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WRLD Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
149.740
Open
143.740
VWAP
147.52
Vol
192.68K
Mkt Cap
696.62M
Low
143.740
Amount
28.43M
EV/EBITDA(TTM)
22.39
Total Shares
4.67M
EV
1.28B
EV/OCF(TTM)
--
P/S(TTM)
--
World Acceptance Corporation is a people-focused finance company that provides personal installment loan solutions and personal tax preparation and filing services. The Company generally serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company, as an agent for an unaffiliated insurance company, markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans in selected states where the sale of such insurance is permitted by law. It offers automobile club memberships to its borrowers in Alabama, Georgia, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas, South Carolina, Utah and Wisconsin, as an agent for an unaffiliated automobile club. The Company operates approximately 1,000 community-based branches across 16 states.
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Events Timeline

(ET)
2026-04-30
07:40:00
Company Reports Q4 Revenue of $177.6 Million
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2026-04-13 (ET)
2026-04-13
11:10:00
World Acceptance Appoints Former CEO as Interim President and CEO
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2026-02-11 (ET)
2026-02-11
14:40:00
World Acceptance Corporation Approves $50M Share Repurchase Program
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link
2026-01-27 (ET)
2026-01-27
07:40:00
Company Reports Q3 Revenue of $141.25M
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2025-12-04 (ET)
2025-12-04
07:40:00
World Acceptance Executive D. Clinton Dyer Announces Retirement
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2025-10-23 (ET)
2025-10-23
07:32:51
World Acceptance announces Q2 EPS of 38 cents, down from $3.99 a year ago.
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2025-07-24 (ET)
2025-07-24
07:47:52
World Acceptance reports Q2 EPS 25c vs. $1.79 last year
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2025-04-29 (ET)
2025-04-29
07:39:31
World Acceptance reports Q4 EPS $8.13 vs. $6.09 last year
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2024-10-25 (ET)
2024-10-25
07:39:03
World Acceptance reports Q2 EPS $3.99 vs. $2.71 last year
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News

seekingalpha
9.5
04-30seekingalpha
World Acceptance Corporation Reports Q4 Fiscal 2026 Earnings
  • Earnings Performance: World Acceptance Corporation achieved earnings per share of $7.70 in Q4 fiscal 2026, despite an impact of approximately $0.25 per share from an executive retirement, indicating stability in profitability and potential for future growth.
  • Revenue Growth: Total revenue increased by 7.4% year-over-year, primarily driven by higher loan balances and yields, while a robust tax preparation season led to a 13% increase in returns prepared, further boosting revenue.
  • Credit and Operational Improvement: Loans outstanding rose by 4.4%, with both delinquency rates and amounts decreasing, reflecting significant progress in credit management and operational efficiency, which should help reduce future charge-offs.
  • Strategic Adjustments: Management plans to rely less on new customers in the coming year to improve credit metrics, and expects personnel expenses to range between $47 million and $49 million in the first three quarters, demonstrating a focus on cost control.
seekingalpha
9.5
04-30seekingalpha
World Acceptance Q4 Earnings Report Analysis
  • Earnings Performance: World Acceptance reported a Q4 GAAP EPS of $7.70, missing expectations by $0.04, indicating pressure on profitability that could affect investor confidence.
  • Revenue Growth: The company achieved revenue of $177.6 million, a 7.4% year-over-year increase, beating market expectations by $21.5 million, suggesting that the business maintains some growth momentum despite the earnings miss.
  • Executive Change: CEO Prashad has resigned, with Janet Matricciani appointed as interim CEO, which may impact the company's strategic direction and market confidence in the short term.
  • Market Reaction: Due to the earnings miss, investors may adopt a cautious stance regarding the company's future performance, leading to increased stock price volatility and affecting overall market sentiment.
moomoo
9.5
04-30moomoo
REVISED: WORLD ACCEPTANCE Q4 NET INCOME REACHES USD 36.5 MILLION (AMOUNT UPDATED)
  • Financial Performance: The corrected net income for Q4 is reported at USD 36.5 million.
  • Correction Notice: The announcement includes a correction regarding the previously stated amount.
Newsfilter
9.5
04-23Newsfilter
World Acceptance Corporation Announces Q4 Conference Call Details
  • Conference Call Schedule: World Acceptance Corporation will hold its fourth quarter conference call on April 30, 2026, starting at 10:00 a.m. Eastern Time, providing an online real-time webcast to ensure investors receive timely financial information.
  • Earnings Release: Prior to the call, the company will issue its fourth quarter financial report, delivering key performance data that will help investors assess the company's financial health and future growth potential.
  • Online Replay: The online replay of the conference call will be available immediately after the meeting and will last for 30 days, allowing investors who could not attend live to access the content at their convenience, thereby enhancing information transparency.
  • Company Background: Founded in 1962, World Acceptance Corporation focuses on providing personal installment loan solutions and personal tax preparation services to over one million customers annually, showcasing its strong foundation in the financial services sector and customer-centric business approach.
seekingalpha
5.0
04-13seekingalpha
World Acceptance Appoints New Interim CEO
  • Executive Change: World Acceptance has appointed Janet Matricciani as interim president and CEO effective April 13, following the resignation of R. Chad Prashad, indicating a significant leadership shift within the company.
  • Stock Price Decline: Shares of World Acceptance fell by 10.55% to $133.10 during noon trading, reflecting market concerns over the leadership change, which may impact investor confidence and the company's short-term performance.
  • Search for Permanent Replacement: The board is actively seeking a permanent replacement for Prashad, a process that could affect the company's strategic direction and operational stability, prompting investors to monitor developments closely.
  • Financial Performance: In its latest earnings report, World Acceptance posted a GAAP EPS of -$0.19, missing expectations by $0.95, although revenue of $141.3 million exceeded forecasts by $8.16 million, indicating potential for revenue growth but highlighting the need for improvement in profitability.
Newsfilter
5.0
04-13Newsfilter
Former CEO Returns as Interim President and CEO
  • Leadership Transition: World Acceptance Corporation has appointed Janet Matricciani as interim President and CEO effective April 13, 2026, following the resignation of R. Chad Prashad, highlighting the company's commitment to stable leadership during this transitional phase.
  • Extensive Industry Experience: Matricciani previously served as CEO, where she led significant transformations and improved operational efficiency, indicating her deep understanding of the business and leadership capabilities that will help guide the company through this critical period.
  • Focus on Strategic Growth: Throughout her career, Matricciani has held senior executive and advisory roles across multiple industries, concentrating on driving operational improvements and strategic growth, which will provide valuable insights for the company's future development.
  • Commitment to Customer Service: Since its founding in 1962, World Acceptance Corporation has focused on providing personal installment loan solutions to over one million customers, emphasizing collaboration with clients to achieve their financial goals, demonstrating the company's ongoing commitment to customer needs.

