Ripple Secures FCA Authorization, Key Step for Stablecoin Operations
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 09 2026- Regulatory Expansion: Ripple Markets UK has received authorization from the FCA as an Electronic Money Institution, allowing it to provide payment services in the UK, marking a significant advancement in the company's compliance efforts.
- Stablecoin Launch: This authorization lays the groundwork for Ripple to launch its dollar-backed stablecoin, Ripple USD (RLUSD), leveraging payment and settlement rails rather than speculative trading, thereby enhancing its market competitiveness.
- Regulatory Restrictions: Despite the authorization, Ripple Markets UK faces limitations, as it is currently prohibited from offering electronic money or payment services to consumers or micro-enterprises, ensuring its activities remain focused on non-retail use cases.
- Future Strategy: Ripple plans to remain private while focusing on expanding licenses related to payments, settlement, and stablecoins, using the EMI registration to establish a compliant foundation in the UK market before broadening its operational scope with further approvals.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
