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BSAC Overview

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Intellectia

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High
33.790
Open
33.610
VWAP
33.40
Vol
12.25K
Mkt Cap
15.88B
Low
33.200
Amount
409.01K
EV/EBITDA(TTM)
19.14
Total Shares
471.12M
EV
27.89T
EV/OCF(TTM)
21.99
P/S(TTM)
5.04
Banco Santander-Chile (the Bank), formerly Banco Santander Chile, is a Chilean bank. The Bank's segments include Retail banking, Middle-market, Global Corporate Banking and Corporate Activities (Other). The Retail Banking segment consists of individuals and small to middle-sized entities (SMEs). The Middle-market segment serves companies and large corporations. The Global Corporate Banking segment consists of foreign and domestic multinational companies. The Corporate Activities segment includes its Financial Management Division, which develops global management functions. It provides a range of commercial and retail banking services to its customers, including Chilean peso and foreign currency denominated loans to finance a range of commercial transactions, trade, foreign currency forward contracts and credit lines and a range of retail banking services, including mortgage financing. In addition to its traditional banking operations, the Bank offers a range of financial services.
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Events Timeline

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News

CNBC
6.0
06-25CNBC
Bank of America Upgrades Nomura to Buy Amid Earnings Improvements
  • Rating Upgrade: Bank of America upgraded Nomura from neutral to buy, primarily based on improvements in earnings and return on equity, indicating the firm's performance is strengthening under market conditions, which is expected to drive stock price increases.
  • Market Sensitivity: Despite Nomura's historically volatile earnings, recent performance improvements have widened the gap to its price objective, demonstrating the company's resilience in uncertain market environments, potentially attracting more investor attention.
  • Tesla Fundamentals Analysis: Barclays reiterated Tesla as equal weight, noting that its stock price is almost entirely narrative-driven, with fundamentals like Q2 deliveries and margins increasingly overlooked, which could lead to misjudgments about future performance by investors.
  • Emerging Market Opportunities: Benchmark initiated coverage of Pinnacle Financial Partners with a buy rating, believing that management's execution over the next few quarters will improve its relative valuation, showcasing the company's competitive advantages and growth potential in regional markets.
Newsfilter
1.0
06-24Newsfilter
Banco Santander Chile Invites to 2Q 2026 Financial Results Conference Call
  • Earnings Call Schedule: Banco Santander Chile will hold a conference call on August 5, 2026, at 11:00 AM NY time to discuss its 2Q 2026 financial results, with a management commentary report set to be published on July 31, ensuring timely access to critical information for investors.
  • Executive Participation: The call will feature CFO Patricia Pérez, Chief Strategy Officer Cristian Vicuña, and Chief Economist Andres Sansone, with a Q&A session designed to enhance interaction with investors, thereby increasing transparency and trust.
  • Financial Health Overview: As of March 31, 2026, the bank reported total assets of Ch$69,896,903 million (approximately US$72,684 million), reflecting its strong financial foundation and stable market position in Latin America.
  • Capital Adequacy Metrics: The bank's BIS capital ratio stands at 16.4%, with a core capital ratio of 10.9%, indicating robust risk management and capital allocation, which helps bolster investor confidence and supports future business expansion.
seekingalpha
9.5
04-30seekingalpha
Banco Santander-Chile Reports Q1 2025 Earnings
  • Earnings Performance: Banco Santander-Chile reported a GAAP EPS of $0.63 for Q1 2025, demonstrating the bank's resilience amid economic fluctuations, maintaining profitability despite market challenges.
  • Non-GAAP Earnings Analysis: The bank achieved a non-GAAP EPS of $2.48 in the same quarter, indicating a significant enhancement in profitability after adjustments, reflecting strong core business performance and effective cost control strategies.
  • Historical Performance Review: Historical financial data shows that Banco Santander-Chile's profitability has been steadily improving, indicating a strengthening market position and expanding customer base in a competitive environment.
  • Future Outlook: With the ongoing economic recovery, Banco Santander-Chile is expected to benefit from rising interest rates and recovering credit demand, driving future profit growth and shareholder returns.
Newsfilter
9.5
03-31Newsfilter
Banco Santander Chile Invites to Q1 2026 Financial Results Conference Call
  • Earnings Call Schedule: Banco Santander Chile will hold a conference call on May 6, 2026, at 12 PM NY time to discuss Q1 2026 financial results, with a management commentary report set to be published on April 30, ensuring timely access to critical information for investors.
  • Key Participants: The call will feature CFO Patricia Pérez, Chief Strategy Officer and Head of IR Cristian Vicuña, and Chief Economist Andres Sansone, enhancing the professionalism and transparency of the meeting.
  • Asset and Loan Metrics: As of December 31, 2025, Banco Santander Chile reported total assets of $68.094 billion, gross loans of $40.933 billion, and total deposits of $30.569 billion, reflecting a strong financial foundation in the Latin American market.
  • Risk Ratings and Capital Adequacy: The bank holds high risk ratings in Latin America, with an A2 rating from Moody's and a capital adequacy ratio of 16.9%, indicating robust financial health and risk management capabilities.
Newsfilter
9.5
02-27Newsfilter
Banco Santander Chile Files 2025 Annual Report with SEC
  • Annual Report Filing: Banco Santander Chile filed its 2025 Annual Report with the SEC on February 27, 2026, reflecting the company's ongoing commitment to transparency and compliance, ensuring investors have access to the latest financial information.
  • Financial Information Access: The 2025 Annual Report is accessible via Santander Chile's corporate website and the SEC's site, providing complete audited financial statements that enhance shareholder confidence in the company's financial health.
  • Shareholder Services: Shareholders can request a hard copy of the 2025 Annual Report free of charge, further demonstrating the company's commitment to shareholder engagement and fostering strong investor relations.
  • Investor Relations Contact: Santander Chile offers multiple contact methods, including phone and email, ensuring shareholders can easily obtain necessary information, thereby improving the company's accessibility and transparency among investors.
seekingalpha
9.5
01-30seekingalpha
Banco Santander-Chile Reports Strong FY 2025 Financials
  • Earnings Performance: Banco Santander-Chile reported a non-GAAP EPS of $2.48 for FY 2025, indicating strong profitability and reflecting its robust performance and growth potential in the market.
  • Asset Growth: As of December 31, 2025, the bank's total assets reached CLP 68,094,956 million (approximately $75.6 million), demonstrating effective asset management and enhanced market competitiveness.
  • Loan and Deposit Metrics: Total gross loans, including interbank loans, amounted to CLP 40,932,880 million (about $45.4 million), while total deposits stood at CLP 30,569,372 million (around $33.9 million), showcasing solid liquidity and customer trust.
  • Capital Adequacy Ratios: The bank's BIS capital ratio was 16.9%, with a core capital ratio of 11.0%, which not only meets regulatory requirements but also provides strong support for future expansion and risk management.
Wall Street analysts forecast BSAC stock price to rise
3 Analyst Rating
Wall Street analysts forecast BSAC stock price to rise
0 Buy
3 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
28.00
Averages
29.00
High
30.00
Current: 0.000
sliders
Low
28.00
Averages
29.00
High
30.00
Citi
Javier Pizarro
Neutral -> Buy
upgrade
AI Analysis
2026-06-24
Reason
Citi
Javier Pizarro
Price Target
AI Analysis
2026-06-24
upgrade
Neutral -> Buy
Reason
Citi analyst Javier Pizarro upgraded Santander Chile to Buy from Neutral. The firm is upgrading its recommendation on Chilean banks as valuation ratios are currently presenting attractive discounts both on lower stock prices and higher earnings prospects, propelled by the positive impact of higher inflation on net interest margin for 2026 and a more constructive view on medium-term local economic growth prospects from 2027, the analyst tells investors in a research note.
Goldman Sachs
Tito Labarta
Sell
downgrade
$30 -> $29
2026-05-06
Reason
Goldman Sachs
Tito Labarta
Price Target
$30 -> $29
2026-05-06
downgrade
Sell
Reason
Goldman Sachs analyst Tito Labarta lowered the firm's price target on Santander Chile to $29 from $30 and keeps a Sell rating on the shares after its Q1 results. The firm notes that while higher inflation will boost net interest margins, the management noted potential for slower loan growth or asset quality pressure later in the year, the analyst tells investors in a research note. Goldman Sachs adds that the stock trades at a relative premium to peers with an expected decline in profitability.
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Valuation Metrics

