affirmed
  • Rating Affirmation: AM Best has affirmed the Financial Strength Rating of A+ (Superior) and Long-Term Issuer Credit Ratings of "aa-" (Superior) for Old Republic Insurance Companies, reflecting its strong balance sheet and robust operating performance, underscoring its leadership in the U.S. property/casualty insurance market.
  • Subsidiary Ratings: Concurrently, AM Best affirmed the ratings of Old Republic National Title Insurance Company and American Guaranty Title Insurance Company, both rated A+ (Superior) and "aa-" (Superior), indicating their strategic role and strong financial foundation within the Old Republic enterprise.
  • Life Insurance Company Rating: Old Republic Life Insurance Company received a Financial Strength Rating of A- (Excellent) and a Long-Term Credit Rating of "a-" (Excellent), highlighting its strategic importance despite its smaller size, particularly in managing claims and mortality changes.
  • Canadian Subsidiary Rating: Old Republic Canada has been rated A (Excellent) for Financial Strength and "a+" (Excellent) for Long-Term Credit, reflecting its strategic significance within the Old Republic enterprise, although it faces market challenges, it maintains good asset quality and profitability.
seekingalpha
9.5
04-23seekingalpha
Old Republic International Q1 2026 Earnings Call Insights
  • Declining Profitability: Old Republic International reported a consolidated pretax operating income of $211.5 million for Q1 2026, down from $252.7 million last year, with a combined ratio of 96.6%, indicating a decline in profitability that may affect investor confidence.
  • Shareholder Return Strategy: The company paid nearly $77 million in dividends and repurchased $161 million worth of shares during the quarter, demonstrating a commitment to shareholder returns despite profitability pressures, maintaining an active capital return approach.
  • Insurance Business Growth: Specialty insurance saw a 3.4% increase in net premiums written, driven by strong rate increases in commercial auto and general liability, although a decline in renewal retention ratios indicates a need to address customer retention issues while remaining competitive in the market.
  • Future Outlook: Management expects net investment income growth to remain in the low to mid-single digits for the remainder of 2026, emphasizing a cautious approach in the current interest rate environment, while planning to close the ECM acquisition around July 1 to drive future revenue growth.
PRnewswire
9.5
04-23PRnewswire
Old Republic International Reports Q1 2026 Financial Results
  • Net Income Growth: In Q1 2026, Old Republic International reported net income of $330 million, a 34.7% increase from $245 million in 2025, indicating sustained profitability in its insurance operations despite potential volatility in investment gains affecting long-term financial stability.
  • Earnings Per Share Change: Diluted earnings per share rose from $0.98 in 2025 to $1.32 in 2026, reflecting a 34.7% increase, showcasing effective cost control and revenue enhancement strategies, although the 15.4% decline in core earnings excluding investment gains indicates challenges in the core business.
  • Premium Revenue Increase: The net premiums earned for the first quarter reached $1.972 billion, up 7.1% year-over-year, with the specialty insurance segment contributing a 4.7% growth, demonstrating strong market momentum, particularly in commercial auto and general liability insurance sectors.
  • Stable Shareholder Equity: As of March 31, 2026, total shareholders' equity stood at $5.912 billion, virtually unchanged from $5.914 billion at the end of 2025, reflecting robust capital management amidst market fluctuations and challenges.
seekingalpha
9.5
04-23seekingalpha
Old Republic Q1 Earnings Miss Expectations
  • Earnings Shortfall: Old Republic reported a Q1 non-GAAP EPS of $0.68, missing expectations by $0.11, indicating pressure on profitability that may affect investor confidence.
  • Lackluster Revenue Growth: The company generated $2.2 billion in revenue, a 6.8% year-over-year increase, but fell short of expectations by $70 million, reflecting intensified market competition and challenges in business expansion.
  • Net Premium Income Increase: Consolidated net premiums and fees earned reached $1.97 billion, compared to nearly $1.85 billion last year, indicating stability in premium income, yet overall profitability still requires improvement.
  • Shareholder Returns: Total capital returned to shareholders amounted to $237.5 million, demonstrating a commitment to shareholders, which, despite the poor overall financial performance, helps maintain shareholder trust.
seekingalpha
9.5
04-22seekingalpha
Old Republic Set to Announce Q1 Earnings on April 23
  • Earnings Announcement Date: Old Republic (ORI) is set to announce its Q1 earnings on April 23 before market open, with a consensus EPS estimate of $0.79, reflecting a 2.5% year-over-year decline, which may impact investor sentiment.
  • Revenue Growth Expectations: The anticipated revenue for Q1 is $2.27 billion, representing a 10.2% year-over-year increase, indicating the company's stable growth potential in the market, which could attract more investor interest.
  • Historical Performance Review: Over the past two years, Old Republic has beaten EPS estimates 75% of the time and revenue estimates 88% of the time, demonstrating reliability in financial performance that may bolster market confidence in its future results.
  • Estimate Revision Dynamics: In the last three months, there have been no upward revisions to EPS estimates and two downward revisions, while revenue estimates saw two upward revisions, indicating market divergence regarding the company's future performance, which could influence investor decisions.
Wall Street analysts forecast ORI stock price to rise
2 Analyst Rating
Wall Street analysts forecast ORI stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
47.00
Averages
49.00
High
51.00
Current: 0.000
sliders
Low
47.00
Averages
49.00
High
51.00
Raymond James
Strong Buy
to
Strong Buy
downgrade
$47 -> $44
AI Analysis
2026-04-27
Reason
Raymond James
Price Target
$47 -> $44
AI Analysis
2026-04-27
downgrade
Strong Buy
to
Strong Buy
Reason
Raymond James lowered the firm's price target on Old Republic to $44 from $47 and keeps a Strong Buy rating on the shares. The results reflect near-term pressure from ongoing investments in specialty insurance expansion, technology modernization, and a slower-than-expected recovery in the title segment, the analyst tells investors in a research note.
Piper Sandler
Paul Newsome
Neutral
maintain
$38 -> $40
2026-04-24
Reason
Piper Sandler
Paul Newsome
Price Target
$38 -> $40
2026-04-24
maintain
Neutral
Reason
Piper Sandler analyst Paul Newsome raised the firm's price target on Old Republic to $40 from $38 and keeps a Neutral rating on the shares after the company reported a miss versus Piper's and consensus' estimates mainly driven by worse-than-expected Specialty Insurance underwriting results. While there were concerns over unfavorable development in commercial auto last quarter, there was favorable development across lines including commercial auto this quarter, Piper argues. The miss appears to be driven more by higher-than-expected expenses and accident year loss ratio, the firm adds.
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Valuation Metrics

