Should You Buy Voya Financial Inc (VOYA) Today? Analysis, Price Targets, and 2026 Outlook.
Conclusion
Buy
Latest Price
76.580
1 Day change
1.03%
52 Week Range
79.990
Analysis Updated At
2026/01/26
Voya Financial Inc (VOYA) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company demonstrates strong financial growth, positive analyst sentiment, and favorable long-term prospects in its industry. While the technical indicators are neutral, the stock's fundamentals and analyst upgrades make it an attractive investment opportunity.
Technical Analysis
The MACD histogram is negative (-0.349) but contracting, indicating potential stabilization. RSI is neutral at 50.091, and moving averages are converging, showing no clear trend. The stock is trading near its pivot level of 76.186, with support at 73.65 and resistance at 78.722.
Options Data
Bearish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Technical Summary
Sell
1
Buy
11
Positive Catalysts
Strong financial performance in Q3 2025 with revenue up 8.79% YoY, net income up 79.59% YoY, and EPS up 84.69% YoY. Analysts have upgraded the stock recently, with a $93 price target from both Morgan Stanley and Barclays, citing strong cash flow, capital redeployment, and strategic positioning in the retirement management market.
Neutral/Negative Catalysts
No recent news or significant hedge fund or insider trading trends. The stock is down 0.67% in pre-market trading, and technical indicators are neutral, offering no immediate bullish signals.
Financial Performance
In Q3 2025, Voya Financial reported revenue of $2.128 billion, up 8.79% YoY. Net income increased to $176 million, up 79.59% YoY. EPS rose to 1.81, up 84.69% YoY, showcasing strong profitability and growth.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Analysts are bullish on VOYA, with recent upgrades to Overweight from Barclays and Morgan Stanley, both assigning a $93 price target. Analysts highlight strong cash flow, capital redeployment, and strategic opportunities in the retirement management market.
Wall Street analysts forecast VOYA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VOYA is 88 USD with a low forecast of 84 USD and a high forecast of 93 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Analyst Rating
Wall Street analysts forecast VOYA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VOYA is 88 USD with a low forecast of 84 USD and a high forecast of 93 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Buy
1 Hold
1 Sell
Moderate Buy
Current: 75.800
Low
84
Averages
88
High
93
Current: 75.800
Low
84
Averages
88
High
93
Morgan Stanley
Bob Huang
Overweight
maintain
$93
AI Analysis
2026-01-22
Reason
Morgan Stanley
Bob Huang
Price Target
$93
AI Analysis
2026-01-22
maintain
Overweight
Reason
Morgan Stanley analyst Bob Huang moved Voya Financial to Top Pick among the analyst's coverage, maintaining an Overweight rating and $93 price target on shares. Potential policy changes on 401(k) businesses suggested by President Trump should have limited disruption to Voya and other life insurers, contends the analyst, who argues that 401(k) worries and concern on the Retirement segment that are pressuring the stock are "overdone." EPS growth remains strong and the stock is "attractive," the analyst added.
Barclays
Equal Weight -> Overweight
upgrade
$93
2026-01-08
Reason
Barclays
Price Target
$93
2026-01-08
upgrade
Equal Weight -> Overweight
Reason
Barclays upgraded Voya Financial to Overweight from Equal Weight with a $93 price target.
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