Should I Buy WSBF? WSBF 2026 Analysis

Should You Buy Waterstone Financial Inc (WSBF) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

18.440

1 Day change

8.28%

52 Week Range

18.610

Analysis Updated At

2026/01/26

Waterstone Financial Inc (WSBF) does not present a strong buy opportunity for a beginner, long-term investor at this time. Despite solid financial performance in the latest quarter, the lack of significant trading trends, neutral sentiment from insiders and hedge funds, no recent news catalysts, and absence of strong proprietary trading signals suggest a cautious approach. The technical indicators are neutral to mildly bullish, but the stock's short-term trend indicates limited upside potential. Thus, holding off on buying is recommended for now.

Technical Analysis

The MACD histogram is above 0 and positively contracting, showing mild bullish momentum. RSI is neutral at 55.031, and moving averages are bullish (SMA_5 > SMA_20 > SMA_200). Key support and resistance levels are Pivot: 17.636, R1: 18.335, S1: 16.937, R2: 18.767, S2: 16.505. However, the stock's next-day and next-week trend probabilities suggest limited short-term upside.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Strong financial performance in Q3 2025, with revenue up 9.72% YoY, net income up 67.64% YoY, and EPS up 73.08% YoY.

Neutral/Negative Catalysts

No significant trading trends from hedge funds or insiders. No recent news or event-driven catalysts. Congress trading data is unavailable. AI Stock Pick and SwingMax signals are absent.

Financial Performance

In Q3 2025, revenue increased to $34.86M (up 9.72% YoY), net income rose to $7.93M (up 67.64% YoY), and EPS improved to 0.45 (up 73.08% YoY). Gross margin remained unchanged at 0.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No recent analyst rating or price target changes available.

Analyst Rating

Wall Street analysts forecast WSBF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WSBF is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy