LendingClub to Announce Q4 Earnings with Strong Growth Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 28 Jan 26
Source: seekingalpha
LendingClub Corp's stock has hit a 5-day low, declining by 5.02% during regular trading hours.
The company is set to announce its Q4 earnings on January 28, with a consensus EPS estimate of $0.35 and projected revenue of $262.45 million, reflecting a 20.8% year-over-year growth. Despite the stock's decline, the historical performance shows that LendingClub has consistently beaten earnings estimates, indicating strong operational effectiveness. The recent upward revisions in EPS estimates further suggest positive investor sentiment ahead of the earnings report.
Investors are closely watching the upcoming earnings announcement, as it could provide insights into LendingClub's growth trajectory and market position.
Analyst Views on LC
Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is 23.00 USD with a low forecast of 20.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
9 Analyst Rating
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 19.570
Low
20.00
Averages
23.00
High
26.00
Current: 19.570
Low
20.00
Averages
23.00
High
26.00
About LC
LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