Valuation Metrics

The current forward P/E ratio for World Acceptance Corp (WRLD.O) is 11.15, compared to its 5-year average forward P/E of 38.43. For a more detailed relative valuation and DCF analysis to assess World Acceptance Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
38.43
Current PE
11.15
Overvalued PE
150.37
Undervalued PE
-73.50

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
3.48
Current EV/EBITDA
5.54
Overvalued EV/EBITDA
10.67
Undervalued EV/EBITDA
-3.71

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.34
Current PS
0.94
Overvalued PS
1.72
Undervalued PS
0.96

Financials

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Whales Holding WRLD

P
Prescott General Partners LLC
Holding
WRLD
+1.93%
3M Return

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Frequently Asked Questions

What is World Acceptance Corp (WRLD) stock price today?

The current price of WRLD is 149.09 USD — it has increased 5.63

What is World Acceptance Corp (WRLD)'s business?

World Acceptance Corporation is a people-focused finance company that provides personal installment loan solutions and personal tax preparation and filing services. The Company generally serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company, as an agent for an unaffiliated insurance company, markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans in selected states where the sale of such insurance is permitted by law. It offers automobile club memberships to its borrowers in Alabama, Georgia, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas, South Carolina, Utah and Wisconsin, as an agent for an unaffiliated automobile club. The Company operates approximately 1,000 community-based branches across 16 states.

What is the price predicton of WRLD Stock?

Wall Street analysts forecast WRLD stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for WRLD is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is World Acceptance Corp (WRLD)'s revenue for the last quarter?

World Acceptance Corp revenue for the last quarter amounts to 177.57M USD, increased 7.44

What is World Acceptance Corp (WRLD)'s earnings per share (EPS) for the last quarter?

World Acceptance Corp. EPS for the last quarter amounts to USD, decreased -100.00

How many employees does World Acceptance Corp (WRLD). have?

World Acceptance Corp (WRLD) has 2838 emplpoyees as of May 07 2026.

What is World Acceptance Corp (WRLD) market cap?

Today WRLD has the market capitalization of 696.62M USD.