Are Options Traders Aware of Insights Regarding Peoples Bancorp Stock That We Are Not?
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 08 2025
0mins
Should l Buy PEBO?
Source: NASDAQ.COM
Options Market Activity: Investors should monitor Peoples Bancorp Inc. (PEBO) due to high implied volatility in the Dec. 19, 2025 $22.50 Put option, indicating expectations of significant stock movement.
Analyst Sentiment: The company holds a Zacks Rank #3 (Hold) in the Banks - Midwest industry, with recent earnings estimates increasing from 84 cents to 88 cents per share, suggesting a positive outlook.
Trading Strategy: High implied volatility may attract options traders looking to sell premium, aiming to profit from the stock not moving as much as anticipated by expiration.
Investment Recommendations: Zacks Investment Research is preparing to release its top 10 stock picks for 2026, with a historical performance significantly outperforming the S&P 500, encouraging investors to stay informed.
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Analyst Views on PEBO
Wall Street analysts forecast PEBO stock price to fall
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 33.220
Low
33.00
Averages
33.17
High
33.50
Current: 33.220
Low
33.00
Averages
33.17
High
33.50
About PEBO
Peoples Bancorp Inc. is a diversified financial services holding company. The Company provides a complete line of commercial and consumer banking, trust and investment, insurance, premium financing solutions, equipment leases and equipment financing agreements through its financial subsidiaries - Peoples Bank, Peoples Insurance and Vantage. These products and services include various demand deposit accounts, savings accounts, money market accounts, certificates of deposit and governmental deposits; home equity lines of credit, insurance premium financing; commercial equipment leasing; technology equipment leasing, and debit and automated teller machine (ATM) cards. Its financial products and services are offered through its financial service offices, ATMs, and interactive teller machines, as well as through online resources that are Web-based and mobile-based. It has approximately 129 full-service bank branches in Ohio, Kentucky, West Virginia, Virginia, Washington D.C., and Maryland.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Peoples Bancorp (PEBO) Reports 7% EPS Growth in Q4 2025
- Earnings Growth: Peoples Bancorp reported a diluted EPS of $0.89 for Q4 2025, reflecting a 7% increase from the previous quarter, which exceeded analyst expectations and indicates enhanced profitability.
- Strong Loan Growth: The company achieved a 6% loan growth for the full year 2025 compared to 2024, demonstrating robust demand for loans and suggesting potential for future revenue expansion.
- Improved Fee Income: Fee-based income rose by 5% in Q4 and 6% for the full year, driven by higher lease and trust investment income, showcasing the effectiveness of the company’s diversified revenue streams.
- Credit Loss Provisions: The provision for credit losses totaled $8.1 million in Q4, reflecting a cautious approach to potential credit risks, while maintaining a stable efficiency ratio of 57.8% despite pressures from rising non-performing loans.
See More
Peoples Bancorp Inc. (PEBO) Reports 7% EPS Growth to $0.89 in Q4 2025
- EPS Growth: Peoples Bancorp reported diluted earnings per share of $0.89 for Q4 2025, reflecting a 7% increase from the previous quarter, despite a $0.02 negative impact from real estate sales and subordinated debt redemption, indicating stable profitability amidst challenges.
- Loan and Income Growth: The company achieved a 6% loan growth in 2025, alongside a 6% improvement in fee-based income compared to the prior year, demonstrating effective asset management and revenue diversification strategies in a fluctuating economic environment.
- Management Change: The planned retirement of Chief Commercial Banking Officer Doug Wyatt was announced, with Ron Majka stepping into the role, bringing over 30 years of experience serving middle-market companies, which is expected to provide new strategic insights and market expansion capabilities.
- Future Outlook: Management projects a net interest margin between 4% and 4.2% for 2026, with loan growth anticipated at 3% to 5%, reflecting a positive growth outlook while maintaining control over asset size to avoid exceeding the $10 billion asset threshold.
See More
Peoples Bancorp (PEBO) Reports Q4 Profit Increase to $31.75 Million
- Profit Growth: Peoples Bancorp's Q4 net income reached $31.75 million, translating to an EPS of $0.89, which marks a significant increase from last year's $26.93 million and $0.76, indicating enhanced profitability.
- Revenue Increase: The company's revenue rose by 5.2% year-over-year to $91.05 million, compared to $86.54 million last year, reflecting robust business growth and increased market demand.
- Financial Performance Comparison: The EPS increased by 17% compared to the same period last year, which not only boosts investor confidence but may also attract more attention to the stock's performance.
- Optimistic Market Outlook: With both revenue and profit growth, Peoples Bancorp demonstrates strong financial health, which is expected to provide greater funding support for future expansion and investments.
See More
Peoples Bancorp (PEBO) Declares $0.41 Quarterly Dividend with 5.25% Yield
- Quarterly Dividend Declaration: Peoples Bancorp has declared a quarterly dividend of $0.41 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
- Yield Performance: The forward yield of 5.25% offers relative attractiveness in the current market environment, potentially appealing to income-seeking investors looking for reliable returns.
- Earnings Report Performance: Peoples Bancorp reported a GAAP EPS of $0.89, beating expectations by $0.01, demonstrating resilience in profitability, although revenue of $117.32 million fell short by $0.61 million, reflecting competitive pressures in the market.
- Shareholder Payment Arrangement: The dividend is payable on February 17, with a record date of February 2 and an ex-dividend date also on February 2, ensuring timely returns for shareholders and bolstering investor confidence.
See More
Peoples Bancorp Declares $0.41 Quarterly Cash Dividend, Totaling Approximately $14.6 Million
- Quarterly Cash Dividend: Peoples Bancorp announced a cash dividend of $0.41 per share on January 19, 2026, payable on February 17, 2026, demonstrating the company's ongoing commitment to shareholder returns.
- Significant Payout Total: The total dividend payout of approximately $14.6 million represents 46.1% of the reported fourth quarter 2025 earnings, reflecting the company's stable profitability and strong financial health.
- Attractive Dividend Yield: Based on the closing stock price of $31.21 on January 16, 2025, the quarterly dividend yields an annualized return of 5.25%, providing investors with a competitive return.
- Strong Company Background: With total assets of $9.6 billion and 144 locations, Peoples Bancorp aims to be the Best Community Bank in America, showcasing its deep roots and market impact in the financial services sector.
See More
Peoples Bancorp Reports Q4 2025 Net Income of $31.8 Million, EPS of $0.89
- Net Income Growth: In Q4 2025, Peoples Bancorp reported net income of $31.8 million, translating to earnings per share of $0.89, which is an increase from $29.5 million and $0.83 in Q3 2025, indicating sustained profitability that is likely to attract more investor interest.
- Interest Income Dynamics: The net interest income for Q4 was $91.0 million, slightly down by $0.3 million from the previous quarter but up 5% year-over-year, primarily driven by lower deposit and borrowing costs, showcasing the company's effectiveness in cost control.
- Increased Credit Loss Provision: The provision for credit losses in Q4 was $8.1 million, up from $7.3 million in Q3, reflecting loan growth and a slight deterioration in economic forecasts, which may pose pressure on future profitability.
- Non-Interest Income Boost: Non-interest income rose to $26.3 million in Q4, an increase of $1.4 million from Q3, primarily driven by higher lease income and trust investment income, demonstrating the company's success in diversifying its revenue streams.
See More
Peoples Bancorp (PEBO) Reports 7% EPS Growth in Q4 2025
- Earnings Growth: Peoples Bancorp reported a diluted EPS of $0.89 for Q4 2025, reflecting a 7% increase from the previous quarter, which exceeded analyst expectations and indicates enhanced profitability.
- Strong Loan Growth: The company achieved a 6% loan growth for the full year 2025 compared to 2024, demonstrating robust demand for loans and suggesting potential for future revenue expansion.
- Improved Fee Income: Fee-based income rose by 5% in Q4 and 6% for the full year, driven by higher lease and trust investment income, showcasing the effectiveness of the company’s diversified revenue streams.
- Credit Loss Provisions: The provision for credit losses totaled $8.1 million in Q4, reflecting a cautious approach to potential credit risks, while maintaining a stable efficiency ratio of 57.8% despite pressures from rising non-performing loans.
See More
Peoples Bancorp Inc. (PEBO) Reports 7% EPS Growth to $0.89 in Q4 2025
- EPS Growth: Peoples Bancorp reported diluted earnings per share of $0.89 for Q4 2025, reflecting a 7% increase from the previous quarter, despite a $0.02 negative impact from real estate sales and subordinated debt redemption, indicating stable profitability amidst challenges.
