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FCNCA Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
2009.360
Open
1950.230
VWAP
1.99K
Vol
41.13K
Mkt Cap
23.26B
Low
1946.706
Amount
81.69M
EV/EBITDA(TTM)
19.12
Total Shares
11.62M
EV
60.43B
EV/OCF(TTM)
--
P/S(TTM)
2.77
First Citizens BancShares, Inc. is the financial holding company for First-Citizens Bank & Trust Company (First Citizens Bank). The Company’s General Bank segment delivers products and services to consumers and businesses through its network of branches and various digital channels. It offers a full suite of deposit products, loans, cash management, private banking and wealth management, payment services, and treasury services. The Commercial Bank segment provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services, primarily to small and middle market companies. The SVB Commercial segment offers products and services to commercial clients and investors across stages, sectors and regions in the innovation ecosystem, as well as private equity and venture capital firms. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America.
Show More

Events Timeline

(ET)
2026-04-23
06:40:00
Q1 CET1 Capital Ratio at 10.83%
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2026-02-20 (ET)
2026-02-20
15:30:00
First Citizens Explores Acquisition Targets to Exceed $250B in Assets
select
link
2026-02-12 (ET)
2026-02-12
09:10:00
Sonoco Products Appoints Craig Nix to Board of Directors
select

News

Newsfilter
8.5
10:40 AMNewsfilter
PinnedSolar Landscape Closes $600 Million Financing for Growth
  • Innovative Financing Scale: Solar Landscape announced the closing of a $600 million green-labeled senior debt warehouse facility, which includes a $350 million three-year revolving construction warehouse and a $250 million delayed draw term loan, marking the largest revolving senior debt facility in the commercial rooftop distributed energy sector, significantly enhancing the company's project execution capabilities.
  • Portfolio Expansion: This financing supports the construction and late-stage development of 146 megawatts of community solar assets in Illinois, New Jersey, Maryland, and Minnesota, with future expansions planned for Pennsylvania, Virginia, and New York, thereby strengthening the company's competitive position in the distributed generation market.
  • Flexible Financing Structure: Unlike traditional discrete financing models, this revolving structure allows for continuous capital deployment across multiple projects and geographies, optimizing operational efficiency at both project and portfolio levels, thus accelerating the speed at which new capacity can be brought online.
  • Demand-Driven Market: As demand for power surges due to data centers and electrification, distributed infrastructure emerges as an effective means to deliver new electricity, with Solar Landscape's development model helping to reduce electricity costs while providing new capacity directly within existing utility footprints, addressing the growing power needs.
Newsfilter
8.5
05-05Newsfilter
Parafin Upsizes Credit Facility to Support Small Businesses
  • Credit Facility Expansion: Parafin has successfully upsized its credit facility in collaboration with Silicon Valley Bank, EverBank, and Trinity Capital, increasing its borrowing capacity beyond the previous $125 million, which is expected to enhance financing flexibility for small businesses.
  • Small Business Financing Demand: To date, Parafin has funded over $2 billion to nearly 50,000 small businesses, with a high rate of repeat borrowing indicating sustained demand for its products, highlighting the critical role embedded finance plays in addressing cash flow challenges.
  • Strategic Partnerships: The involvement of EverBank and Trinity Capital not only strengthens Parafin's credit support but also reflects these financial institutions' confidence in Parafin's growth potential, further solidifying its leadership position in the embedded finance sector.
  • Market Impact: CEO Sahill Poddar emphasized that addressing small business financing challenges is central to the company's mission, and this credit facility expansion will enable Parafin to better serve small businesses, helping them grow amid economic uncertainties.
moomoo
8.5
05-04moomoo
CEREBRAS SYSTEMS INC INCLUDES CREDIT AGRICOLE CIB, MUFG, AND FIRST CITIZENS CAPITAL SECURITIES AMONG ITS IPO UNDERWRITERS
  • Cerebras Systems: Cerebras Systems has made significant advancements in AI hardware, particularly with its Wafer Scale Engine technology, which enhances computational capabilities for AI applications.

  • Funding and Partnerships: The company has secured partnerships with major financial institutions, including MUFG and First Citizens Capital Securities, to bolster its underwriting capabilities and expand its market reach.

  • Market Impact: The integration of Cerebras' technology into financial services is expected to improve efficiency and performance in data processing and analysis, benefiting various sectors.

  • Future Prospects: With ongoing innovations and strategic collaborations, Cerebras Systems is positioned to play a pivotal role in the evolution of AI and machine learning technologies across industries.

