Historical Valuation
TowneBank (TOWN) is now in the Fair zone, suggesting that its current forward PE ratio of 13.50 is considered Fairly compared with the five-year average of 12.37. The fair price of TowneBank (TOWN) is between 30.09 to 36.33 according to relative valuation methord.
Relative Value
Fair Zone
30.09-36.33
Current Price：35.16
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
TowneBank (TOWN) has a current Price-to-Book (P/B) ratio of 0.00. Compared to its 3-year average P/B ratio of 1.05 , the current P/B ratio is approximately -100.00% higher. Relative to its 5-year average P/B ratio of 1.11, the current P/B ratio is about -100.00% higher. TowneBank (TOWN) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 7.20%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.48% , the current FCF yield is about -100.00% lower.
P/B
Median3y
1.05
Median5y
1.11
FCF Yield
Median3y
7.20
Median5y
12.48
Competitors Valuation Multiple
AI Analysis for TOWN
The average P/S ratio for TOWN competitors is 4.21, providing a benchmark for relative valuation. TowneBank Corp (TOWN.O) exhibits a P/S ratio of 3.26, which is -22.64% above the industry average. Given its robust revenue growth of 16.28%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for TOWN
1Y
3Y
5Y
Market capitalization of TOWN increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of TOWN in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is TOWN currently overvalued or undervalued?
TowneBank (TOWN) is now in the Fair zone, suggesting that its current forward PE ratio of 13.50 is considered Fairly compared with the five-year average of 12.37. The fair price of TowneBank (TOWN) is between 30.09 to 36.33 according to relative valuation methord.
What is TowneBank (TOWN) fair value?
TOWN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of TowneBank (TOWN) is between 30.09 to 36.33 according to relative valuation methord.
How does TOWN's valuation metrics compare to the industry average?
The average P/S ratio for TOWN's competitors is 4.21, providing a benchmark for relative valuation. TowneBank Corp (TOWN) exhibits a P/S ratio of 3.26, which is -22.64% above the industry average. Given its robust revenue growth of 16.28%, this premium appears unsustainable.
What is the current P/B ratio for TowneBank (TOWN) as of Jan 09 2026?
As of Jan 09 2026, TowneBank (TOWN) has a P/B ratio of 0.00. This indicates that the market values TOWN at 0.00 times its book value.
What is the current FCF Yield for TowneBank (TOWN) as of Jan 09 2026?
As of Jan 09 2026, TowneBank (TOWN) has a FCF Yield of 0.00%. This means that for every dollar of TowneBank’s market capitalization, the company generates 0.00 cents in free cash flow.
What is the current Forward P/E ratio for TowneBank (TOWN) as of Jan 09 2026?
As of Jan 09 2026, TowneBank (TOWN) has a Forward P/E ratio of 13.50. This means the market is willing to pay $13.50 for every dollar of TowneBank’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for TowneBank (TOWN) as of Jan 09 2026?
As of Jan 09 2026, TowneBank (TOWN) has a Forward P/S ratio of 3.26. This means the market is valuing TOWN at $3.26 for every dollar of expected revenue over the next 12 months.