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TOWN Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
33.540
Open
32.890
VWAP
33.23
Vol
558.03K
Mkt Cap
2.02B
Low
32.840
Amount
18.55M
EV/EBITDA(TTM)
12.01
Total Shares
--
EV
2.79B
EV/OCF(TTM)
--
P/S(TTM)
4.14
TowneBank offers a full range of banking and other financial services through its controlled divisions and subsidiaries. The Company's financial services include banking, resort property management, mortgage, insurance, employee benefit services, and investments. Its segments include Banking, Realty, and Insurance. The banking segment provides loan and deposit services to retail and commercial customers and also provides a variety of investment and asset management services. The Realty segment offers mortgage loans and resort property management. The Insurance segment provides a full line of commercial and consumer insurance products and financial services, as well as employee benefit services. Its business banking services include business lending, business checking and online banking and treasury services. The Company operates over 50 banking offices throughout Hampton Roads and Central Virginia, as well as Northeastern and Central North Carolina.
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Events Timeline

(ET)
2026-01-28
17:10:00
Company Reports Q4 Revenue of $219.94M
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2026-01-12 (ET)
2026-01-12
09:10:00
TowneBank Completes Merger with Dogwood State Bank
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2025-10-22 (ET)
2025-10-22
16:39:42
TowneBank announces Q3 earnings per share of 83 cents, surpassing consensus estimate of 76 cents.
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2025-08-19 (ET)
2025-08-19
08:15:53
TowneBank to purchase Dogwood State Bank at $25.04 per share
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2025-07-23 (ET)
2025-07-23
16:54:55
TowneBank reports Q2 adjusted EPS 81c, consensus 64c
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2025-04-23 (ET)
2025-04-23
16:44:39
TowneBank reports Q1 EPS 67c, consensus 61c
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2025-04-03 (ET)
2025-04-03
07:02:53
TowneBank, Old Point Financial sign definitive merger agreement
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2025-04-01 (ET)
2025-04-01
08:34:58
TowneBank announces completion of Village Bank, Trust Financial merger
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2025-01-22 (ET)
2025-01-22
15:39:18
TowneBank reports Q4 EPS 55c, consensus 48c
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News

