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WABC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
55.610
Open
55.230
VWAP
55.13
Vol
148.09K
Mkt Cap
1.30B
Low
54.290
Amount
8.16M
EV/EBITDA(TTM)
6.68
Total Shares
23.49M
EV
1.05B
EV/OCF(TTM)
36.43
P/S(TTM)
5.79
Westamerica Bancorporation is a bank holding company. The Company provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The Bank is a California-chartered commercial bank. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. In addition, the Bank owns 100% of the capital stock of Community Banker Services Corporation (CBSC), a company engaged in providing the Company and its subsidiaries with data processing services and other support functions. It provides a range of loans, including commercial loans, commercial real estate loans, real estate construction loans and residential real estate loans. The Company owns 26 banking office locations and one centralized administrative service center facility and leases 55 facilities.
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Events Timeline

(ET)
2026-04-24
16:00:00
Westamerica Increases Stock Repurchase Plan Authorization by 2M Shares
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2026-04-23 (ET)
2026-04-23
11:50:00
Westamerica Declares Quarterly Cash Dividend Increased to 48 Cents
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2026-04-16 (ET)
2026-04-16
11:00:00
Westamerica Reports Q1 Net Interest Income of $52.7M
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2026-01-15 (ET)
2026-01-15
11:10:00
Westamerica Reports Q4 Net Interest Income of $53.5M
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2025-12-18 (ET)
2025-12-18
13:30:00
Westamerica Bancorporation Approves Plan to Repurchase Up to 2 Million Shares
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2025-10-16 (ET)
2025-10-16
11:02:48
Westamerica Announces Q3 EPS of $1.12, Exceeding Consensus Estimate of $1.08
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2025-07-17 (ET)
2025-07-17
11:07:36
Westamerica reports Q2 EPS $1.12 vs. $1.33 last year
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News

seekingalpha
8.0
04-24seekingalpha
Westamerica Bancorporation Increases Stock Buyback Authorization
  • Buyback Plan Expansion: Westamerica Bancorporation's board approved a 2 million share increase to its stock repurchase authorization, bringing the total available shares for buyback to 2.79 million, which represents approximately 11.8% of outstanding shares as of March 31, 2026, aimed at enhancing shareholder value and boosting market confidence.
  • Flexible Repurchase Methods: The buyback plan allows for share repurchases through open-market or private transactions until December 31, 2026, demonstrating the company's flexibility and foresight in capital management, intending to strategically allocate capital by seizing market opportunities.
  • Commitment to Shareholder Returns: By increasing the number of shares for repurchase, Westamerica signals confidence in its future profitability, with expectations that this move will enhance earnings per share, thereby attracting more investor interest and strengthening the company's competitive position in the financial market.
  • Market Reaction Expectations: The implementation of the buyback plan is likely to have a positive impact on Westamerica's stock price, especially in the current economic environment where share repurchases are viewed as a recognition of the company's value and an enhancement of investor confidence.
seekingalpha
4.5
04-24seekingalpha
Mixed Wall Street Close with S&P 500 and Nasdaq at Record Highs
  • S&P 500 Record Close: The S&P 500 index rose by 0.8% to close at 7,165.08 points, marking an all-time high, reflecting investor optimism regarding the extended truce between Israel and Lebanon amid ongoing Middle Eastern developments.
  • Nasdaq's Strong Performance: The Nasdaq Composite surged by 1.6%, also achieving a record close at 24,836.60 points, indicating robust performance in tech stocks and further bolstering market sentiment.
  • Lee Enterprises Executive Appointments: Lee Enterprises appointed Nathan Bekke as CEO and Josh Rinehults as CFO, both roles made permanent after interim positions since February 2026, with stock prices remaining relatively unchanged at the time of the announcement.
  • Westamerica Stock Buyback Plan: Westamerica Bancorporation's board approved a 2 million share increase to its stock repurchase authorization, leaving 2.79 million shares available under the expanded plan, representing about 11.8% of outstanding shares as of March 31, 2026, although shares slipped 0.3% in after-hours trading.
Newsfilter
8.0
04-23Newsfilter
Westamerica Bancorporation Declares Quarterly Cash Dividend
  • Dividend Increase: Westamerica Bancorporation's Board of Directors has declared a quarterly cash dividend of $0.48 per share, reflecting a two-cent increase from the previous quarter, which underscores the company's reliable earnings and financial strength.
  • Net Income Report: For the three months ending March 31, 2026, Westamerica reported a net income of $27.4 million, translating to a diluted earnings per share of $1.13, indicating robust performance in the banking sector.
  • Shareholder Return Strategy: The dividend is set to be paid on May 15, 2026, to shareholders of record as of May 4, 2026, aimed at enhancing investor confidence and attracting potential investors to the stock.
  • Commitment to Risk Management: Chairman and CEO David Payne noted that the increase in dividends reflects Westamerica's conservative risk profile, which is crucial for navigating potential market fluctuations in the future.
moomoo
8.0
04-23moomoo
WESTAMERICA BANCORPORATION RAISES CASH DIVIDEND FOR THE QUARTER
  • Company Announcement: Westamerica Bancorporation has announced an increase in its quarterly cash dividend.
  • Dividend Details: The new dividend reflects the company's ongoing commitment to returning value to its shareholders.
seekingalpha
9.5
04-16seekingalpha
Westamerica Reports Q1 2026 Financial Results
  • Earnings Performance: Westamerica reported a GAAP EPS of $1.13 for Q1 2026, indicating stable profitability despite market fluctuations, which is crucial for investor confidence.
  • Revenue Insights: The company generated $62.2 million in revenue for the first quarter, demonstrating resilience in its business operations and sustained market demand amidst economic challenges.
  • Tax Expense Changes: The income tax provision for Q1 2026 was $9.3 million, down from $10.3 million in Q4 2025, reflecting effective tax management strategies that could enhance net income.
  • Tax Adjustment Impact: The Q4 2025 tax provision included a $628,000 adjustment to reconcile the 2024 tax provision with filed returns, highlighting the complexities of tax compliance and its implications for financial reporting.
Newsfilter
9.5
04-16Newsfilter
Westamerica Bancorporation Reports $27.4 Million Net Income for Q1 2026
  • Net Income Performance: Westamerica Bancorporation reported a net income of $27.4 million for Q1 2026, with diluted earnings per share (EPS) of $1.13, slightly down from $27.8 million and $1.12 in Q4 2025, indicating stability in cost control and profitability.
  • Credit Loss Provision Reversal: The reversal of provision for credit losses amounted to $300,000 in Q1, boosting EPS by $0.01, which reflects positive progress in credit quality management, although the total allowance for credit losses remains at $11.2 million.
  • Decline in Noninterest Income: Noninterest income for Q1 totaled $9.6 million, down 6.9% from $10.0 million in Q4 2025, primarily impacted by a decrease in debit card fees and unrealized securities losses, highlighting challenges in the market environment.
  • Shareholder Returns: The company paid a dividend of $0.46 per share in Q1 and repurchased 997,000 shares through its buyback program, demonstrating a commitment to shareholder returns while enhancing EPS performance.
Wall Street analysts forecast WABC stock price to rise
2 Analyst Rating
Wall Street analysts forecast WABC stock price to rise
0 Buy
2 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
53.00
Averages
53.00
High
53.00
Current: 0.000
sliders
Low
53.00
Averages
53.00
High
53.00
Keefe Bruyette
Kelly Motta
Market Perform
maintain
$55 -> $58
AI Analysis
2026-04-17
Reason
Keefe Bruyette
Kelly Motta
Price Target
$55 -> $58
AI Analysis
2026-04-17
maintain
Market Perform
Reason
Keefe Bruyette analyst Kelly Motta raised the firm's price target on Westamerica to $58 from $55 and keeps a Market Perform rating on the shares. Westamerica has been successful at reducing asset sensitivity, the analyst tells investors in a research note.
Keefe Bruyette
Market Perform
maintain
$53 -> $55
2026-01-20
Reason
Keefe Bruyette
Price Target
$53 -> $55
2026-01-20
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Westamerica to $55 from $53 and keeps a Market Perform rating on the shares. Positive operating leverage remains a challenge in absence of stronger growth, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for WABC
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Valuation Metrics

