Hilltop Holdings' Chief Accounting Officer Offloads 2,200 Shares for $77,000: Should Investors Worry?
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 04 2025
0mins
Should l Buy HTH?
Source: NASDAQ.COM
Stock Sale by Executive: Hilltop Holdings' Chief Accounting Officer, Keith E. Bornemann, sold 2,200 shares, representing a fifth of his total holdings, which may indicate a lack of confidence in the stock's future appreciation.
Financial Performance Overview: Hilltop Holdings has experienced a decline in revenue and profits since 2020, but recent trends show a modest recovery in revenue and earnings per share (EPS) in the second half of 2023.
Challenges in Mortgage Origination: The cooling housing market, with the lowest U.S. home sales in 30 years, poses a risk to Hilltop's core lending business and may slow down net interest income growth in the coming quarters.
Market Valuation: The stock is currently valued at 0.98 times its book value and 14 times its trailing 12-month earnings, reflecting market skepticism about the company's future performance.
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Analyst Views on HTH
Wall Street analysts forecast HTH stock price to fall
2 Analyst Rating
0 Buy
2 Hold
0 Sell
Hold
Current: 38.600
Low
34.00
Averages
35.00
High
36.00
Current: 38.600
Low
34.00
Averages
35.00
High
36.00
About HTH
Hilltop Holdings Inc. is a diversified financial holding company. The Company operates through three segments: banking, broker-dealer, and mortgage origination. The banking segment includes the operations of PlainsCapital Bank (the Bank). The banking segment primarily provides business and consumer banking services from offices located throughout Texas and generates revenue from its portfolio of earning assets. The broker-dealer segment includes the operations of Securities Holdings, which operates through its wholly owned subsidiaries, Hilltop Securities, Momentum Independent Network and Hilltop Securities Asset Management, LLC. This segment offers investment advisory and securities brokerage services. The mortgage origination segment includes the operations of PrimeLending, which offers a variety of loan products. This segment includes origination and servicing of loans and selling these loans in the secondary market. It operates through approximately 280 locations in 48 states.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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See More
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See More
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See More
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- Optimistic Loan Growth Outlook: Management guided for an average bank loan growth of 4% to 6% for 2026, expressing confidence in the franchise's resilience despite competitive pressures, showcasing the company's potential for growth in a challenging environment.
- Strong Capital Levels: Hilltop maintained a common equity Tier 1 capital ratio of 19.7%, with tangible book value per share increasing by $0.60 to $31.83 compared to the prior quarter, reflecting the company's ongoing commitment to capital management and shareholder returns.
See More
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- Ongoing Cash Rewards: PropQwiz also awards $2,500 in weekly rent to players across the country, having distributed over $75,000 so far, which not only boosts player engagement but also enhances brand recognition in the competitive gaming market.
See More
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- Dividend Increase: Hilltop has raised its quarterly dividend from $0.18 to $0.20 per share, marking an 11.1% increase, which reflects the company's commitment to enhancing shareholder returns based on stable earnings.
- Yield Metrics: Following this adjustment, Hilltop's forward yield stands at 2.17%, providing a relatively attractive income option for investors in the current market environment, potentially drawing in more income-seeking investors.
- Payment Schedule: The new dividend will be payable on February 27, with a record date of February 13 and an ex-dividend date also set for February 13, ensuring shareholders receive timely returns and bolstering investor confidence.
- Historical Performance: Hilltop has consistently paid a dividend of $0.18 over the past four quarters, and this increase reflects the company's ongoing profitability and confidence in future growth, which may enhance market recognition of its long-term investment value.
See More
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- Earnings Growth: Hilltop Holdings reported fourth-quarter earnings of $41.58 million, translating to $0.69 per share, which marks a significant increase from last year's $35.52 million and $0.55 per share, indicating robust performance in the market.
- Revenue Increase: The company's revenue for the fourth quarter reached $329.89 million, up 9.6% from $301.07 million last year, showcasing successful business expansion and strong market demand.
- Financial Health: With both earnings and revenue on the rise, Hilltop Holdings has further solidified its financial position, enhancing its competitiveness in the financial services sector.
- Market Outlook: The ongoing earnings growth and revenue increase lay a solid foundation for future investments and expansions, suggesting the company possesses strong adaptability and growth potential in a changing market environment.
See More
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- Earnings Highlights: Hilltop Holdings reported a Q4 GAAP EPS of $0.69, with revenue of $329 million, indicating the company's stability in the current economic environment despite not exceeding market expectations.
- Revenue Analysis: The $329 million revenue for Q4 reflects ongoing demand in the financial services sector, yet the limited growth compared to the previous year suggests increasing market competition.
- Investment Rating: Seeking Alpha's Quant Rating on Hilltop positions it as a reliable and conservative investment choice, although the current market conditions may not favor aggressive investment strategies.
- Historical Performance: Historical financial data for Hilltop indicates that despite facing challenges, the company maintains stable profitability, making it a focus for risk-averse investors.
See More
