ZION Earnings

ZION reported its earnings on 2026-04-20, showcasing a revenue of 1.18B against an estimate of 861.98M, resulting in a 37.24% surprise. The EPS was 1.56, surpassing the expected 1.43 by 9.09%. The stock experienced a 0% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following ZION's earnings announcement on 2026-04-20, the stock price moved by 0% on the day of the release. Over the subsequent five days, it saw a 0% change. Historically, ZION's stock price tends to shift by an average of -2.19% in the 10 days leading up to earnings and -0.8% in the 10 days following, providing insight into potential market.

For 2026/Q2, analysts estimate ZION's annual revenue to reach 868.78M, while the EPS is projected at 1.51. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between ZION's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, ZION's stock price typically moves by -2.19% in the 10 days before its earnings and -0.8% in the 10 days after. For the upcoming 2026/Q2 earnings, analysts expect an EPS of 1.51 and revenue of 868.78M.

The earnings call presented mixed results: decreased net income and net interest income, but increased non-interest income and improved efficiency ratio. The challenging credit environment and higher provision for credit losses are concerns. However, the company's strategic plan indicates moderate growth in net interest income and fee income for 2026, suggesting potential future improvements. The lack of discussion on strategic initiatives, risks, and returns, along with unclear Q&A responses, limits positive sentiment. Overall, the current financial performance and future outlook balance each other out, resulting in a neutral sentiment.