seekingalpha
9.5
04-23seekingalpha
First Citizens BancShares Q1 2026 Earnings Highlights
  • Earnings Performance: First Citizens BancShares reported adjusted earnings per share of $44.86 for Q1 2026, with net income reaching $560 million, reflecting positive outcomes in capital optimization and increased client activity, despite a decline in net interest income by $101 million and a compression in net interest margin to 3.09%.
  • Deposit Growth: Deposits grew by 5.7% sequentially this quarter, reaching between $171 billion and $174 billion, primarily driven by increased client activity in the Tech and Healthcare sectors, indicating the company's successful strategy in attracting client deposits.
  • Capital Repurchase: The company returned $900 million to shareholders through share repurchases, although management anticipates a slower pace for buybacks in the coming months, reflecting a cautious approach to capital management that may impact short-term shareholder returns.
  • Strategic Transition: First Citizens plans to transition to a united brand structure in Q4, launching innovation banking and fund banking sub-brands, aimed at enhancing client service capabilities and driving business growth, demonstrating the company's forward-looking strategy in a competitive market.
seekingalpha
9.5
04-23seekingalpha
First Citizens BancShares Q1 Earnings Exceed Expectations
  • Earnings Beat: First Citizens BancShares reported a Q1 non-GAAP EPS of $44.86, exceeding expectations by $5.63, indicating strong profitability that may boost investor confidence.
  • Slight Revenue Decline: The bank's revenue of $2.31 billion, down 2.1% year-over-year, still surpassed market expectations by $110 million, demonstrating relative stability in income amidst challenging conditions.
  • Increased Credit Loss Reserves: The provision for credit losses totaled $72 million this quarter, up from $54 million in the previous quarter, reflecting a cautious approach to potential credit risks that could impact future profitability.
  • Stable Capital Ratios: As of March 31, 2026, the estimated total risk-based capital ratio stood at 13.51%, indicating a robust capital structure that enhances market confidence in the bank's financial health.
PRnewswire
8.5
04-23PRnewswire
First Citizens Bank Announces Brand Rebranding Strategy
  • Brand Rebranding Plan: First Citizens Bank plans to rebrand Silicon Valley Bank and its related divisions as First Citizens Innovation Banking and First Citizens Fund Banking in Q4 2026, aiming to enhance customer experience and market recognition through unified branding.
  • Expansion of Commercial Banking Capabilities: The bank will expand its capabilities in cryptocurrency, payments, and international banking, demonstrating a long-term commitment to the innovation economy and private equity sector, which is expected to further strengthen its market competitiveness.
  • Maintaining Customer Experience: Despite the name changes, First Citizens Bank is committed to continuing to provide customized banking services, ensuring that clients receive a consistent high-quality experience through interactions with Relationship Managers and Advisors, thereby reinforcing its leadership position in the innovation economy.
  • Advertising Campaign Launch: The bank will launch a new advertising campaign titled “The Best of Bank Worlds” in May 2026, aimed at enhancing brand recognition and attracting more clients, showcasing its market influence in innovation hubs.
Wall Street analysts forecast FCNCA stock price to rise
8 Analyst Rating
Wall Street analysts forecast FCNCA stock price to rise
4 Buy
4 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
2000
Averages
2270
High
2500
Current: 0.000
sliders
Low
2000
Averages
2270
High
2500
TD Cowen
Buy
downgrade
AI Analysis
2026-04-27
Reason
TD Cowen
Price Target
AI Analysis
2026-04-27
downgrade
Buy
Reason
TD Cowen lowered the firm's price target on First Citizens to $2,300 from $2,500 and keeps a Buy rating on the shares. The firm said its EPS beat on lower provision and expense, but NII miss and NIM compression a focus as deposit pricing pressures persist. 2026 guidance tightened as NIM likely lower into 3Q and then stabilizing.
JPMorgan
Neutral
downgrade
2026-04-24
Reason
JPMorgan
Price Target
2026-04-24
downgrade
Neutral
Reason
JPMorgan lowered the firm's price target on First Citizens to $2,150 from $2,200 and keeps a Neutral rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FCNCA
Unlock Now

Valuation Metrics

The current forward P/E ratio for First Citizens BancShares Inc (Delaware) (FCNCA.O) is 12.24, compared to its 5-year average forward P/E of 10.71. For a more detailed relative valuation and DCF analysis to assess First Citizens BancShares Inc (Delaware)'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.71
Current PE
12.24
Overvalued PE
11.77
Undervalued PE
9.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
15.19
Current EV/EBITDA
9.23
Overvalued EV/EBITDA
18.62
Undervalued EV/EBITDA
11.76

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.58
Current PS
2.51
Overvalued PS
2.77
Undervalued PS
2.39

Financials

AI Analysis
Annual
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Whales Holding FCNCA

S
Systematic Financial Management LP
Holding
FCNCA
+20.52%
3M Return
C
Coatue Management
Holding
FCNCA
+20.22%
3M Return
R
Reinhart Partners, LLC
Holding
FCNCA
+13.01%
3M Return
L
Level Four Advisory Services, LLC
Holding
FCNCA
+10.42%
3M Return
E
E. Öhman J:or Wealth Management
Holding
FCNCA
+8.81%
3M Return
C
Colonial Trust Advisors, Inc.
Holding
FCNCA
+6.83%
3M Return

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Frequently Asked Questions

What is First Citizens BancShares Inc (Delaware) (FCNCA) stock price today?

The current price of FCNCA is 2002.14 USD — it has increased 2.44

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s business?

First Citizens BancShares, Inc. is the financial holding company for First-Citizens Bank & Trust Company (First Citizens Bank). The Company’s General Bank segment delivers products and services to consumers and businesses through its network of branches and various digital channels. It offers a full suite of deposit products, loans, cash management, private banking and wealth management, payment services, and treasury services. The Commercial Bank segment provides a range of lending, leasing, capital markets, asset management, and other financial and advisory services, primarily to small and middle market companies. The SVB Commercial segment offers products and services to commercial clients and investors across stages, sectors and regions in the innovation ecosystem, as well as private equity and venture capital firms. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers throughout North America.

What is the price predicton of FCNCA Stock?

Wall Street analysts forecast FCNCA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FCNCA is2270 USD with a low forecast of 2000 USD and a high forecast of 2500 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s revenue for the last quarter?

First Citizens BancShares Inc (Delaware) revenue for the last quarter amounts to 2.14B USD, decreased -1.61

What is First Citizens BancShares Inc (Delaware) (FCNCA)'s earnings per share (EPS) for the last quarter?

First Citizens BancShares Inc (Delaware). EPS for the last quarter amounts to 42.60 USD, increased 23.59

How many employees does First Citizens BancShares Inc (Delaware) (FCNCA). have?

First Citizens BancShares Inc (Delaware) (FCNCA) has 17876 emplpoyees as of May 06 2026.

What is First Citizens BancShares Inc (Delaware) (FCNCA) market cap?

Today FCNCA has the market capitalization of 23.26B USD.