BSAC Relative Valuation
BSAC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BSAC is overvalued; if below, it's undervalued.
Historical Valuation
Banco Santander Chile (BSAC) is now in the Fair zone, suggesting that its current forward PE ratio of 12.30 is considered Fairly compared with the five-year average of 10.35. The fair price of Banco Santander Chile (BSAC) is between 27.44 to 32.69 according to relative valuation methord.
Relative Value
Fair Zone
27.44-32.69
Current Price：31.87
Fair
12.30
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Banco Santander Chile. (BSAC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Banco Santander Chile. (BSAC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
4.46
PS
Banco Santander Chile. (BSAC) has a current PS of 4.46. The 5-year average PS is 3.33. The thresholds are as follows: Strongly Undervalued below 2.60, Undervalued between 2.60 and 2.96, Fairly Valued between 3.69 and 2.96, Overvalued between 3.69 and 4.05, and Strongly Overvalued above 4.05. The current Forward PS of 4.46 falls within the Strongly Overvalued range.
0.00
P/OCF
Banco Santander Chile. (BSAC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Banco Santander Chile. (BSAC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Banco Santander Chile (BSAC) has a current Price-to-Book (P/B) ratio of 1160.05. Compared to its 3-year average P/B ratio of 353.29 , the current P/B ratio is approximately 228.35% higher. Relative to its 5-year average P/B ratio of 212.32, the current P/B ratio is about 446.36% higher. Banco Santander Chile (BSAC) has a Forward Free Cash Flow (FCF) yield of approximately 10.23%. Compared to its 3-year average FCF yield of -15.72%, the current FCF yield is approximately -165.07% lower. Relative to its 5-year average FCF yield of -17.74% , the current FCF yield is about -157.66% lower.
1160.05
P/B
Median3y
353.29
Median5y
212.32
10.23
FCF Yield
Median3y
-15.72
Median5y
-17.74
Competitors Valuation Multiple
The average P/S ratio for BSAC's competitors is 4.00, providing a benchmark for relative valuation. Banco Santander Chile Corp (BSAC) exhibits a P/S ratio of 4.46, which is 11.45% above the industry average. Given its robust revenue growth of -1.73%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BSAC increased by 58.99% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 3.09K to 4.96K.
The secondary factor is the Margin Expansion, contributed 0.20%to the performance.
Overall, the performance of BSAC in the past 1 year is driven by P/E Change. Which is more unsustainable.
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Frequently Asked Questions
Is Banco Santander Chile (BSAC) currently overvalued or undervalued?
Banco Santander Chile (BSAC) is now in the Fair zone, suggesting that its current forward PE ratio of 12.30 is considered Fairly compared with the five-year average of 10.35. The fair price of Banco Santander Chile (BSAC) is between 27.44 to 32.69 according to relative valuation methord.
What is Banco Santander Chile (BSAC) fair value?
BSAC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Banco Santander Chile (BSAC) is between 27.44 to 32.69 according to relative valuation methord.
How does BSAC's valuation metrics compare to the industry average?
The average P/S ratio for BSAC's competitors is 4.00, providing a benchmark for relative valuation. Banco Santander Chile Corp (BSAC) exhibits a P/S ratio of 4.46, which is 11.45% above the industry average. Given its robust revenue growth of -1.73%, this premium appears unsustainable.
What is the current P/B ratio for Banco Santander Chile (BSAC) as of Jan 08 2026?
As of Jan 08 2026, Banco Santander Chile (BSAC) has a P/B ratio of 1160.05. This indicates that the market values BSAC at 1160.05 times its book value.
What is the current FCF Yield for Banco Santander Chile (BSAC) as of Jan 08 2026?
As of Jan 08 2026, Banco Santander Chile (BSAC) has a FCF Yield of 10.23%. This means that for every dollar of Banco Santander Chile’s market capitalization, the company generates 10.23 cents in free cash flow.
What is the current Forward P/E ratio for Banco Santander Chile (BSAC) as of Jan 08 2026?
As of Jan 08 2026, Banco Santander Chile (BSAC) has a Forward P/E ratio of 12.30. This means the market is willing to pay $12.30 for every dollar of Banco Santander Chile’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Banco Santander Chile (BSAC) as of Jan 08 2026?
As of Jan 08 2026, Banco Santander Chile (BSAC) has a Forward P/S ratio of 4.46. This means the market is valuing BSAC at $4.46 for every dollar of expected revenue over the next 12 months.