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FCNCA Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
1894.190
Open
1852.740
VWAP
1.87K
Vol
129.43K
Mkt Cap
21.98B
Low
1845.000
Amount
241.45M
EV/EBITDA(TTM)
18.90
Total Shares
11.83M
EV
59.63B
EV/OCF(TTM)
6.31
P/S(TTM)
2.71
First Citizens BancShares, Inc. is the financial holding company for First-Citizens Bank & Trust Company (First Citizens Bank). The Company’s General Bank segment delivers products and services to consumers and businesses through its network of branches and various digital channels. It offers a full suite of deposit products, loans, cash management, private banking and wealth management, payment services, and treasury services. The Commercial Bank segment provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services, primarily to small and middle market companies. The SVB Commercial segment offers products and services to commercial clients and investors across stages, sectors and regions in the innovation ecosystem, as well as private equity and venture capital firms. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America.
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Events Timeline

(ET)
2026-02-20
15:30:00
First Citizens Explores Acquisition Targets to Exceed $250B in Assets
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link
2026-02-12 (ET)
2026-02-12
09:10:00
Sonoco Products Appoints Craig Nix to Board of Directors
select
2026-02-02 (ET)
2026-02-02
08:20:00
Park National Completes Merger with First Citizens
select
2026-01-23 (ET)
2026-01-23
16:30:00
Intel's Weak Outlook Pressures Tech Stocks
select

News

NASDAQ.COM
5.0
03-19NASDAQ.COM
Westrock Coffee and First Citizens Executives Increase Stock Holdings
  • Westrock Coffee Buy: Director Joe T. Ford purchased 55,000 shares of WEST at $4.60 each on Tuesday, totaling an investment of $253,000, indicating confidence in the company's future profitability despite a 2% decline in stock price on that day.
  • Historical Buying Activity: Over the past year, Ford has made six purchases totaling $1.25 million at an average cost of $6.27 per share, reflecting his optimistic view on Westrock Coffee's long-term value, even as the current price is below his average cost.
  • First Citizens BancShares Buy: CEO Frank B. Holding Jr. bought 149 shares of FCNCA at $1,550 each on Tuesday, amounting to approximately $230,950, which reflects his confidence in the company's future performance, coinciding with a 2% increase in stock price on that day.
  • Historical Buying Activity: Holding Jr. has made three purchases over the past twelve months, totaling $1.96 million at an average cost of $1,657.18 per share, demonstrating his ongoing trust in First Citizens BancShares, even as the current stock price remains above his average cost.
Globenewswire
7.0
03-03Globenewswire
First Citizens BancShares Under Investigation for Securities Fraud
  • Poor Financial Performance: First Citizens BancShares reported a fourth-quarter efficiency ratio of 64.5% on January 23, 2026, which not only missed analyst expectations but also worsened from the previous year, indicating challenges in cost management.
  • Bleak Outlook: The company described a weak outlook with expectations of deteriorating revenue and weak net interest income projections, which could undermine investor confidence and future profitability.
  • Significant Stock Drop: Following the earnings report, First Citizens' stock price fell by $186.97, or 8.49%, closing at $2,016.56 per share, reflecting market concerns over the company's financial health.
  • Legal Investigation Initiated: Pomerantz LLP is investigating whether First Citizens and its executives have engaged in securities fraud or other unlawful business practices, which could lead to further legal risks and potential financial liabilities.
Globenewswire
7.0
02-24Globenewswire
First Citizens BancShares Under Investigation for Securities Fraud
  • Investigation Launched: Pomerantz LLP is investigating whether First Citizens BancShares and its executives engaged in securities fraud or other unlawful business practices, which could undermine investor confidence and lead to legal actions.
  • Poor Financial Performance: On January 23, 2026, First Citizens reported a fourth-quarter efficiency ratio of 64.5%, missing analyst expectations, indicating issues with cost management that may lead to declining profitability in the future.
  • Bleak Outlook: The company described a weak outlook, with expectations of deteriorating revenue and weak net interest income projections, which could further erode investor confidence and impact stock performance.
  • Significant Stock Drop: Following the earnings report, First Citizens' stock price fell by $186.97, or 8.49%, closing at $2,016.56 per share, reflecting market concerns regarding the company's future performance.
seekingalpha
8.5
02-20seekingalpha
First Citizens BancShares Pursues Acquisition Deals
  • Acquisition Intent: First Citizens BancShares is actively seeking potential deals, including a consideration for acquiring KeyCorp, aiming to enhance its market position and achieve economies of scale to address rising compliance costs.
  • Asset Threshold: The bank aims to surpass the $250 billion asset threshold, which will impose stricter capital and liquidity requirements, prompting strategic adjustments in compliance.
  • Regulatory Discussions: First Citizens has initiated discussions with regulators regarding the possibility of a major acquisition, intending to boost profitability and revenue through such a move.
  • Growth Target: The bank has set a deposit growth target of $181 billion to $186 billion by 2026, reflecting its proactive strategy in technology investment and balance sheet optimization.
PRnewswire
8.5
02-17PRnewswire
Silicon Valley Bank Provides $9.5 Million Financing to Realta Fusion
  • Financing Support: Silicon Valley Bank has provided a $9.5 million growth capital facility to Realta Fusion, aimed at advancing its compact magnetic mirror fusion technology, which is expected to significantly lower the capital requirements for fusion energy commercialization.
  • Technological Innovation: Realta Fusion's CoSMo fusion system utilizes strong magnetic fields to trap super-heated hydrogen gas within a simple cylinder, releasing massive amounts of carbon-free energy through hydrogen atom collisions, with broad industrial applications including data centers and heavy industries.
  • Market Potential: The technology from Realta Fusion is poised to transform energy usage across data centers and manufacturing, with Silicon Valley Bank expressing support, believing it will become a vital source of heat and power in the future.
  • Investment Background: Realta Fusion recently completed a $36 million Series A funding round, attracting interest from new investors like Future Ventures, indicating strong market confidence in its technology and growth potential.
Globenewswire
7.0
02-03Globenewswire
Pomerantz LLP Investigates First Citizens for Securities Fraud
  • Poor Financial Performance: First Citizens BancShares reported an efficiency ratio of 64.5% for Q4 2025, which not only missed analyst expectations but also worsened from the previous year, indicating challenges in cost management that could impact future profitability.
  • Bleak Outlook: The company provided a pessimistic outlook, with expectations of deteriorating revenue and weak net interest income projections, which may lead to declining investor confidence and negatively affect stock performance.
  • Significant Stock Drop: Following the earnings report on January 23, 2026, First Citizens' stock price fell by $186.97, or 8.49%, closing at $2,016.56 per share, reflecting market concerns about its financial health.
  • Legal Investigation Initiated: Pomerantz LLP is investigating whether First Citizens and its executives engaged in securities fraud or other unlawful business practices, which could expose the company to legal risks and further impact shareholder value.
Wall Street analysts forecast FCNCA stock price to rise
8 Analyst Rating
Wall Street analysts forecast FCNCA stock price to rise
4 Buy
4 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
2000
Averages
2270
High
2500
Current: 0.000
sliders
Low
2000
Averages
2270
High
2500
UBS
Buy
downgrade
AI Analysis
2026-02-04
Reason
UBS
Price Target
AI Analysis
2026-02-04
downgrade
Buy
Reason
UBS lowered the firm's price target on First Citizens (FCNCA) to $2,325 from $2,500 and keeps a Buy rating on the shares. Mid-cap banks have delivered strong results and avoided early Q4 credit concerns. Investor momentum into regional banks is expected to continue, supported by curve steepening, accelerating loan growth, and M&A activity such as Santander's (SAN) acquisition of Webster (WBS).
Piper Sandler
Neutral
maintain
2026-01-29
Reason
Piper Sandler
Price Target
2026-01-29
maintain
Neutral
Reason
Piper Sandler raised the firm's price target on First Citizens to $2,100 from $2,000 and keeps a Neutral rating on the shares. The firm notes the company's Q4 2025 figures offered mixed results, in which the bank drove continued loan growth and directionally improved its TBV and earnings. Yet Piper finds it difficult to ignore this quarter's EOP deposit contraction, especially considering the bank's objective to further repay the purchase money note through low-cost funding generation.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FCNCA
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Valuation Metrics

