Should I Buy WRLD? WRLD 2026 Analysis

Should You Buy World Acceptance Corp (WRLD) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Sell

Latest Price

120.240

1 Day change

0.59%

52 Week Range

185.480

Analysis Updated At

2026/01/26

World Acceptance Corp (WRLD) is not a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's financial performance is weak, with a significant drop in net income and EPS, and insiders are heavily selling the stock. Additionally, technical indicators are bearish, and there are no strong positive catalysts or proprietary trading signals to suggest an immediate opportunity.

Technical Analysis

The technical indicators for WRLD are bearish. The MACD histogram is negative and contracting, the RSI is neutral at 45.662, and the moving averages indicate a bearish trend (SMA_200 > SMA_20 > SMA_5). The stock is trading below the pivot level of 140.516, with key support at 133.178 and resistance at 147.854.

Options Data

Positive Catalysts

The company has a strong gross margin of 92.09%, which increased slightly YoY. Additionally, the company is hosting its Q3 earnings call on January 27, 2026, which could provide further insights into its performance.

Neutral/Negative Catalysts

Insiders are heavily selling the stock, with a 96832.08% increase in selling activity over the last month. Financial performance in Q2 2026 was weak, with net income dropping by -108.80% YoY and EPS declining by -109.52% YoY. The MACD and moving averages indicate a bearish trend, and there are no strong trading signals or positive sentiment from hedge funds.

Financial Performance

In Q2 2026, revenue increased by 2.33% YoY to $134.47M. However, net income dropped significantly to -$1.95M (-108.80% YoY), and EPS fell to -0.38 (-109.52% YoY). Gross margin increased slightly to 92.09%, up 0.38% YoY.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating or price target data available.

Analyst Rating

Wall Street analysts forecast WRLD stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WRLD is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold