Key Metrics Reveal Insights on Eagle Bancorp (EGBN) Q3 Earnings
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Oct 23 2025
0mins
Should l Buy EGBN?
Source: NASDAQ.COM
Eagle Bancorp Financial Performance: For Q3 2025, Eagle Bancorp reported a revenue of $70.65 million, a 10.3% decline from the previous year, and an EPS of -$2.22, down from $0.72 a year ago.
Earnings Surprises: The company's revenue fell short of the Zacks Consensus Estimate of $76.07 million by 7.12%, while the EPS was significantly below the consensus estimate of -$0.30, resulting in a surprise of -640%.
Investor Insights: Investors are encouraged to look beyond headline numbers and consider key metrics that provide deeper insights into the company's performance, which can help in projecting stock price movements.
AI Investment Opportunities: The article suggests that lesser-known AI companies addressing major global challenges may offer more lucrative investment opportunities compared to well-known stocks in the AI sector.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy EGBN?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on EGBN
Wall Street analysts forecast EGBN stock price to fall
2 Analyst Rating
0 Buy
2 Hold
0 Sell
Hold
Current: 26.100
Low
25.00
Averages
26.00
High
27.00
Current: 26.100
Low
25.00
Averages
26.00
High
27.00
About EGBN
Eagle Bancorp, Inc. is a bank holding company for EagleBank (the Bank). The Bank is a chartered commercial bank. The Company, through the Bank, conducts a full-service community banking business in Northern Virginia, Suburban Maryland and Washington, D.C. The primary financial services offered by the Bank include real estate, commercial and consumer lending, as well as traditional deposit and repurchase agreement products. The Bank offers a range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working primarily in the Bank’s market area. The Bank’s loan portfolio consists of traditional business and real estate secured loans. It operates 12 branch offices: six in Suburban Maryland, three located in the District of Columbia, and three in Northern Virginia. It also has four lending centers and utilizes various digital capabilities, including remote deposit services and mobile banking services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Eagle Bancorp (EGBN) Reports $7.6M Net Income in Q4 2025 with Improved Asset Quality
- Return to Profitability: Eagle Bancorp reported a net income of $7.6 million in Q4 2025, translating to $0.25 per share, a significant recovery from a $67.5 million loss in the previous quarter, which enhances investor confidence in the bank's financial health.
- Improved Asset Quality: Nonperforming loans declined to $106.8 million, down $12 million from the prior quarter, while special mention and substandard loans totaled $783.4 million, a reduction of $175.1 million, indicating effective measures taken to reduce risk and enhance asset quality.
- Funding Structure Optimization: In 2025, Eagle Bancorp successfully reduced brokered deposits by $602 million while increasing core deposits by $692 million, reflecting a proactive shift in funding management that supports future stability and profitability.
- Optimistic Outlook: The company forecasts a significant expansion in net interest margin for 2026, expected to range between 2.6% and 2.8%, with noninterest income projected to increase by 15% to 25%, demonstrating management's confidence in sustained performance improvements and strategic direction.
See More
Abbott Laboratories (ABT) Reports Q4 Sales Below Expectations, Stock Drops 7%
- Sales Performance Miss: Abbott Laboratories reported Q4 2025 sales of $11.46 billion, slightly below the consensus estimate of $11.80 billion, with a 4.4% increase in sales but only 3% organic growth, indicating competitive pressure in the market.
- Earnings Outlook Disappointment: Although adjusted earnings per share of $1.50 met Wall Street expectations, the overall performance failed to boost investor confidence, resulting in a stock drop of over 7% on Thursday, reflecting concerns about future growth.
- Market Reaction Intense: Following Abbott's earnings report, the significant stock decline illustrates investor pessimism regarding the company's future performance, which may impact its market position in the MedTech sector.
- Industry Impact Significant: Abbott's disappointing results could trigger a ripple effect across the MedTech industry, prompting investors to reassess the financial health of other related companies, potentially leading to overall valuation fluctuations in the sector.
See More
Eagle Bancorp Reports Q4 Earnings Beat, Shares Surge 19.8%
- Earnings Surprise: Eagle Bancorp reported Q4 earnings of $0.25 per share, surpassing the analyst consensus estimate of a $0.10 loss, indicating a significant improvement in profitability that boosts investor confidence.
