Key Metrics Insights on Renasant (RNST) Q3 Earnings
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Oct 28 2025
0mins
Should l Buy RNST?
Source: NASDAQ.COM
Renasant Financial Performance: For Q3 2025, Renasant reported a revenue of $269.55 million, a 22.4% increase year-over-year, with an EPS of $0.77, slightly below the consensus estimate of $0.79.
Revenue and EPS Surprises: The revenue exceeded the Zacks Consensus Estimate by 1.3%, while the EPS fell short by 2.53%, highlighting the importance of analyzing key financial metrics for investors.
Impact of AI and Quantum Computing: The article discusses how artificial intelligence and quantum computing are transforming the investment landscape, presenting significant wealth-building opportunities.
Investment Recommendations: A special report is available that identifies promising stocks in the quantum computing sector, along with a free report on the best stocks to consider for the next 30 days.
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Analyst Views on RNST
Wall Street analysts forecast RNST stock price to rise
3 Analyst Rating
3 Buy
0 Hold
0 Sell
Strong Buy
Current: 40.370
Low
41.00
Averages
43.00
High
45.00
Current: 40.370
Low
41.00
Averages
43.00
High
45.00
About RNST
Renasant Corporation is a bank holding company for Renasant Bank (the Bank). The Bank owns and operates approximately 280 banking, lending, mortgage, and wealth management offices throughout the Southeast as well as offering factoring and asset-based lending on a nationwide basis. Its Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses, including checking and savings accounts, business and personal loans, asset-based lending, factoring, equipment leasing and treasury management services, as well as safe deposit, among others. Its Wealth Management segment, through the Trust division, offers a range of fiduciary services, including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Renasant Corporation Q4 2025 Earnings Call Highlights
- Profitability Improvement: Renasant's adjusted earnings per share for 2025 reached $3.06, an 11% year-over-year increase, indicating significant enhancement in profitability post-merger, thereby strengthening the company's competitive position in a challenging market.
- Loan Growth Target: Management reiterated a mid-single-digit loan growth target for 2026, indicating confidence in future growth opportunities driven by market disruptions, which could enhance market share.
- Cost Control and Investment: Core noninterest expenses are expected to decrease by $2 million to $3 million in Q1 2026, reflecting a balanced approach to cost management while continuing to invest in talent for future growth.
- Capital Buyback Plans: Management indicated that buybacks remain the most attractive capital deployment strategy, with expectations for continued activity into 2026, aimed at enhancing shareholder returns and boosting market confidence.
See More
Renasant Q4 Earnings Exceed Expectations
- Earnings Beat: Renasant reported a Q4 non-GAAP EPS of $0.91, surpassing expectations by $0.11, indicating robust profitability despite market concerns regarding future growth.
- Significant Revenue Growth: The company achieved revenue of $278.52 million in Q4, reflecting a 66.7% year-over-year increase, which not only exceeded analyst expectations by $3.12 million but also highlights strong market performance and rising customer demand.
- Profit Growth Concerns: Despite the positive earnings and revenue results, there are concerns about Renasant's slowing profit growth and valuation issues, which could impact investor confidence and future stock performance.
- Quantitative Rating Insights: Seeking Alpha's quantitative rating on Renasant reveals market divergence regarding its future performance, prompting investors to monitor the company's strategic adjustments in profitability growth and market competition.
See More
Renasant (RNST) Q4 2024 Earnings Call Transcript
See More
Renasant (RNST) Q3 2024 Earnings Call Transcript
See More
Renasant Corporation Schedules Q4 2025 Earnings Announcement for January 27, 2026
- Earnings Announcement Schedule: Renasant Corporation will announce its Q4 2025 results after the NYSE closes on January 27, 2026, reflecting the company's ongoing commitment to transparency and information disclosure.
- Management Conference Call: The company will hold a conference call with analysts on January 28, 2026, at 10:00 AM ET to further discuss the earnings report, enhancing investor understanding of the company's financial status.
- Webcast Accessibility: Following the earnings release, investors can access the webcast through the company's website, ensuring broad dissemination of information and increasing investor engagement.
- Replay Service: The conference call replay will be available until February 11, 2026, providing access for investors who could not participate live, further demonstrating the company's commitment to investor relations.
