Given the investor's beginner level, long-term strategy, and available capital, AIG is not a strong buy at the moment. The technical indicators are bearish, financial performance shows declining growth, and there are no significant positive catalysts or proprietary trading signals to justify immediate action. Holding or exploring other opportunities may be more prudent.
The MACD is negative (-0.316), RSI is neutral at 36.502, and moving averages indicate a bearish trend (SMA_200 > SMA_20 > SMA_5). The price is below the pivot level of 75.431, with support at 73.55 and resistance at 77.311. Overall, the technical outlook is bearish.

Goldman Sachs recently upgraded AIG to Buy with a price target of $90, citing peer-high earnings growth, strong underwriting, and attractive valuation. The firm also highlights accretive deals and capital flexibility.
Recent financial performance shows declining revenue (-8.74% YoY), net income (-18.15% YoY), and EPS (-6.90% YoY). Additionally, bearish technical indicators and lack of significant insider or hedge fund activity weigh negatively. Broader market sentiment is also weak, with the S&P 500 down 1.79%.
In Q4 2025, revenue dropped to $6.55 billion (-8.74% YoY), net income declined to $735 million (-18.15% YoY), and EPS fell to 1.35 (-6.90% YoY). Gross margin remained unchanged.
Analysts are mixed but leaning positive. Goldman Sachs upgraded to Buy with a $90 target, while UBS and Keefe Bruyette maintain Buy/Outperform ratings with targets of $92 and $97, respectively. However, some firms like Barclays and Piper Sandler have lowered price targets, citing cyclical pressures and weaker-than-expected underwriting results.