The current forward P/E ratio for First Citizens BancShares Inc (Delaware) (FCNCA.O) is --, compared to its 5-year average forward P/E of --. For a more detailed relative valuation and DCF analysis to assess First Citizens BancShares Inc (Delaware)'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
Current PE
NaN
Overvalued PE
Undervalued PE

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
Current EV/EBITDA
NaN
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
Current PS
NaN
Overvalued PS
Undervalued PS

Financials

AI Analysis
Annual
Quarterly

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Whales Holding FCNCA

S
Systematic Financial Management LP
Holding
FCNCA
+11.28%
3M Return
X
XTX Markets Limited
Holding
FCNCA
+10.72%
3M Return
R
Reinhart Partners, LLC
Holding
FCNCA
+5.84%
3M Return
T
Thompson, Siegel & Walmsley LLC
Holding
FCNCA
-0.68%
3M Return
A
Alberta Investment Management Corporation
Holding
FCNCA
-1.43%
3M Return
R
River Road Asset Management, LLC
Holding
FCNCA
-1.94%
3M Return

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Frequently Asked Questions

What is First Citizens BancShares Inc (Delaware) (FCNCA) stock price today?

The current price of FCNCA is 1857.42 USD — it has increased 0.05

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s business?

First Citizens BancShares, Inc. is the financial holding company for First-Citizens Bank & Trust Company (First Citizens Bank). The Company’s General Bank segment delivers products and services to consumers and businesses through its network of branches and various digital channels. It offers a full suite of deposit products, loans, cash management, private banking and wealth management, payment services, and treasury services. The Commercial Bank segment provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services, primarily to small and middle market companies. The SVB Commercial segment offers products and services to commercial clients and investors across stages, sectors and regions in the innovation ecosystem, as well as private equity and venture capital firms. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America.

What is the price predicton of FCNCA Stock?

Wall Street analysts forecast FCNCA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FCNCA is2270 USD with a low forecast of 2000 USD and a high forecast of 2500 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s revenue for the last quarter?

First Citizens BancShares Inc (Delaware) revenue for the last quarter amounts to 2.26B USD, increased 0.76

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s earnings per share (EPS) for the last quarter?

First Citizens BancShares Inc (Delaware). EPS for the last quarter amounts to 45.81 USD, decreased -6.87

How many employees does First Citizens BancShares Inc (Delaware) (FCNCA). have?

First Citizens BancShares Inc (Delaware) (FCNCA) has 17876 emplpoyees as of March 25 2026.

What is First Citizens BancShares Inc (Delaware) (FCNCA) market cap?

Today FCNCA has the market capitalization of 21.98B USD.