See More
Renasant Community Foundation Awards 85 Community Grants on Giving Tuesday
- Community Support: The Renasant Community Foundation awarded 85 community grants to nonprofit organizations across the Southeast on Giving Tuesday, reflecting the company's ongoing commitment to strengthening the communities it serves by supporting organizations in education, human services, arts, and culture.
- Partnership Emphasis: Renasant CEO Kevin Chapman highlighted that these grants not only showcase the power of collective generosity but also emphasize the partnership with these organizations to help expand their mission-driven work in communities, enhancing the company's image in social responsibility.
- Diverse Funding: The 2025 grantees include organizations like the Alabama Coastal Foundation and the American Red Cross, covering various sectors such as education, health, and arts, demonstrating Renasant's attention to diverse community needs and promoting collaborative development across society.
- Long-term Impact: Through these grants, Renasant supports community projects not only in the short term but also lays the groundwork for sustainable development in the future, further solidifying its market position and brand influence in the Southeast region.
See More
Renasant Corporation Q4 2025 Earnings Call Highlights
- Profitability Improvement: Renasant's adjusted earnings per share for 2025 reached $3.06, an 11% year-over-year increase, indicating significant enhancement in profitability post-merger, thereby strengthening the company's competitive position in a challenging market.
- Loan Growth Target: Management reiterated a mid-single-digit loan growth target for 2026, indicating confidence in future growth opportunities driven by market disruptions, which could enhance market share.
- Cost Control and Investment: Core noninterest expenses are expected to decrease by $2 million to $3 million in Q1 2026, reflecting a balanced approach to cost management while continuing to invest in talent for future growth.
- Capital Buyback Plans: Management indicated that buybacks remain the most attractive capital deployment strategy, with expectations for continued activity into 2026, aimed at enhancing shareholder returns and boosting market confidence.
See More
Renasant Q4 Earnings Exceed Expectations
- Earnings Beat: Renasant reported a Q4 non-GAAP EPS of $0.91, surpassing expectations by $0.11, indicating robust profitability despite market concerns regarding future growth.
- Significant Revenue Growth: The company achieved revenue of $278.52 million in Q4, reflecting a 66.7% year-over-year increase, which not only exceeded analyst expectations by $3.12 million but also highlights strong market performance and rising customer demand.
- Profit Growth Concerns: Despite the positive earnings and revenue results, there are concerns about Renasant's slowing profit growth and valuation issues, which could impact investor confidence and future stock performance.
- Quantitative Rating Insights: Seeking Alpha's quantitative rating on Renasant reveals market divergence regarding its future performance, prompting investors to monitor the company's strategic adjustments in profitability growth and market competition.
See More
Renasant (RNST) Q4 2024 Earnings Call Transcript
See More
Renasant (RNST) Q3 2024 Earnings Call Transcript
See More
Renasant Corporation Schedules Q4 2025 Earnings Announcement for January 27, 2026
- Earnings Announcement Schedule: Renasant Corporation will announce its Q4 2025 results after the NYSE closes on January 27, 2026, reflecting the company's ongoing commitment to transparency and information disclosure.
- Management Conference Call: The company will hold a conference call with analysts on January 28, 2026, at 10:00 AM ET to further discuss the earnings report, enhancing investor understanding of the company's financial status.
- Webcast Accessibility: Following the earnings release, investors can access the webcast through the company's website, ensuring broad dissemination of information and increasing investor engagement.
- Replay Service: The conference call replay will be available until February 11, 2026, providing access for investors who could not participate live, further demonstrating the company's commitment to investor relations.
See More
Renasant Community Foundation Awards 85 Community Grants on Giving Tuesday
- Community Support: The Renasant Community Foundation awarded 85 community grants to nonprofit organizations across the Southeast on Giving Tuesday, reflecting the company's ongoing commitment to strengthening the communities it serves by supporting organizations in education, human services, arts, and culture.
- Partnership Emphasis: Renasant CEO Kevin Chapman highlighted that these grants not only showcase the power of collective generosity but also emphasize the partnership with these organizations to help expand their mission-driven work in communities, enhancing the company's image in social responsibility.
- Diverse Funding: The 2025 grantees include organizations like the Alabama Coastal Foundation and the American Red Cross, covering various sectors such as education, health, and arts, demonstrating Renasant's attention to diverse community needs and promoting collaborative development across society.
- Long-term Impact: Through these grants, Renasant supports community projects not only in the short term but also lays the groundwork for sustainable development in the future, further solidifying its market position and brand influence in the Southeast region.
See More
