Should I Buy MCB? MCB 2026 Analysis

Should You Buy Metropolitan Bank Holding Corp (MCB) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

92.000

1 Day change

3.15%

52 Week Range

96.750

Analysis Updated At

2026/01/26

Metropolitan Bank Holding Corp (MCB) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's strong financial performance in Q4 2025, positive loan growth, and net interest income increase, combined with a bullish technical setup and favorable analyst rating, make it a solid investment opportunity. Despite recent price volatility, the long-term growth outlook and positive catalysts outweigh the short-term fluctuations.

Technical Analysis

The stock exhibits a bullish technical setup with SMA_5 > SMA_20 > SMA_200, indicating an upward trend. The MACD histogram is positive at 1.19, suggesting bullish momentum, while RSI_6 at 64.509 is neutral. Key support and resistance levels are S1: 78.002, Pivot: 85.707, and R1: 93.412, with the stock price currently near resistance levels.

Options Data

Bullish

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

The low open interest put-call ratio indicates a bullish sentiment, while the high option volume put-call ratio suggests significant put activity, possibly reflecting hedging or short-term caution.

Technical Summary

Sell

Buy

Positive Catalysts

Strong Q4 2025 financial performance: 13% loan growth, 20% net interest income increase, and 24.5% revenue growth YoY.
Analyst upgrade: Keefe Bruyette raised the price target to $105 from $90 with an Outperform rating.
Bullish technical indicators and moving averages.

Neutral/Negative Catalysts

Recent price volatility: Regular market change of -5.40% and pre-market change of -1.99%.
High option volume put-call ratio indicating short-term caution.

Financial Performance

In Q4 2025, Metropolitan Bank reported revenue of $74.33M, up 7.90% YoY, and net income of $28.86M, up 34.73% YoY. EPS increased to $2.77, up 47.34% YoY, showcasing strong profitability and growth trends.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Keefe Bruyette recently raised the price target to $105 from $90, maintaining an Outperform rating, reflecting a positive outlook on the stock.

2 Analyst Rating

Wall Street analysts forecast MCB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCB is 88 USD with a low forecast of 86 USD and a high forecast of 90 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

0 Hold

0 Sell

Moderate Buy

Current: 89.190

Low

Averages

High

Current: 89.190

Low

Averages

High

Keefe Bruyette

Outperform

maintain

$90 -> $105

AI Analysis

2026-01-22

Reason

Keefe Bruyette

Price Target

$90 -> $105

AI Analysis

2026-01-22

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on Metropolitan Bank to $105 from $90 and keeps an Outperform rating on the shares.

Keefe Bruyette

Outperform

NULL

downgrade

$95 -> $90

2025-10-27

Reason

Keefe Bruyette

Price Target

$95 -> $90

2025-10-27

downgrade

Outperform

NULL

Reason

Keefe Bruyette lowered the firm's price target on Metropolitan Bank to $90 from $95 and keeps an Outperform rating on the shares.

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MCB Should I Buy

MCB Should I Buy

Should You Buy Metropolitan Bank Holding Corp (MCB) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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