CACC Should I Buy
-
$
0.000
0.000(0.000%)
At close0.000(0.000%)Aft-market
ET
Loading...
Credit Acceptance Corp (CACC) is not a strong buy at this moment for a beginner investor with a long-term focus. The technical indicators show a neutral to slightly bearish trend, options data indicates bearish sentiment, and the company's recent financial performance reflects declining profitability. While analysts have upgraded their ratings, they still maintain a Hold stance, and no significant positive catalysts are present. Therefore, it is advisable to hold off on investing in this stock for now.
The MACD histogram is -1.913, below 0, and is negatively expanding, indicating bearish momentum. RSI is neutral at 43.718, and moving averages are converging, showing no clear trend. The stock is trading below the pivot level of 491.565, with key support at 473.149 and resistance at 509.981.
Analysts have raised their price targets and upgraded their rating from Sell to Hold, reflecting some improvement in sentiment.
Declining net income (-19.68% YoY) and EPS (-10.20% YoY) in the latest quarter. No recent news or significant insider/hedge fund activity. Options data indicates bearish sentiment.
In Q4 2025, revenue increased by 2.47% YoY to $579.9M. However, net income dropped by 19.68% YoY to $122M, and EPS fell by 10.20% YoY to $11. Gross margin remained unchanged.
TD Cowen upgraded the stock from Sell to Hold and raised the price target from $430 to $460 and later to $470. Analysts remain cautious with a Hold rating, reflecting limited upside potential.
