Historical Valuation
Westamerica Bancorp (WABC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.71 is considered Fairly compared with the five-year average of 12.35. The fair price of Westamerica Bancorp (WABC) is between 38.64 to 63.65 according to relative valuation methord.
Relative Value
Fair Zone
38.64-63.65
Current Price：48.53
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Westamerica Bancorp (WABC) has a current Price-to-Book (P/B) ratio of 1.29. Compared to its 3-year average P/B ratio of 1.66 , the current P/B ratio is approximately -22.52% higher. Relative to its 5-year average P/B ratio of 1.86, the current P/B ratio is about -30.84% higher. Westamerica Bancorp (WABC) has a Forward Free Cash Flow (FCF) yield of approximately 10.30%. Compared to its 3-year average FCF yield of 10.37%, the current FCF yield is approximately -0.71% lower. Relative to its 5-year average FCF yield of 8.44% , the current FCF yield is about 22.04% lower.
P/B
Median3y
1.66
Median5y
1.86
FCF Yield
Median3y
10.37
Median5y
8.44
Competitors Valuation Multiple
AI Analysis for WABC
The average P/S ratio for WABC competitors is 3.77, providing a benchmark for relative valuation. Westamerica Bancorp Corp (WABC.O) exhibits a P/S ratio of 5.01, which is 32.8% above the industry average. Given its robust revenue growth of -12.78%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for WABC
1Y
3Y
5Y
Market capitalization of WABC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of WABC in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is WABC currently overvalued or undervalued?
Westamerica Bancorp (WABC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.71 is considered Fairly compared with the five-year average of 12.35. The fair price of Westamerica Bancorp (WABC) is between 38.64 to 63.65 according to relative valuation methord.
What is Westamerica Bancorp (WABC) fair value?
WABC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Westamerica Bancorp (WABC) is between 38.64 to 63.65 according to relative valuation methord.
How does WABC's valuation metrics compare to the industry average?
The average P/S ratio for WABC's competitors is 3.77, providing a benchmark for relative valuation. Westamerica Bancorp Corp (WABC) exhibits a P/S ratio of 5.01, which is 32.80% above the industry average. Given its robust revenue growth of -12.78%, this premium appears unsustainable.
What is the current P/B ratio for Westamerica Bancorp (WABC) as of Jan 10 2026?
As of Jan 10 2026, Westamerica Bancorp (WABC) has a P/B ratio of 1.29. This indicates that the market values WABC at 1.29 times its book value.
What is the current FCF Yield for Westamerica Bancorp (WABC) as of Jan 10 2026?
As of Jan 10 2026, Westamerica Bancorp (WABC) has a FCF Yield of 10.30%. This means that for every dollar of Westamerica Bancorp’s market capitalization, the company generates 10.30 cents in free cash flow.
What is the current Forward P/E ratio for Westamerica Bancorp (WABC) as of Jan 10 2026?
As of Jan 10 2026, Westamerica Bancorp (WABC) has a Forward P/E ratio of 11.71. This means the market is willing to pay $11.71 for every dollar of Westamerica Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Westamerica Bancorp (WABC) as of Jan 10 2026?
As of Jan 10 2026, Westamerica Bancorp (WABC) has a Forward P/S ratio of 5.01. This means the market is valuing WABC at $5.01 for every dollar of expected revenue over the next 12 months.