32-Year-Old Investor With Massive NVDA Gains And $350K Cash Asks Reddit: 'What's Stopping Me From Putting It All In SCHD?'
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Mar 20 2025
0mins
Should l Buy NVDA?
Source: Benzinga
Investor's Dilemma: A 32-year-old ex-military investor, who made $700,000 through options trading, is uncertain about whether to continue high-risk strategies or shift to more stable investments, seeking advice on Reddit regarding his next steps with $350,000 in cash and shares of Nvidia.
Advice from the Community: Reddit users recommend diversifying his portfolio instead of investing all funds into a single asset like SCHD, suggesting a mix of growth stocks, dividend-paying investments, and international exposure while considering tax efficiency for long-term wealth growth.
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Analyst Views on NVDA
Wall Street analysts forecast NVDA stock price to rise
41 Analyst Rating
39 Buy
1 Hold
1 Sell
Strong Buy
Current: 175.200
Low
200.00
Averages
264.97
High
352.00
Current: 175.200
Low
200.00
Averages
264.97
High
352.00
About NVDA
NVIDIA Corporation is a full-stack computing infrastructure company. The Company is engaged in accelerated computing to help solve the challenging computational problems. The Company’s segments include Compute & Networking and Graphics. The Compute & Networking segment includes its Data Center accelerated computing platforms and artificial intelligence (AI) solutions and software; networking; automotive platforms and autonomous and electric vehicle solutions; Jetson for robotics and other embedded platforms, and DGX Cloud computing services. The Graphics segment includes GeForce GPUs for gaming and PCs, the GeForce NOW game streaming service and related infrastructure, and solutions for gaming platforms; Quadro/NVIDIA RTX GPUs for enterprise workstation graphics; virtual GPU software for cloud-based visual and virtual computing; automotive platforms for infotainment systems, and Omniverse Enterprise software for building and operating industrial AI and digital twin applications.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Sales Forecast Surge: Nvidia anticipates cumulative sales of Blackwell and Vera Rubin GPUs to reach $1 trillion by 2027, a significant increase from last year's $500 billion estimate, highlighting the company's robust growth potential in the AI sector.
- Attractive Market Valuation: Currently, Nvidia's stock trades at a price-to-earnings ratio of 21.5, lower than the S&P 500's 24.1, indicating that the market's expectations for its future growth remain conservative, making it an opportune time for investors to consider increasing their holdings.
- Revenue Growth Outlook: Analysts project Nvidia's revenue to grow by 71% this year to $369 billion, with a 29% growth forecast for next year, and CEO Jensen Huang's insights suggest this growth rate may be underestimated, further underscoring the company's investment appeal.
- Sustained AI Investment: Despite overall negative market sentiment, Nvidia remains a direct beneficiary of ongoing data center build-outs, indicating that the company will maintain its competitive edge in the market moving forward.
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- Young Investor Confidence: According to The Motley Fool's survey, 68% of Gen Z and 64% of millennials plan to increase stock investments in 2026, reflecting optimism about market potential despite recession and inflation concerns.
- Generational Investment Divide: The survey reveals that over half of baby boomers and 44% of Gen X plan to hold stocks in 2026, compared to only 31% of millennials and 25% of Gen Z, indicating a more active participation from younger investors in the market.
- AI Stock Potential: Nvidia commands about 90% of the GPU market share and is expected to reach $1 trillion in data center sales by 2027, showcasing its strong leadership in AI, which attracts younger investors' attention.
- Rising Capital Expenditures: Tech giants like Meta, Alphabet, and Microsoft are set to spend $650 billion on capital expenditures in 2026, indicating a surge in investment in AI data centers, further fueling young investors' interest in related stocks.
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- Nvidia's Growth Potential: Nvidia (NVDA) has excelled with its GPUs over the past three years, with lifetime sales of Rubin and Blackwell GPUs expected to reach $1 trillion by 2027, indicating significant growth potential in the AI sector.
- Broadcom's Market Strategy: Broadcom (AVGO) focuses on custom high-performance AI chips for hyperscaler clients, with projected sales reaching $100 billion by 2027, showcasing strong growth prospects in a specialized market.
- Nebius's Cloud Computing Outlook: Nebius (NBIS) partners with Nvidia, expecting annual recurring revenue to hit $7 billion to $9 billion by 2026, highlighting rapid expansion and strong demand in the AI cloud computing space.
