Stock Price & Analysis

Based on the available data and current market conditions, here's a comprehensive analysis of FCNCA stock:

Technical Analysis

The stock is currently trading at $2,052.16 in regular market hours, showing a modest gain of +0.14%. The technical indicators suggest:

• RSI (14) at 36.09 indicates the stock is approaching oversold territory
• MACD is showing bearish momentum with -13.88 and histogram at -11.48
• Stochastic RSI (14) at 20.24 also suggests oversold conditions
• Trading below both 20-day SMA ($2,163.79) and 60-day SMA ($2,162.81)

Fundamental Analysis

Key financial metrics:

• P/E Ratio: 10.82x (indicating relatively attractive valuation)
• ROE: 15.90%
• Net Margin: 25.39%
• Debt to Equity: 79.07%

Analyst Sentiment According to recent analyst coverage:

• Consensus Rating: Moderate Buy
• Average Price Target: $2,536.33 (23.77% upside potential)
• Barclays maintains Hold rating with $2,568 target
• D.A. Davidson reiterates Hold with $2,400 target

Recent Developments The bank has demonstrated strong financial performance with:

• Market capitalization of $28.36B
• Solid profitability metrics
• Conservative balance sheet management
• Growing deposit base

Recommendation Given the current technical oversold conditions combined with strong fundamentals and positive analyst sentiment, FCNCA presents a potential buying opportunity. However, investors should consider:

1. Entry points around current support levels
2. Position sizing based on risk tolerance
3. Setting stop losses below recent support levels

Based on the provided data and market analysis, here's the price prediction for FCNCA stock in 2025:

FCNCA is expected to reach $2,520-$2,700 by end of 2025, with an average target of $2,520.20 according to analyst consensus. This projection is supported by strong fundamentals and positive banking sector outlook, with the stock receiving 3 Buy and 5 Hold ratings from analysts in recent coverage.

The primary drivers for this target include:

1. Anticipated interest rate cuts in 2025 which should improve confidence and lower credit risk
2. Strong revenue growth trajectory with 40.63% 5-year revenue growth rate
3. Robust Q4 2024 performance exceeding expectations, particularly in SVB division

The current trading price of $2,052.16 suggests significant upside potential of approximately 23-32% from current levels. The stock is showing technical support around $2,034.95 with resistance at $2,292.63 based on Bollinger Bands analysis.

Note: This prediction is based on current market conditions and analyst forecasts. Market conditions can change rapidly, and actual results may differ significantly from predictions. This information should not be considered as financial advice.

The S1 support level for FCNCA Stock is $2004.77 ,The R1 resistant level for FCNCA Stock is $2164.43.

As of the end of day on 2025-02-28, the price of FCNCA Stock was $2041.515.

The target price for FCNCA Stock according to analyst rating is 2,536, with the highest price target at 2,750 and the lowest at 2,250. Analysts have a Moderate Buy rating on FCNCA Stock overall.

The market cap of FCNCA is $29.7B.

Based on the provided data and recent analyst reports, here's a concise analysis of FCNCA's valuation:

FCNCA appears fairly valued at current levels around $2,052, considering both technical and fundamental factors. The stock is trading at a P/E ratio of 10.82x, which is reasonable for the banking sector. Recent analyst consensus shows a moderate buy rating with an average price target of $2,536.33, suggesting about 23.77% upside potential.

Technical indicators show the stock is currently oversold with RSI-14 at 36.09, while trading below its key moving averages (SMA20: $2,163.79, SMA200: $1,969.51). The MACD indicator (-13.88) suggests bearish momentum in the near term.

Barclays recently maintained a Hold rating with a $2,568 price target, while other analysts have raised their targets, reflecting confidence in the bank's Silicon Valley Banking (SVB) division performance and overall growth prospects.

The bank's revenue growth of 23% year-over-year and strong Q4 2024 earnings ($45.87 EPS vs $39.13 expected) demonstrate solid operational execution, though current price levels appear to have factored in much of this positive news.

First Citizens BancShares, Inc. is a holding company of First-Citizens Bank & Trust Company. The Company has four segments. General Banking segment delivers products and services to consumers and businesses through its network of branches and various digital channels. Commercial Banking segment provides a range of lending, leasing, capital markets, asset management and other financial and advisory services, primarily to small and middle market companies in a range of industries, including energy, healthcare, tech media and telecom, asset-backed lending, capital finance, maritime, corporate banking, aerospace and defense, and sponsor finance. Silicon Valley Banking segment offers products and services to commercial clients in key innovation markets, such as the healthcare and technology industries, as well as to private equity and venture capital firms. Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers.

Based on the provided data and market analysis, here's the price prediction for FCNCA stock by 2030:

FCNCA stock is projected to reach approximately $3,800-4,200 by 2030, driven by its strong financial performance with 40.63% five-year revenue growth and successful integration of Silicon Valley Banking division. The bank's robust EPS growth and strategic position in innovative sectors like technology and healthcare support this bullish outlook. Market analysts currently maintain a moderate buy consensus with near-term price targets around $2,536, indicating strong growth potential over the next five years.

FCNCA has a total of 15715 employees.