WABC PE Ratio & Valuation,Is WABC Overvalued

WABC Relative Valuation

WABC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, WABC is overvalued; if below, it's undervalued.

Historical Valuation

Westamerica Bancorp (WABC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.99 is considered Fairly compared with the five-year average of 12.44. The fair price of Westamerica Bancorp (WABC) is between 38.79 to 63.86 according to relative valuation methord.

Relative Value

Fair Zone

38.79-63.86

Current Price：48.99

Fair

11.99

0.00

EV/EBITDA

Westamerica Bancorp. (WABC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Westamerica Bancorp. (WABC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

5.13

Westamerica Bancorp. (WABC) has a current PS of 5.13. The 5-year average PS is 5.44. The thresholds are as follows: Strongly Undervalued below 2.89, Undervalued between 2.89 and 4.17, Fairly Valued between 6.71 and 4.17, Overvalued between 6.71 and 7.98, and Strongly Overvalued above 7.98. The current Forward PS of 5.13 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Westamerica Bancorp. (WABC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Westamerica Bancorp. (WABC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Westamerica Bancorp (WABC) has a current Price-to-Book (P/B) ratio of 1.32. Compared to its 3-year average P/B ratio of 1.69 , the current P/B ratio is approximately -21.99% higher. Relative to its 5-year average P/B ratio of 1.87, the current P/B ratio is about -29.34% higher. Westamerica Bancorp (WABC) has a Forward Free Cash Flow (FCF) yield of approximately 10.05%. Compared to its 3-year average FCF yield of 10.29%, the current FCF yield is approximately -2.32% lower. Relative to its 5-year average FCF yield of 8.41% , the current FCF yield is about 19.62% lower.

1.32

P/B

Median3y

1.69

Median5y

1.87

10.05

FCF Yield

Median3y

10.29

Median5y

8.41

Competitors Valuation Multiple

The average P/S ratio for WABC's competitors is 3.99, providing a benchmark for relative valuation. Westamerica Bancorp Corp (WABC) exhibits a P/S ratio of 5.13, which is 28.61% above the industry average. Given its robust revenue growth of -12.78%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of WABC decreased by 6.61% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 9.38 to 10.67.

The secondary factor is the Margin Expansion, contributed -7.56%to the performance.

Overall, the performance of WABC in the past 1 year is driven by P/E Change. Which is more unsustainable.

-12.78%

69.33M → 60.47M

Revenue Growth

-7.56%

50.56 → 46.74

Margin Expansion

13.73%

9.38 → 10.67

P/E Change

-6.61%

52.46 → 48.99

Mkt Cap Growth

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Frequently Asked Questions

Is Westamerica Bancorp (WABC) currently overvalued or undervalued?

What is Westamerica Bancorp (WABC) fair value?

WABC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Westamerica Bancorp (WABC) is between 38.79 to 63.86 according to relative valuation methord.

How does WABC's valuation metrics compare to the industry average?

What is the current P/B ratio for Westamerica Bancorp (WABC) as of Dec 15 2025?

As of Dec 15 2025, Westamerica Bancorp (WABC) has a P/B ratio of 1.32. This indicates that the market values WABC at 1.32 times its book value.

What is the current FCF Yield for Westamerica Bancorp (WABC) as of Dec 15 2025?

As of Dec 15 2025, Westamerica Bancorp (WABC) has a FCF Yield of 10.05%. This means that for every dollar of Westamerica Bancorp’s market capitalization, the company generates 10.05 cents in free cash flow.

What is the current Forward P/E ratio for Westamerica Bancorp (WABC) as of Dec 15 2025?

As of Dec 15 2025, Westamerica Bancorp (WABC) has a Forward P/E ratio of 11.99. This means the market is willing to pay $11.99 for every dollar of Westamerica Bancorp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Westamerica Bancorp (WABC) as of Dec 15 2025?

As of Dec 15 2025, Westamerica Bancorp (WABC) has a Forward P/S ratio of 5.13. This means the market is valuing WABC at $5.13 for every dollar of expected revenue over the next 12 months.

WABC Valuation

WABC Valuation

WABC Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is Westamerica Bancorp (WABC) currently overvalued or undervalued?

What is Westamerica Bancorp (WABC) fair value?

How does WABC's valuation metrics compare to the industry average?

What is the current P/B ratio for Westamerica Bancorp (WABC) as of Dec 15 2025?

What is the current FCF Yield for Westamerica Bancorp (WABC) as of Dec 15 2025?

What is the current Forward P/E ratio for Westamerica Bancorp (WABC) as of Dec 15 2025?

What is the current Forward P/S ratio for Westamerica Bancorp (WABC) as of Dec 15 2025?