The current forward P/E ratio for Banco Santander Chile (BSAC.N) is 15.67, compared to its 5-year average forward P/E of 10.49. For a more detailed relative valuation and DCF analysis to assess Banco Santander Chile's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.49
Current PE
15.67
Overvalued PE
12.03
Undervalued PE
8.95

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.48
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
2.52
Undervalued EV/EBITDA
-1.57

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.97
Current PS
0.00
Overvalued PS
4.03
Undervalued PS
1.90

Financials

AI Analysis
Annual
Quarterly

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Whales Holding BSAC

B
Banco Santander, S.A.
Holding
BSAC
-0.89%
3M Return
L
LarrainVial Asset Management Administradora General de Fondos SA
Holding
BSAC
-1.77%
3M Return

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Frequently Asked Questions

What is Banco Santander Chile (BSAC) stock price today?

The current price of BSAC is 33.2 USD — it has decreased -1.48

What is Banco Santander Chile (BSAC)'s business?

Banco Santander-Chile (the Bank), formerly Banco Santander Chile, is a Chilean bank. The Bank's segments include Retail banking, Middle-market, Global Corporate Banking and Corporate Activities (Other). The Retail Banking segment consists of individuals and small to middle-sized entities (SMEs). The Middle-market segment serves companies and large corporations. The Global Corporate Banking segment consists of foreign and domestic multinational companies. The Corporate Activities segment includes its Financial Management Division, which develops global management functions. It provides a range of commercial and retail banking services to its customers, including Chilean peso and foreign currency denominated loans to finance a range of commercial transactions, trade, foreign currency forward contracts and credit lines and a range of retail banking services, including mortgage financing. In addition to its traditional banking operations, the Bank offers a range of financial services.

What is the price predicton of BSAC Stock?

Wall Street analysts forecast BSAC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BSAC is29.00 USD with a low forecast of 28.00 USD and a high forecast of 30.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Banco Santander Chile (BSAC)'s revenue for the last quarter?

Banco Santander Chile revenue for the last quarter amounts to 822.95M USD, increased 8.18

What is Banco Santander Chile (BSAC)'s earnings per share (EPS) for the last quarter?

Banco Santander Chile. EPS for the last quarter amounts to 0.00 USD, decreased

How many employees does Banco Santander Chile (BSAC). have?

Banco Santander Chile (BSAC) has 9229 emplpoyees as of July 08 2026.

What is Banco Santander Chile (BSAC) market cap?

Today BSAC has the market capitalization of 15.88B USD.