- Sales Growth: The company achieved quarterly sales of $68.303 million, exceeding the analyst consensus of $67.033 million, demonstrating strong market demand and promising future growth potential.
- Stock Surge: Eagle Bancorp's shares jumped 19.8% to $28.80 during Thursday's session, reflecting a positive market reaction to its financial performance, which may attract more investor interest.
- Strong Market Performance: Following Eagle Bancorp's results, the overall market performed well with the S&P 500 rising, indicating investor optimism about economic recovery, further driving stock market gains.
See More
Eagle Bancorp (EGBN) Reports Q4 Profit Drop to $7.56 Million
- Profit Decline: Eagle Bancorp reported a fourth-quarter net profit of $7.56 million, or $0.25 per share, down significantly from $15.29 million and $0.50 per share in the same period last year, indicating a weakening in the company's profitability.
- Revenue Growth: Despite the profit drop, the company experienced a 7.5% year-over-year revenue increase to $80.49 million, up from $74.86 million last year, demonstrating business stability amidst challenges.
- Market Reaction: The substantial profit decline raises concerns about Eagle Bancorp's future earnings potential, which may lead to decreased investor confidence and negatively impact stock performance.
- Strategic Reevaluation Needed: In light of the profit drop, the company may need to reassess its business strategy to enhance profitability and address competitive pressures in the market.
See More
Eagle Bancorp (EGBN) Declares $0.01 Quarterly Dividend with 0.17% Yield
- Quarterly Dividend Announcement: Eagle Bancorp has declared a quarterly dividend of $0.01 per share, consistent with previous distributions, indicating the company's efforts to maintain stable cash flow despite a modest yield of 0.17%.
- Shareholder Record Date: The dividend will be payable on February 13, with a record date of February 2 and an ex-dividend date also set for February 2, ensuring that current shareholders will receive this payout.
- Profitability Goals: Eagle Bancorp is striving to return to profitability, and while the current dividend level reflects financial challenges, it also demonstrates management's confidence in future improvements.
- Market Potential Analysis: Analysts note that Eagle's valuation is deeply distressed, suggesting high-reward potential that may attract investor interest in the company's future growth opportunities.
See More
Eagle Bancorp (EGBN) Q4 EPS Beats Expectations with 7.5% Revenue Growth
- Earnings Beat: Eagle Bancorp reported a Q4 GAAP EPS of $0.25, exceeding expectations by $0.26, indicating positive progress in the company's efforts to restore profitability.
- Revenue Growth: The company achieved Q4 revenue of $80.5 million, reflecting a 7.5% year-over-year increase and surpassing market expectations by $12.69 million, demonstrating sustained business growth in a competitive environment.
- Profitability Recovery: Eagle Bancorp is implementing strategies to return to profitability, with expectations to benefit from improved financial performance and market conditions, thereby enhancing investor confidence.
- High Reward Potential: Given its deeply distressed valuation, Eagle Bancorp is viewed as having high reward potential, attracting investor interest and potentially laying the groundwork for future stock price appreciation.
See More
Eagle Bancorp (EGBN) Reports $7.6M Net Income in Q4 2025 with Improved Asset Quality
- Return to Profitability: Eagle Bancorp reported a net income of $7.6 million in Q4 2025, translating to $0.25 per share, a significant recovery from a $67.5 million loss in the previous quarter, which enhances investor confidence in the bank's financial health.
- Improved Asset Quality: Nonperforming loans declined to $106.8 million, down $12 million from the prior quarter, while special mention and substandard loans totaled $783.4 million, a reduction of $175.1 million, indicating effective measures taken to reduce risk and enhance asset quality.
- Funding Structure Optimization: In 2025, Eagle Bancorp successfully reduced brokered deposits by $602 million while increasing core deposits by $692 million, reflecting a proactive shift in funding management that supports future stability and profitability.
- Optimistic Outlook: The company forecasts a significant expansion in net interest margin for 2026, expected to range between 2.6% and 2.8%, with noninterest income projected to increase by 15% to 25%, demonstrating management's confidence in sustained performance improvements and strategic direction.
