WSBF Relative Valuation
WSBF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, WSBF is overvalued; if below, it's undervalued.
Historical Valuation
Waterstone Financial Inc (WSBF) is now in the Overvalued zone, suggesting that its current forward PE ratio of 15.97 is considered Overvalued compared with the five-year average of 14.29. The fair price of Waterstone Financial Inc (WSBF) is between 10.07 to 15.67 according to relative valuation methord. Compared to the current price of 16.13 USD , Waterstone Financial Inc is Overvalued By 2.94%.
Relative Value
Fair Zone
10.07-15.67
Current Price：16.13
2.94%
Overvalued
15.98
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Waterstone Financial Inc. (WSBF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Waterstone Financial Inc. (WSBF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.00
PS
Waterstone Financial Inc. (WSBF) has a current PS of 2.00. The 5-year average PS is 2.06. The thresholds are as follows: Strongly Undervalued below 1.24, Undervalued between 1.24 and 1.65, Fairly Valued between 2.47 and 1.65, Overvalued between 2.47 and 2.88, and Strongly Overvalued above 2.88. The current Forward PS of 2.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Waterstone Financial Inc. (WSBF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Waterstone Financial Inc. (WSBF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Waterstone Financial Inc (WSBF) has a current Price-to-Book (P/B) ratio of 0.82. Compared to its 3-year average P/B ratio of 0.77 , the current P/B ratio is approximately 7.62% higher. Relative to its 5-year average P/B ratio of 0.89, the current P/B ratio is about -7.40% higher. Waterstone Financial Inc (WSBF) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 14.38%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 18.59% , the current FCF yield is about -100.00% lower.
0.82
P/B
Median3y
0.77
Median5y
0.89
14.35
FCF Yield
Median3y
14.38
Median5y
18.59
Competitors Valuation Multiple
The average P/S ratio for WSBF's competitors is 0.00, providing a benchmark for relative valuation. Waterstone Financial Inc Corp (WSBF) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 9.72%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of WSBF increased by 23.01% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 14.88 to 22.74.
The secondary factor is the Revenue Growth, contributed 9.72%to the performance.
Overall, the performance of WSBF in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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