Metropolitan Bank Holding Corp. (MCB) saw its stock rise by 11.14% as it crossed above the 5-day SMA, reflecting positive investor sentiment following its impressive Q4 earnings report.
The bank reported a Q4 GAAP EPS of $2.77, exceeding expectations by $0.70, and revenues of $88.41 million, a 24.5% year-over-year increase. This strong performance underscores the company's robust profitability and positions it favorably in the financial market. Additionally, management anticipates loan growth of about $800 million in 2026, demonstrating confidence in market expansion and strategic positioning.
The significant growth in both earnings and revenue indicates a solid foundation for future performance, although analysts caution that the stock may be nearing full valuation, suggesting that investors should keep an eye on future growth potential.
Wall Street analysts forecast MCB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCB is 88.00 USD with a low forecast of 86.00 USD and a high forecast of 90.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
Wall Street analysts forecast MCB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCB is 88.00 USD with a low forecast of 86.00 USD and a high forecast of 90.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 89.190
Low
86.00
Averages
88.00
High
90.00
Current: 89.190
Low
86.00
Averages
88.00
High
90.00
Keefe Bruyette
Outperform
maintain
$90 -> $105
2026-01-22
Reason
Keefe Bruyette
Price Target
$90 -> $105
AI Analysis
2026-01-22
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Metropolitan Bank to $105 from $90 and keeps an Outperform rating on the shares.
Keefe Bruyette
Outperform
to
NULL
downgrade
$95 -> $90
2025-10-27
Reason
Keefe Bruyette
Price Target
$95 -> $90
2025-10-27
downgrade
Outperform
to
NULL
Reason
Keefe Bruyette lowered the firm's price target on Metropolitan Bank to $90 from $95 and keeps an Outperform rating on the shares.
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Keefe Bruyette
Outperform
maintain
$81 -> $95
2025-07-21
Reason
Keefe Bruyette
Price Target
$81 -> $95
2025-07-21
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Metropolitan Bank to $95 from $81 and keeps an Outperform rating on the shares. Metropolitan Bank represents a unique story with consistent strong growth, the analyst tells investors in a research note.
About MCB
Metropolitan Bank Holding Corp. is a bank holding company. The Company, through its subsidiary, Metropolitan Commercial Bank, a New York state-chartered commercial bank, provides a range of business, commercial and retail banking products and services to small businesses, middle-market enterprises, public entities and affluent individuals in the New York metropolitan area. In addition to traditional commercial banking products, the Company offers corporate cash management and retail banking services; customized financial solutions for government entities, municipalities, public institutions and charter schools; specialized services to facilitate secure and efficient real estate transactions and tax-deferred exchanges for title and escrow and Section 1031 exchanges; and EB-5 Program accounts for qualified foreign investors. Its commercial real estate products include acquisition loans, renovation loans, loans on owner-occupied properties and construction loans.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