The current forward P/E ratio for Westamerica Bancorp (WABC.O) is 21.10, compared to its 5-year average forward P/E of 12.49. For a more detailed relative valuation and DCF analysis to assess Westamerica Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.49
Current PE
21.10
Overvalued PE
16.51
Undervalued PE
8.48

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.49
Current EV/EBITDA
7.16
Overvalued EV/EBITDA
2.16
Undervalued EV/EBITDA
-1.19

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
5.22
Current PS
5.47
Overvalued PS
6.28
Undervalued PS
4.17

Financials

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Frequently Asked Questions

What is Westamerica Bancorp (WABC) stock price today?

The current price of WABC is 55.49 USD — it has increased 0.25

What is Westamerica Bancorp (WABC)'s business?

Westamerica Bancorporation is a bank holding company. The Company provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The Bank is a California-chartered commercial bank. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. In addition, the Bank owns 100% of the capital stock of Community Banker Services Corporation (CBSC), a company engaged in providing the Company and its subsidiaries with data processing services and other support functions. It provides a range of loans, including commercial loans, commercial real estate loans, real estate construction loans and residential real estate loans. The Company owns 26 banking office locations and one centralized administrative service center facility and leases 55 facilities.

What is the price predicton of WABC Stock?

Wall Street analysts forecast WABC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WABC is53.00 USD with a low forecast of 53.00 USD and a high forecast of 53.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Westamerica Bancorp (WABC)'s revenue for the last quarter?

Westamerica Bancorp revenue for the last quarter amounts to 58.87M USD, decreased -6.54

What is Westamerica Bancorp (WABC)'s earnings per share (EPS) for the last quarter?

Westamerica Bancorp. EPS for the last quarter amounts to 1.13 USD, decreased -2.59

How many employees does Westamerica Bancorp (WABC). have?

Westamerica Bancorp (WABC) has 627 emplpoyees as of June 01 2026.

What is Westamerica Bancorp (WABC) market cap?

Today WABC has the market capitalization of 1.30B USD.