- Loan and Income Growth: The company achieved a 6% loan growth in 2025, alongside a 6% improvement in fee-based income compared to the prior year, demonstrating effective asset management and revenue diversification strategies in a fluctuating economic environment.
- Management Change: The planned retirement of Chief Commercial Banking Officer Doug Wyatt was announced, with Ron Majka stepping into the role, bringing over 30 years of experience serving middle-market companies, which is expected to provide new strategic insights and market expansion capabilities.
- Future Outlook: Management projects a net interest margin between 4% and 4.2% for 2026, with loan growth anticipated at 3% to 5%, reflecting a positive growth outlook while maintaining control over asset size to avoid exceeding the $10 billion asset threshold.
See More
Peoples Bancorp (PEBO) Reports Q4 Profit Increase to $31.75 Million
- Profit Growth: Peoples Bancorp's Q4 net income reached $31.75 million, translating to an EPS of $0.89, which marks a significant increase from last year's $26.93 million and $0.76, indicating enhanced profitability.
- Revenue Increase: The company's revenue rose by 5.2% year-over-year to $91.05 million, compared to $86.54 million last year, reflecting robust business growth and increased market demand.
- Financial Performance Comparison: The EPS increased by 17% compared to the same period last year, which not only boosts investor confidence but may also attract more attention to the stock's performance.
- Optimistic Market Outlook: With both revenue and profit growth, Peoples Bancorp demonstrates strong financial health, which is expected to provide greater funding support for future expansion and investments.
See More
Peoples Bancorp (PEBO) Declares $0.41 Quarterly Dividend with 5.25% Yield
- Quarterly Dividend Declaration: Peoples Bancorp has declared a quarterly dividend of $0.41 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
- Yield Performance: The forward yield of 5.25% offers relative attractiveness in the current market environment, potentially appealing to income-seeking investors looking for reliable returns.
- Earnings Report Performance: Peoples Bancorp reported a GAAP EPS of $0.89, beating expectations by $0.01, demonstrating resilience in profitability, although revenue of $117.32 million fell short by $0.61 million, reflecting competitive pressures in the market.
- Shareholder Payment Arrangement: The dividend is payable on February 17, with a record date of February 2 and an ex-dividend date also on February 2, ensuring timely returns for shareholders and bolstering investor confidence.
See More
Peoples Bancorp Declares $0.41 Quarterly Cash Dividend, Totaling Approximately $14.6 Million
- Quarterly Cash Dividend: Peoples Bancorp announced a cash dividend of $0.41 per share on January 19, 2026, payable on February 17, 2026, demonstrating the company's ongoing commitment to shareholder returns.
- Significant Payout Total: The total dividend payout of approximately $14.6 million represents 46.1% of the reported fourth quarter 2025 earnings, reflecting the company's stable profitability and strong financial health.
- Attractive Dividend Yield: Based on the closing stock price of $31.21 on January 16, 2025, the quarterly dividend yields an annualized return of 5.25%, providing investors with a competitive return.
- Strong Company Background: With total assets of $9.6 billion and 144 locations, Peoples Bancorp aims to be the Best Community Bank in America, showcasing its deep roots and market impact in the financial services sector.
See More
Peoples Bancorp Reports Q4 2025 Net Income of $31.8 Million, EPS of $0.89
- Net Income Growth: In Q4 2025, Peoples Bancorp reported net income of $31.8 million, translating to earnings per share of $0.89, which is an increase from $29.5 million and $0.83 in Q3 2025, indicating sustained profitability that is likely to attract more investor interest.
- Interest Income Dynamics: The net interest income for Q4 was $91.0 million, slightly down by $0.3 million from the previous quarter but up 5% year-over-year, primarily driven by lower deposit and borrowing costs, showcasing the company's effectiveness in cost control.
- Increased Credit Loss Provision: The provision for credit losses in Q4 was $8.1 million, up from $7.3 million in Q3, reflecting loan growth and a slight deterioration in economic forecasts, which may pose pressure on future profitability.
- Non-Interest Income Boost: Non-interest income rose to $26.3 million in Q4, an increase of $1.4 million from Q3, primarily driven by higher lease income and trust investment income, demonstrating the company's success in diversifying its revenue streams.
See More
