WABC

Westamerica Bancorp

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Advanced Chart

47.600

+0.02(0.042%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

47.9075

Open

47.590

VWAP

47.66

Vol

136.64K

Mkt Cap

1.21B

Low

47.495

Amount

6.51M

EV/EBITDA(TTM)

3.79

Total Shares

26.68M

686.25M

EV/OCF(TTM)

P/S(TTM)

4.85

Westamerica Bancorporation is a bank holding company. The Company provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. In addition, the Bank owns Community Banker Services Corporation, a company engaged in providing the Company and its subsidiaries with data processing services and other support functions. It provides a range of loans, including commercial loans, commercial real estate loans, residential real estate loans, and others. It owns a no. of banking office locations and one centralized administrative service center facility.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

60.20M

-9.76%

1.015

-12.5%

62.80M

-10.13%

1.050

-11.76%

64.20M

-13.7%

1.075

-15.35%

Estimates Revision

The market is revising No Change the revenue expectations for Westamerica Bancorporation (WABC) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -5.39%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Down

-5.39%

In Past 3 Month

2 Analyst Rating

13.45% Upside

Wall Street analysts forecast WABC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WABC is 54.00 USD with a low forecast of 54.00 USD and a high forecast of 54.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

2 Hold

0 Sell

Hold

13.45% Upside

Current: 47.600

Low

54.00

Averages

54.00

High

54.00

13.45% Upside

Current: 47.600

Low

54.00

Averages

54.00

High

54.00

Keefe Bruyette

Market Perform

downgrade

$55 -> $54

2025-07-21

Reason

Keefe Bruyette

Price Target

$55 -> $54

2025-07-21

downgrade

Market Perform

Reason

Keefe Bruyette lowered the firm's price target on Westamerica to $54 from $55 and keeps a Market Perform rating on the shares. Westamerica could be a good partner for levered-up institutions given the strength of their funding, the analyst tells investors in a research note.

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$58 → $55

2025-04-21

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$58 → $55

2025-04-21

Maintains

Hold

Reason

Keefe Bruyette lowered the firm's price target on Westamerica to $55 from $58 and keeps a Market Perform rating on the shares.

Piper Sandler

Andrew Liesch

Hold

Maintains

$54 → $50

2025-04-21

Reason

Piper Sandler

Andrew Liesch

Price Target

$54 → $50

2025-04-21

Maintains

Hold

Reason

Piper Sandler lowered the firm's price target on Westamerica to $50 from $54 and keeps a Neutral rating on the shares. Following the quarter, the firm raised its margin outlook, but are forecasting a faster pace of decrease in the loan book. Piper also lowered its provision forecast, reduced its expense outlook and incorporated additional share buybacks.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Westamerica Bancorp (WABC.O) is 11.47, compared to its 5-year average forward P/E of 12.98. For a more detailed relative valuation and DCF analysis to assess Westamerica Bancorp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

12.98

Current PE

11.47

Overvalued PE

17.22

Undervalued PE

8.75

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

5.63

Current PS

4.91

Overvalued PS

7.04

Undervalued PS

4.22