Bitcoin Transforms into Store of Value, Stablecoins Fill Payment Gaps
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 09 2026- Evolution of Bitcoin's Role: According to Roger Bayston, Head of Digital Assets at Franklin Templeton, Bitcoin has shifted from its original function as a payment tool to a store of value, with users now more inclined to hold rather than spend, thereby influencing its positioning in investment portfolios.
- Utility of Stablecoins: Stablecoins are designed to maintain stable value, making them suitable for payments, trading, and cross-border settlements, thus filling the gaps left by Bitcoin's price volatility and highlighting their significance in the digital financial system.
- Expansion of Lending Markets: Bayston noted that the rise of borrowing against Bitcoin as collateral is gaining traction, allowing investors to access liquidity without selling their assets, indicating a maturation and diversification of the cryptocurrency landscape.
- Complementary Assets: In the future digital financial ecosystem, Bitcoin and stablecoins may no longer be rivals but rather complementary tools serving distinct roles, further driving the development of the entire crypto market.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