See More
Abbott Laboratories (ABT) Reports Q4 Sales Below Expectations, Stock Drops 7%
- Sales Performance Miss: Abbott Laboratories reported Q4 2025 sales of $11.46 billion, slightly below the consensus estimate of $11.80 billion, with a 4.4% increase in sales but only 3% organic growth, indicating competitive pressure in the market.
- Earnings Outlook Disappointment: Although adjusted earnings per share of $1.50 met Wall Street expectations, the overall performance failed to boost investor confidence, resulting in a stock drop of over 7% on Thursday, reflecting concerns about future growth.
- Market Reaction Intense: Following Abbott's earnings report, the significant stock decline illustrates investor pessimism regarding the company's future performance, which may impact its market position in the MedTech sector.
- Industry Impact Significant: Abbott's disappointing results could trigger a ripple effect across the MedTech industry, prompting investors to reassess the financial health of other related companies, potentially leading to overall valuation fluctuations in the sector.
See More
Eagle Bancorp Reports Q4 Earnings Beat, Shares Surge 19.8%
- Earnings Surprise: Eagle Bancorp reported Q4 earnings of $0.25 per share, surpassing the analyst consensus estimate of a $0.10 loss, indicating a significant improvement in profitability that boosts investor confidence.
- Sales Growth: The company achieved quarterly sales of $68.303 million, exceeding the analyst consensus of $67.033 million, demonstrating strong market demand and promising future growth potential.
- Stock Surge: Eagle Bancorp's shares jumped 19.8% to $28.80 during Thursday's session, reflecting a positive market reaction to its financial performance, which may attract more investor interest.
- Strong Market Performance: Following Eagle Bancorp's results, the overall market performed well with the S&P 500 rising, indicating investor optimism about economic recovery, further driving stock market gains.
See More
Eagle Bancorp (EGBN) Reports Q4 Profit Drop to $7.56 Million
- Profit Decline: Eagle Bancorp reported a fourth-quarter net profit of $7.56 million, or $0.25 per share, down significantly from $15.29 million and $0.50 per share in the same period last year, indicating a weakening in the company's profitability.
- Revenue Growth: Despite the profit drop, the company experienced a 7.5% year-over-year revenue increase to $80.49 million, up from $74.86 million last year, demonstrating business stability amidst challenges.
- Market Reaction: The substantial profit decline raises concerns about Eagle Bancorp's future earnings potential, which may lead to decreased investor confidence and negatively impact stock performance.
- Strategic Reevaluation Needed: In light of the profit drop, the company may need to reassess its business strategy to enhance profitability and address competitive pressures in the market.
See More
Eagle Bancorp (EGBN) Declares $0.01 Quarterly Dividend with 0.17% Yield
- Quarterly Dividend Announcement: Eagle Bancorp has declared a quarterly dividend of $0.01 per share, consistent with previous distributions, indicating the company's efforts to maintain stable cash flow despite a modest yield of 0.17%.
- Shareholder Record Date: The dividend will be payable on February 13, with a record date of February 2 and an ex-dividend date also set for February 2, ensuring that current shareholders will receive this payout.
- Profitability Goals: Eagle Bancorp is striving to return to profitability, and while the current dividend level reflects financial challenges, it also demonstrates management's confidence in future improvements.
- Market Potential Analysis: Analysts note that Eagle's valuation is deeply distressed, suggesting high-reward potential that may attract investor interest in the company's future growth opportunities.
See More
Eagle Bancorp (EGBN) Q4 EPS Beats Expectations with 7.5% Revenue Growth
- Earnings Beat: Eagle Bancorp reported a Q4 GAAP EPS of $0.25, exceeding expectations by $0.26, indicating positive progress in the company's efforts to restore profitability.
- Revenue Growth: The company achieved Q4 revenue of $80.5 million, reflecting a 7.5% year-over-year increase and surpassing market expectations by $12.69 million, demonstrating sustained business growth in a competitive environment.
- Profitability Recovery: Eagle Bancorp is implementing strategies to return to profitability, with expectations to benefit from improved financial performance and market conditions, thereby enhancing investor confidence.
- High Reward Potential: Given its deeply distressed valuation, Eagle Bancorp is viewed as having high reward potential, attracting investor interest and potentially laying the groundwork for future stock price appreciation.
See More
