Exploring the Connection Between Ripple (XRP) and Apple Pay

Ripple's Contribution to Payment Standards: Ripple's Interledger Protocol (ILP) was developed to facilitate seamless value transfers across different ledgers, influencing web payment standards adopted by W3C, including those used by Apple Pay.

Payment Request API Overview: The Payment Request API standardizes the checkout process on websites, allowing integration of various payment methods, including Apple Pay, which utilizes this API for a consistent user experience.

Impact on Web Payments: Ripple's work in standardizing cross-ledger payments through ILP enables a future where web payment systems can support diverse value networks, potentially improving the payment experience for both users and merchants.

Future of Value Interoperability: The developments suggest that open and flexible web payment standards could lead to better integration of fiat and crypto systems, although current implementations like Apple Pay do not default to using XRP or public blockchains for settlement.