UVE PE Ratio & Valuation, Is UVE Overvalued

Historical Valuation

Universal Insurance Holdings Inc (UVE) is now in the Fair zone, suggesting that its current forward PS ratio of 0.59 is considered Fairly compared with the five-year average of 6.79. The fair price of Universal Insurance Holdings Inc (UVE) is between 30.51 to 38.17 according to relative valuation method.

Relative Value

Fair Zone

30.51-38.17

Current Price：34.28

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Universal Insurance Holdings Inc (UVE) has a current Price-to-Book (P/B) ratio of 1.80. Compared to its 3-year average P/B ratio of 1.54, the current P/B ratio is approximately 16.34% higher. Relative to its 5-year average P/B ratio of 1.34, the current P/B ratio is about 34.23% higher. Universal Insurance Holdings Inc (UVE) has a Forward Free Cash Flow (FCF) yield of approximately 28.09%. Compared to its 3-year average FCF yield of 33.73%, the current FCF yield is approximately -16.73% lower. Relative to its 5-year average FCF yield of 35.84%, the current FCF yield is about -21.63% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for UVE competitors is 1.24, providing a benchmark for relative valuation. Universal Insurance Holdings Inc Corp (UVE.N) exhibits a P/S ratio of 0.59, which is -52.05% above the industry average. Given its robust revenue growth of 4.58%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of UVE increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of UVE in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is UVE currently overvalued or undervalued?

What is Universal Insurance Holdings Inc (UVE) fair value?

UVE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Universal Insurance Holdings Inc (UVE) is between 30.51 to 38.17 according to relative valuation method.

How does UVE's valuation metrics compare to the industry average?

The average P/S ratio for UVE's competitors is 1.24, providing a benchmark for relative valuation. Universal Insurance Holdings Inc Corp (UVE) exhibits a P/S ratio of 0.59, which is -52.05% above the industry average. Given its robust revenue growth of 4.58%, this premium appears unsustainable.

What is the current P/B ratio for Universal Insurance Holdings Inc (UVE) as of Mar 11 2026?

As of Mar 11 2026, Universal Insurance Holdings Inc (UVE) has a P/B ratio of 1.80. This indicates that the market values UVE at 1.80 times its book value.

What is the current FCF Yield for Universal Insurance Holdings Inc (UVE) as of Mar 11 2026?

As of Mar 11 2026, Universal Insurance Holdings Inc (UVE) has a FCF Yield of 28.09%. This means that for every dollar of Universal Insurance Holdings Inc's market capitalization, the company generates 28.09 cents in free cash flow.

What is the current Forward P/E ratio for Universal Insurance Holdings Inc (UVE) as of Mar 11 2026?

As of Mar 11 2026, Universal Insurance Holdings Inc (UVE) has a Forward P/E ratio of 10.30. This means the market is willing to pay $10.30 for every dollar of Universal Insurance Holdings Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Universal Insurance Holdings Inc (UVE) as of Mar 11 2026?

As of Mar 11 2026, Universal Insurance Holdings Inc (UVE) has a Forward P/S ratio of 0.59. This means the market is valuing UVE at $0.59 for every dollar of expected revenue over the next 12 months.

UVE Valuation