FCNCA

First Citizens BancShares Inc (Delaware)

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Advanced Chart

1848.930

+20.8(1.138%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

1868.420

Open

1827.940

VWAP

1.85K

Vol

138.07K

Mkt Cap

25.75B

Low

1827.940

Amount

255.73M

EV/EBITDA(TTM)

20.00

Total Shares

14.53M

64.70B

EV/OCF(TTM)

5.35

P/S(TTM)

2.82

First Citizens BancShares, Inc. is the financial holding company for First-Citizens Bank & Trust Company (First Citizens Bank). The Company’s General Bank segment delivers products and services to consumers and businesses through its network of branches and various digital channels. It offers a full suite of deposit products, loans, cash management, private banking and wealth management, payment services, and treasury services. The Commercial Bank segment provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services, primarily to small and middle market companies. The SVB Commercial segment offers products and services to commercial clients and investors across stages, sectors and regions in the innovation ecosystem, as well as private equity and venture capital firms. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America.

11 Analyst Rating

21.10% Upside

Wall Street analysts forecast FCNCA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FCNCA is 2239 USD with a low forecast of 2050 USD and a high forecast of 2410 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

5 Buy

6 Hold

0 Sell

Moderate Buy

21.10% Upside

Current: 1848.930

Low

2050

Averages

2239

High

2410

21.10% Upside

Current: 1848.930

Low

2050

Averages

2239

High

2410

Piper Sandler

Overweight -> Neutral

downgrade

$2,150

2025-07-28

Reason

Piper Sandler

Price Target

$2,150

2025-07-28

downgrade

Overweight -> Neutral

Reason

Piper Sandler last night downgraded First Citizens to Neutral from Overweight with an unchanged price target of $2,150 following the Q2 report. The firm sees "more challenging" share upside from here given the downward revisions to fiscal 2025 guidance. In addition, the positive impact of First Citizens' new $4B share repurchase plan is already reflected in Piper's model, the analyst tells investors in a research note. The firm adds the bank's loan and deposit growth were "much more muted" in Q2.

TD Cowen

Buy

maintain

2025-07-28

Reason

TD Cowen

Price Target

2025-07-28

maintain

Buy

Reason

TD Cowen raised the firm's price target on First Citizens to $2,600 from $2,500 and keeps a Buy rating on the shares. The firm noted its 2Q25 core EPS of $44.78 beat expectations with few surprises. Post the quarter Cowen is incrementally more bullish on the stock with the guidance assuming only flat deposits at SVB and with the company now having substantial ability to repurchase shares.

Goldman Sachs

Buy

upgrade

2025-07-28

Reason

Goldman Sachs

Price Target

2025-07-28

upgrade

Buy

Reason

Goldman Sachs raised the firm's price target on First Citizens to $2,250 from $2,150 to reflect view on excess capital and rates. The firm keeps a Buy rating on the shares.

Piper Sandler

Stephen Scouten

Overweight -> Neutral

downgrade

$2,150

2025-07-27

Reason

Piper Sandler

Stephen Scouten

Price Target

$2,150

2025-07-27

downgrade

Overweight -> Neutral

Reason

Piper Sandler analyst Stephen Scouten downgraded First Citizens to Neutral from Overweight with an unchanged price target of $2,150.

UBS

Nichola Holowko

Buy

downgrade

2025-07-08

Reason

UBS

Nichola Holowko

Price Target

2025-07-08

downgrade

Buy

Reason

UBS analyst Nichola Holowko lowered the firm's price target on First Citizens to $2,410 from $2,460 and keeps a Buy rating on the shares as part of a broader research note previewing Q2 results for mid-cap banks. The firm started this year with caution optimism on the belief that capital-rich and higher growth peers are poised to take advantage of a commercial lending rebound, the analyst tells investors in a research note. The back half of the year is where these trends may start playing out, especially if lending outlooks follow through with back half growth, the firm added.

Citi

Neutral

maintain

2025-07-02

Reason

Citi

Price Target

2025-07-02

maintain

Neutral

Reason

Citi raised the firm's price target on First Citizens to $2,050 from $1,900 and keeps a Neutral rating on the shares as the firm updated estimates among its regional banks coverage ahead of earnings.

See All Ratings

Valuation Metrics

The current forward P/E ratio for First Citizens BancShares Inc (Delaware) (FCNCA.O) is , compared to its 5-year average forward P/E of . For a more detailed relative valuation and DCF analysis to assess First Citizens BancShares Inc (Delaware) 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

Current PE

NaN

Overvalued PE

Undervalued PE

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

Fair

5Y Average EV/EBITDA

Current EV/EBITDA

NaN

Overvalued EV/EBITDA

Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

Current PS

NaN

Overvalued PS

Undervalued PS

Financials

Annual

Quarterly

FY2025Q2

YoY :

-4.65%

2.22B

Total Revenue

FY2025Q2

YoY :

-22.82%

788.00M

Operating Profit

FY2025Q2

YoY :

-18.67%

575.00M

Net Income after Tax

FY2025Q2

YoY :

-10.85%

42.38

EPS - Diluted

FY2025Q2

YoY :

-19.85%

1.28B

Free Cash Flow

FY2025Q2

YoY :

-2.63%

118.17

FCF Margin - %

FY2025Q2

YoY :

-14.69%

25.95

Net Margin - %

FY2025Q2

YoY :

-11.74%

3.91

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 1981.24% over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

2.5M

USD

Months

3-6

1.6M

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

51.1K

Volume

6-9

Months

178.8K

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

40.9K

Volume

Months

6-9

40.3K

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

16.0K

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

16.0K

USD

Months

6-9

32.0K

USD

Months

0-12

0.0

USD

Months

Insider

Insiders areBuying! The selling amount has increased 1981.24% over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

2.5M

USD

Months

3-6

1.6M

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

FCNCA News & Events

Events Timeline

2025-07-25 (ET)

2025-07-25

06:42:40

First Citizens reports Q2 EPS $42.36, consensus $38.66

2025-04-24 (ET)

2025-04-24

06:52:09

First Citizens reports Q1 EPS $37.79, consensus $37.69

2025-04-21 (ET)

2025-04-21

07:11:56

Invivyd announces $30M non-dilutive loan facility

News

2.0

07-31NASDAQ.COM

First Citizens BancShares Breaks Below 200-Day Moving Average - Notable for FCNCA

7.5

07-31Newsfilter

Silicon Valley Bank Partners with Forge to Provide Private Market Liquidity to Innovation Economy Clients through Forge Platform

4.5

07-25Benzinga

US Stocks Hit New Highs As Magnificent Seven Reach $19 Trillion: What's Moving Markets Friday?

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FAQ

What is First Citizens BancShares Inc (Delaware) (FCNCA) stock price today?

The current price of FCNCA is 1848.93 USD — it has increased 1.14 % in the last trading day.

FCNCA

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

FCNCA News & Events

Events Timeline

News

People Also Watch

FAQ

What is First Citizens BancShares Inc (Delaware) (FCNCA) stock price today?

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s business?

What is the price predicton of FCNCA Stock?

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s revenue for the last quarter?

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for First Citizens BancShares Inc (Delaware) (FCNCA)'s fundamentals?

How many employees does First Citizens BancShares Inc (Delaware) (FCNCA). have?

What is First Citizens BancShares Inc (Delaware) (FCNCA) market cap?