- Long-term AI Industry Trends: With global data center capital expenditures projected to reach $3 trillion to $4 trillion by 2030, investors should focus on these companies' long-term growth potential, especially as technology continues to evolve.
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NVIDIA Options Contract Analysis and Yield Potential
- Put Option Appeal: The current bid for the $175.00 put option is $37.20, and if an investor sells this contract, they commit to buying the stock at $175.00, effectively lowering their cost basis to $137.80, which is about a 2% discount from the current price of $179.31, making it attractive for potential NVDA buyers.
- Yield Potential Analysis: Should the put option expire worthless, it would yield a 21.26% return on the cash commitment, or an annualized rate of 9.53%, highlighting the strategy's appeal in the current market context.
- Call Option Returns: The $215.00 call option has a current bid of $40.95, and if an investor buys NVDA shares at $179.31 and sells this call, they could achieve a total return of 42.74% if the stock is called away at the June 2028 expiration, indicating strong profit potential.
- Risk-Reward Balance: The $215.00 strike represents a 20% premium over the current stock price, with a 42% chance of the call expiring worthless, allowing investors to retain both their shares and the premium collected, thereby enhancing the overall investment return.
See More
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- Tech Stocks Under Pressure: In stark contrast, growth-oriented technology stocks, particularly Nvidia, have faced renewed pressure as capital rotates towards sectors perceived as more resilient during periods of geopolitical instability and commodity inflation, indicating a shift in investor positioning.
- Valuation Convergence: Exxon Mobil's 12-month forward price-to-earnings ratio has risen to 21.4x, slightly exceeding Nvidia's 21.1x, suggesting that energy stocks are approaching parity with the S&P 500's 20.7x, highlighting a market reassessment of energy equities.
- Market Shift Indicators: Leading U.S. energy companies now trade at an average forward multiple near 20.0x, indicating that the historical discount of energy stocks is diminishing amid heightened geopolitical risks and elevated commodity prices, signaling a significant structural shift in the market.
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- Deepening Technology Collaboration: SLB's partnership with Nvidia, which began in 2008, has now expanded to 2024, focusing on developing generative AI solutions for the energy sector to enhance the operability and efficiency of energy data.
- Modular Design Advantages: SLB will serve as the modular design partner for Nvidia's DSX data centers, utilizing offsite construction to reduce costs, labor constraints, and lead times, thereby improving overall project efficiency.
- AI Factory Development: The companies will jointly develop an 'AI Factory for Energy' reference environment powered by generative AI models and industrial-scale agentic AI, aimed at helping energy companies better utilize data and operations while driving digital transformation in the industry.
- Accelerating Data Transformation: This collaboration will leverage Nvidia's Omniverse libraries and Nemotron open models to convert large volumes of operational data into actionable insights, facilitating more efficient and sustainable energy systems.
See More
Nvidia Projects $1 Trillion in GPU Sales by 2027
- Sales Forecast Surge: Nvidia anticipates cumulative sales of Blackwell and Vera Rubin GPUs to reach $1 trillion by 2027, a significant increase from last year's $500 billion estimate, highlighting the company's robust growth potential in the AI sector.
- Attractive Market Valuation: Currently, Nvidia's stock trades at a price-to-earnings ratio of 21.5, lower than the S&P 500's 24.1, indicating that the market's expectations for its future growth remain conservative, making it an opportune time for investors to consider increasing their holdings.
- Revenue Growth Outlook: Analysts project Nvidia's revenue to grow by 71% this year to $369 billion, with a 29% growth forecast for next year, and CEO Jensen Huang's insights suggest this growth rate may be underestimated, further underscoring the company's investment appeal.
- Sustained AI Investment: Despite overall negative market sentiment, Nvidia remains a direct beneficiary of ongoing data center build-outs, indicating that the company will maintain its competitive edge in the market moving forward.
See More
Younger Investors Optimistic About AI Stocks
- Young Investor Confidence: According to The Motley Fool's survey, 68% of Gen Z and 64% of millennials plan to increase stock investments in 2026, reflecting optimism about market potential despite recession and inflation concerns.
- Generational Investment Divide: The survey reveals that over half of baby boomers and 44% of Gen X plan to hold stocks in 2026, compared to only 31% of millennials and 25% of Gen Z, indicating a more active participation from younger investors in the market.
