First Citizens BancShares Reports Strong Q4 Earnings Amid Market Weakness
Written by Emily J. Thompson, Senior Investment Analyst
Source: Benzinga
First Citizens BancShares Inc (Delaware) saw its stock price decline by 6.97% as it hit a 20-day low, reflecting broader market trends with the Nasdaq-100 and S&P 500 both down slightly.
The company reported a net income of $580 million for Q4 2025, up from $568 million in Q3, driven by strong loan growth and stable credit quality. Additionally, First Citizens plans to acquire 138 branches from BMO Bank, which is expected to significantly enhance its market share and operational footprint. This positive news contrasts with the stock's decline, indicating sector rotation amid broader market weakness.
The strong earnings performance, including a non-GAAP EPS of $51.27 that surpassed expectations, suggests robust profitability and could attract investor interest despite the current stock price drop. The company's commitment to shareholder returns through dividends further reinforces its financial stability.
Analyst Views on FCNCA
Wall Street analysts forecast FCNCA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FCNCA is 2270 USD with a low forecast of 2000 USD and a high forecast of 2500 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast FCNCA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FCNCA is 2270 USD with a low forecast of 2000 USD and a high forecast of 2500 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 1980.050
Current: 1980.050
About FCNCA
First Citizens BancShares, Inc. is the financial holding company for First-Citizens Bank & Trust Company (First Citizens Bank). The Company’s General Bank segment delivers products and services to consumers and businesses through its network of branches and various digital channels. It offers a full suite of deposit products, loans, cash management, private banking and wealth management, payment services, and treasury services. The Commercial Bank segment provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services, primarily to small and middle market companies. The SVB Commercial segment offers products and services to commercial clients and investors across stages, sectors and regions in the innovation ecosystem, as well as private equity and venture capital firms. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