NASDAQ.COM
2.0
03-09NASDAQ.COM
TowneBank Shares Enter Oversold Territory
  • Oversold Signal: TowneBank (Ticker: TOWN) saw its RSI drop to 29.4 during Monday's trading, indicating it has entered oversold territory, suggesting that the recent heavy selling may be exhausting, prompting investors to look for buying opportunities.
  • Price Fluctuation: TOWN shares traded as low as $32.075, with the current price at $32.30, which is above the 52-week low of $29.43 and below the high of $37.86, indicating potential for recovery and market interest.
  • Market Comparison: Compared to the S&P 500 ETF (SPY) with an RSI of 36.7, TOWN's 29.4 RSI indicates relative weakness, which may attract investors seeking rebound opportunities and increase market participation.
  • Investor Sentiment: Despite a cautious market sentiment, the oversold signal may lead some investors to reassess TOWN's value, especially as its price approaches the 52-week low, potentially triggering buying interest.
seekingalpha
8.0
02-25seekingalpha
TowneBank Declares Quarterly Dividend of $0.27 per Share
  • Quarterly Dividend Announcement: TowneBank has declared a quarterly dividend of $0.27 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract more investor interest.
  • Yield Information: The forward yield of 3.12% reflects the company's competitiveness in the current market environment, potentially enhancing shareholder confidence and stabilizing the stock price.
  • Payment Schedule: The dividend will be payable on April 10, with a record date of March 31 and an ex-dividend date also on March 31, providing shareholders with a clear timeline that aids in financial planning.
  • Acquisition Opportunities and Risks: TowneBank's accelerated pace of acquisitions presents growth opportunities but also carries certain risks, necessitating investor attention to how its acquisition strategy may impact future financial performance.
Newsfilter
8.0
02-25Newsfilter
TowneBank Declares First Quarter Cash Dividend
  • Dividend Announcement: TowneBank has declared a cash dividend of $0.27 per common share payable on April 10, 2026, to shareholders of record as of March 31, 2026, reflecting the company's commitment to shareholder returns and likely boosting investor confidence.
  • Board Approval Requirement: Future cash dividends are subject to Board of Directors' approval and regulatory restrictions, indicating a prudent approach to financial management that ensures sustainable shareholder returns.
  • Company Background: Founded in 1999, TowneBank operates over 70 banking offices across Virginia and surrounding areas, dedicated to promoting social, cultural, and economic growth in communities, showcasing its role as a local financial leader.
  • Asset Scale: As of December 31, 2025, TowneBank's total assets reached $19.69 billion, making it one of the largest banks headquartered in Virginia, reflecting its strong competitive position and robust financial foundation.
seekingalpha
9.5
01-29seekingalpha
TowneBank Reports Q4 Earnings with EPS of $0.70
  • Earnings Per Share: TowneBank reported a GAAP EPS of $0.70 for Q4, demonstrating resilience in profitability despite market fluctuations, which reflects its strong position in the competitive banking sector.
  • Revenue Growth: The bank achieved revenues of $219.94 million in Q4, indicating growth compared to the previous year, showcasing its ongoing expansion in lending and deposit services that strengthens its market position.
  • Acquisition Strategy Risks: TowneBank's accelerated pace of acquisitions presents growth opportunities but also increases integration risks and potential financial pressures, necessitating careful management to ensure long-term sustainability.
  • Investor Focus: Following the earnings report, market expectations for TowneBank's future performance are high, with analyst ratings and historical financial data serving as critical references for investor decision-making.
Newsfilter
9.5
01-28Newsfilter
TowneBank Reports Record Core Earnings for 2025
  • Core Earnings Surge: TowneBank's core earnings reached $3.02 per share in 2025, up 39.2% from $2.17 in 2024, reflecting significant profitability improvements post-merger, thereby enhancing competitive positioning in the market.
  • Revenue Growth: Total revenues for 2025 were $835.72 million, a 20.6% increase from $693.29 million in 2024, primarily driven by increases in loan volume and noninterest income, indicating successful market share expansion.
  • Loan and Deposit Growth: As of December 31, 2025, total loans reached $13.34 billion, a 16.38% increase from 2024, while total deposits stood at $16.51 billion, up 14.35%, reflecting strong performance in customer base and liquidity management.
  • Improved Net Interest Margin: The net interest margin for 2025 was 3.40%, significantly up from 2.87% in 2024, indicating effective asset-liability management in a changing interest rate environment, thereby enhancing profitability.
PRnewswire
8.5
2025-12-10PRnewswire
Dogwood State Bank Shareholders Approve Merger with TowneBank
  • Merger Approval: Shareholders of Dogwood State Bank approved the merger with TowneBank during a special meeting on December 3, 2025, marking a significant step towards integration, with expectations to close in early Q1 2026.
  • Asset Scale: Headquartered in Raleigh, North Carolina, Dogwood State Bank has approximately $2.4 billion in total assets and offers a diverse range of banking products and services, focusing on small business lending, which enhances its competitive position in the market.
  • Strategic Goals: Post-merger, Dogwood aims to collaborate with TowneBank to drive business growth, intending to provide superior local banking services to commercial clients and professionals, thereby solidifying its market presence.
  • Regulatory Approvals: The completion of the merger is contingent upon satisfying customary closing conditions, including obtaining all necessary regulatory approvals, which may impact the timeline and expected benefits of the merger.
Wall Street analysts forecast TOWN stock price to rise
2 Analyst Rating
Wall Street analysts forecast TOWN stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
38.00
Averages
40.00
High
42.00
Current: 0.000
sliders
Low
38.00
Averages
40.00
High
42.00
No data

No data

Valuation Metrics

The current forward P/E ratio for TowneBank (TOWN.O) is 13.50, compared to its 5-year average forward P/E of 12.51. For a more detailed relative valuation and DCF analysis to assess TowneBank's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.51
Current PE
13.50
Overvalued PE
13.89
Undervalued PE
11.13

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.06
Current PS
3.26
Overvalued PS
3.41
Undervalued PS
2.72

Financials

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Frequently Asked Questions

What is TowneBank (TOWN) stock price today?

The current price of TOWN is 33.32 USD — it has increased 0.42

What is TowneBank (TOWN)'s business?

TowneBank offers a full range of banking and other financial services through its controlled divisions and subsidiaries. The Company's financial services include banking, resort property management, mortgage, insurance, employee benefit services, and investments. Its segments include Banking, Realty, and Insurance. The banking segment provides loan and deposit services to retail and commercial customers and also provides a variety of investment and asset management services. The Realty segment offers mortgage loans and resort property management. The Insurance segment provides a full line of commercial and consumer insurance products and financial services, as well as employee benefit services. Its business banking services include business lending, business checking and online banking and treasury services. The Company operates over 50 banking offices throughout Hampton Roads and Central Virginia, as well as Northeastern and Central North Carolina.

What is the price predicton of TOWN Stock?

Wall Street analysts forecast TOWN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TOWN is40.00 USD with a low forecast of 38.00 USD and a high forecast of 42.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is TowneBank (TOWN)'s revenue for the last quarter?

TowneBank revenue for the last quarter amounts to 163.40M USD, increased 16.28

What is TowneBank (TOWN)'s earnings per share (EPS) for the last quarter?

TowneBank. EPS for the last quarter amounts to 0.67 USD, increased 45.65

How many employees does TowneBank (TOWN). have?

TowneBank (TOWN) has 2720 emplpoyees as of March 25 2026.

What is TowneBank (TOWN) market cap?

Today TOWN has the market capitalization of 2.02B USD.