- AI Stock Potential: Nvidia commands about 90% of the GPU market share and is expected to reach $1 trillion in data center sales by 2027, showcasing its strong leadership in AI, which attracts younger investors' attention.
- Rising Capital Expenditures: Tech giants like Meta, Alphabet, and Microsoft are set to spend $650 billion on capital expenditures in 2026, indicating a surge in investment in AI data centers, further fueling young investors' interest in related stocks.
See More
Top Stock Picks for the Next Three Years
- Nvidia's Growth Potential: Nvidia (NVDA) has excelled with its GPUs over the past three years, with lifetime sales of Rubin and Blackwell GPUs expected to reach $1 trillion by 2027, indicating significant growth potential in the AI sector.
- Broadcom's Market Strategy: Broadcom (AVGO) focuses on custom high-performance AI chips for hyperscaler clients, with projected sales reaching $100 billion by 2027, showcasing strong growth prospects in a specialized market.
- Nebius's Cloud Computing Outlook: Nebius (NBIS) partners with Nvidia, expecting annual recurring revenue to hit $7 billion to $9 billion by 2026, highlighting rapid expansion and strong demand in the AI cloud computing space.
- Long-term AI Industry Trends: With global data center capital expenditures projected to reach $3 trillion to $4 trillion by 2030, investors should focus on these companies' long-term growth potential, especially as technology continues to evolve.
See More
NVIDIA Options Contract Analysis and Yield Potential
- Put Option Appeal: The current bid for the $175.00 put option is $37.20, and if an investor sells this contract, they commit to buying the stock at $175.00, effectively lowering their cost basis to $137.80, which is about a 2% discount from the current price of $179.31, making it attractive for potential NVDA buyers.
- Yield Potential Analysis: Should the put option expire worthless, it would yield a 21.26% return on the cash commitment, or an annualized rate of 9.53%, highlighting the strategy's appeal in the current market context.
- Call Option Returns: The $215.00 call option has a current bid of $40.95, and if an investor buys NVDA shares at $179.31 and sells this call, they could achieve a total return of 42.74% if the stock is called away at the June 2028 expiration, indicating strong profit potential.
- Risk-Reward Balance: The $215.00 strike represents a 20% premium over the current stock price, with a 42% chance of the call expiring worthless, allowing investors to retain both their shares and the premium collected, thereby enhancing the overall investment return.
See More
Geopolitical Tensions Drive Surge in Energy Markets
- Strong Energy Stock Performance: The intensification of geopolitical tensions involving Iran, Israel, and the U.S. has led to a sharp rise in oil prices, significantly boosting the stock prices of major energy producers and reflecting increased investor confidence in the earnings strength of the energy sector.
- Tech Stocks Under Pressure: In stark contrast, growth-oriented technology stocks, particularly Nvidia, have faced renewed pressure as capital rotates towards sectors perceived as more resilient during periods of geopolitical instability and commodity inflation, indicating a shift in investor positioning.
- Valuation Convergence: Exxon Mobil's 12-month forward price-to-earnings ratio has risen to 21.4x, slightly exceeding Nvidia's 21.1x, suggesting that energy stocks are approaching parity with the S&P 500's 20.7x, highlighting a market reassessment of energy equities.
- Market Shift Indicators: Leading U.S. energy companies now trade at an average forward multiple near 20.0x, indicating that the historical discount of energy stocks is diminishing amid heightened geopolitical risks and elevated commodity prices, signaling a significant structural shift in the market.
See More
SLB Expands AI Collaboration with Nvidia for Energy Sector
- Deepening Technology Collaboration: SLB's partnership with Nvidia, which began in 2008, has now expanded to 2024, focusing on developing generative AI solutions for the energy sector to enhance the operability and efficiency of energy data.
- Modular Design Advantages: SLB will serve as the modular design partner for Nvidia's DSX data centers, utilizing offsite construction to reduce costs, labor constraints, and lead times, thereby improving overall project efficiency.
- AI Factory Development: The companies will jointly develop an 'AI Factory for Energy' reference environment powered by generative AI models and industrial-scale agentic AI, aimed at helping energy companies better utilize data and operations while driving digital transformation in the industry.
- Accelerating Data Transformation: This collaboration will leverage Nvidia's Omniverse libraries and Nemotron open models to convert large volumes of operational data into actionable insights, facilitating more efficient and sustainable energy systems.
See More