The current forward P/E ratio for Old Republic International Corp (ORI.N) is 11.43, compared to its 5-year average forward P/E of 10.81. For a more detailed relative valuation and DCF analysis to assess Old Republic International Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.81
Current PE
11.43
Overvalued PE
11.91
Undervalued PE
9.71

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.18
Current EV/EBITDA
5.94
Overvalued EV/EBITDA
1.40
Undervalued EV/EBITDA
-1.04

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.99
Current PS
0.93
Overvalued PS
1.06
Undervalued PS
0.92

Financials

AI Analysis
Annual
Quarterly

Whales Holding ORI

S
Systematic Financial Management LP
Holding
ORI
+14.80%
3M Return
N
Nt-Comnwlth Super Corp
Holding
ORI
+12.29%
3M Return
C
Colonial First State Investments Limited
Holding
ORI
+10.61%
3M Return
M
Macquarie Capital Investment Management LLC
Holding
ORI
+9.64%
3M Return
R
Ritholtz Wealth Management
Holding
ORI
+8.63%
3M Return
T
Thrivent Investment Management, Inc.
Holding
ORI
+8.32%
3M Return

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Frequently Asked Questions

What is Old Republic International Corp (ORI) stock price today?

The current price of ORI is 39.26 USD — it has decreased -0.56

What is Old Republic International Corp (ORI)'s business?

Old Republic International Corporation is a specialty insurer that operates diverse property and casualty and title insurance companies. It is a holding company engaged in the single business of insurance underwriting and related services. Its Specialty Insurance segment is characterized as a commercial line’s insurance business with a focus on lines of coverage provided to businesses, state and local governments, and other institutions. The segment has major insurance coverages, including accident and health, aviation, commercial auto, commercial multi-peril (CMP), commercial property, financial indemnity, and home and auto warranty, among others. The Title Insurance segment consists primarily of the issuance of policies to real estate purchasers and investors based upon searches of the public records that contain information concerning interests in real property. The two basic types of title insurance policies issued by the Company are lenders' policies and owners' policies.

What is the price predicton of ORI Stock?

Wall Street analysts forecast ORI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ORI is49.00 USD with a low forecast of 47.00 USD and a high forecast of 51.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Old Republic International Corp (ORI)'s revenue for the last quarter?

Old Republic International Corp revenue for the last quarter amounts to 2.29B USD, increased 9.37

What is Old Republic International Corp (ORI)'s earnings per share (EPS) for the last quarter?

Old Republic International Corp. EPS for the last quarter amounts to 1.32 USD, increased 34.69

How many employees does Old Republic International Corp (ORI). have?

Old Republic International Corp (ORI) has 9500 emplpoyees as of May 11 2026.

What is Old Republic International Corp (ORI) market cap?

Today ORI has the market capitalization of 9.56B USD.