VOYA Earnings Prediction
The chart below shows how VOYA performed 10 days before and after its earnings report, based on data from the past quarters. Typically, VOYA sees a +0.49% change in stock price 10 days leading up to the earnings, and a -0.08% change 10 days following the report. On the earnings day itself, the stock moves by -0.18%. This data can give you a slight idea of what to expect for the next quarter's release.
VOYA Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
2.01B
10.50%
2.76%
Gross Margin
--
--
--
Operating Margin
48.11%
269.22%
408.56%
Net Margin
6.02%
-7.95%
20.16%
EPS
0.95
-13.64%
-3.06%
No Data Available
VOYA Earnings Analysis
Voya Financial Inc Corporation (VOYA.N) Earnings Conference Call
Positive
Wealth Solutions Earnings Surge: Earnings for Wealth Solutions increased by 30% year-over-year, with revenue growth and adjusted operating margin exceeding 2024 full year targets.
Defined Contribution Net Flows: Wealth Solutions generated $2 billion of defined contribution net flows in 2024, demonstrating continued commercial momentum.
Earnings Growth Achievement: Voya Investment Management achieved a 20% year-over-year increase in earnings, with an organic growth rate above 4% for the year, comfortably beating targets.
Excess Capital Return: The company returned $800 million of excess capital to shareholders in 2024 through share repurchases and dividends, with expectations to significantly increase excess capital generation in 2025 and 2026.
Transaction Revenue Impact: The OneAmerica transaction is expected to contribute $200 million in revenue and $75 million in incremental operating earnings in 2025, enhancing Voya's scale and capabilities.
Negative
Health Solutions Loss Ratios: Higher loss ratios in Health Solutions negatively impacted overall results, with the January 2024 Stop Loss cohort loss ratio set at 95%, contributing to a reported fourth quarter loss ratio above 95%.
Prepayment Income Outlook: Alternative and prepayment income were $0.53 below long-term expectations, with prepayment income expected to remain low in 2025 due to the higher interest rate environment.
Unfavorable Claims Impact: Adjusted operating earnings for Health Solutions were only $40 million for the year, reflecting unfavorable claims experience in Stop Loss, which is anticipated to continue into 2025.
Wealth Solutions Net Flows: Despite strong sales in Wealth Solutions, higher equity markets led to increased surrender values, negatively impacting net flows in 2024, despite a retention rate of 98.5%.
Margin Moderation Projections: Expected lower spread income and higher spending due to growth investments in Wealth Solutions are projected to moderate margins from high levels in 2024.
VOYA FAQs
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VOYA Earning Call Sentiment
Voya Financial, Inc. (NYSE:VOYA) Q4 2024 Earnings Call Transcript
VOYA.N
1.06%Positive
The earnings call summary reveals strong financial performance, with significant growth in Wealth Solutions and Investment Management, and a promising outlook from the OneAmerica acquisition. The company is returning substantial capital to shareholders and maintains positive guidance for 2025. Despite some integration risks and competitive pressures, the strategic focus on margin improvement and capital management is reassuring. The Q&A highlighted some uncertainties, but overall sentiment remains positive, especially with the projected revenue and earnings growth.
