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TCBS Overview

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ET
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0.000(0.000%)Aft-market
ET
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Intellectia

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High
16.880
Open
16.880
VWAP
16.88
Vol
736.00
Mkt Cap
48.76M
Low
16.880
Amount
12.42K
EV/EBITDA(TTM)
26.01
Total Shares
2.89M
EV
90.56M
EV/OCF(TTM)
--
P/S(TTM)
3.33
Texas Community Bancshares, Inc. is a holding company for Broadstreet Bank, SSB (the Bank). The Bank is a Texas-chartered savings bank. The Bank’s business consists primarily of taking deposits from the public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank of Dallas, in residential real estate loans, commercial real estate loans, construction and land loans, municipality loans, and commercial loans, and consumer and other loans. It also invests in securities which consist primarily of mortgage-backed securities and obligations issued by the United States government-sponsored enterprises and others. It offers a variety of deposit accounts, including checking accounts, money market accounts, savings accounts and certificate of deposit accounts. Its primary market areas include Franklin County, Hopkins County, Smith County, Van Zandt County and Wood County, and contiguous areas.
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Events Timeline

(ET)
2025-12-16
16:40:00
Texas Community Bancshares Approves Stock Repurchase Program for Up to 144,364 Shares
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2025-11-18 (ET)
2025-11-18
17:15:04
Texas Community Raises Dividend by 1 Cent to 5 Cents and Declares Special Dividend
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2025-11-13 (ET)
2025-11-13
16:21:44
Texas Community Bancshares CFO Julie Sharff Steps Down, Jason McCrary Takes Over
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2025-02-27 (ET)
2025-02-27
16:14:41
Texas Community Bancshares announces 5% stock repurchase program
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News

PRnewswire
9.5
15:57 PMPRnewswire
PinnedTexas Community Bancshares Reports 30% Increase in Q1 Net Income
  • Net Income Growth: Texas Community Bancshares reported a net income of $836,000 for Q1 2026, a 30% increase from $643,000 in Q1 2025, marking the sixth consecutive record quarter in its history, reflecting strong financial performance and market confidence.
  • Strong Loan Demand: The company has over $80 million in its loan portfolio at rates below 4%, which is expected to be replaced with new loans at current market rates, driving future revenue growth while reducing funding costs to enhance profitability.
  • Significant Increase in Non-Interest Income: Non-interest income rose by 51.1% to $698,000 year-over-year, primarily due to rental income from a multifamily property and referral fees from existing loans, further strengthening the company's financial stability and market competitiveness.
  • Asset Quality Remains Strong: As of March 31, 2026, past due loans represented 0.91% and nonaccrual loans 0.65% of the loan portfolio, demonstrating effective loan quality management and enhancing investor confidence in the company's long-term growth prospects.
Newsfilter
9.5
17:42 PMNewsfilter
Texas Community Bancshares Reports 30% Increase in Q1 Net Income
  • Net Income Growth: Texas Community Bancshares reported a net income of $836,000 for Q1 2026, reflecting a 30% increase from $643,000 in Q1 2025, marking the sixth consecutive record quarter in the company's history and demonstrating sustained financial health.
  • Strong Loan Demand: The company retains over $80 million in low-rate loans in its portfolio, which will gradually be replaced with new loans at current market rates, expected to further drive revenue growth and reduce funding costs.
  • Significant Increase in Non-Interest Income: Non-interest income surged by 51.1% to $698,000 year-over-year, primarily due to rental income from a multifamily property and referral fees from existing loan transfers, showcasing the company's success in diversifying its revenue streams.
  • Stable Asset Quality: As of March 31, 2026, past due loans represented 0.91% and nonaccrual loans 0.65% of the loan portfolio, indicating effective loan quality management and enhancing the company's competitive position in the market.
seekingalpha
9.5
17:11 PMseekingalpha
Texas Community Bancshares Q1 Financial Results
  • Revenue Performance: Texas Community Bancshares reported Q1 revenue of $4.12 million, indicating stable income flow despite uncertainties in the overall market environment.
  • Asset Growth: Total assets increased by $604,000, or 0.1%, to $430.4 million as of March 31, 2026, demonstrating the company's robustness in asset management.
  • Deposit Surge: Interest-bearing deposits surged by $4.6 million, a remarkable 83.6% increase to $10.1 million, reflecting enhanced customer trust and improved market competitiveness.
  • Loan Decrease: Loans and leases receivable, net, decreased by $4.7 million, or 1.6%, to $298.5 million, primarily due to the payoff of a large multifamily loan in Q1, indicating adjustments in the loan portfolio.
PRnewswire
8.0
2025-12-16PRnewswire
Texas Community Bancshares Approves Repurchase of 144,364 Shares
  • Repurchase Program Initiated: Texas Community Bancshares' Board of Directors has approved a new stock repurchase program authorizing the repurchase of up to 144,364 shares, representing approximately 5% of its outstanding common stock as of December 16, 2025, aimed at enhancing shareholder value and boosting market confidence.
  • Prior Repurchase Completed: As of December 16, 2025, the company has completed the repurchase of 153,083 shares, demonstrating proactive capital management and further solidifying its financial stability in a competitive banking environment.
  • Market Operation Flexibility: The company intends to conduct repurchases through open market purchases or privately negotiated transactions, allowing it to adapt to market conditions while ensuring it retains the financial flexibility needed to invest in core operations.
  • Historical Context: Established in 1934, Texas Community Bancshares now holds $438 million in assets and leverages over ninety years of experience to provide comprehensive personal and business banking services, highlighting its significant role in the local economy.
Yahoo Finance
8.0
2025-11-18Yahoo Finance
Texas Community Bancshares, Inc. Raises Quarterly Cash Dividend and Declares Special Cash Dividend
  • Dividend Announcement: Texas Community Bancshares, Inc. declared a quarterly cash dividend of $0.05 per share and a special cash dividend of $0.03 per share, payable on December 16, 2025, to stockholders of record by December 2, 2025.

  • Dividend Increase: The quarterly dividend reflects a $0.01 increase compared to the previous quarterly dividend.

  • Company Overview: Texas Community Bancshares is the holding company for Broadstreet Bank, SSB, which operates seven locations in northeast Texas and has grown from $4,057 in assets in 1934 to $438 million today.

  • Bank Services: Broadstreet Bank offers full-service personal and business banking, along with residential and commercial real estate lending, serving the financial needs of its community for over ninety years.

PRnewswire
5.0
2025-11-13PRnewswire
Texas Community Bancshares, Inc. Announces Chief Financial Officer Transition
  • Leadership Change: Texas Community Bancshares, Inc. announced the retirement of Julie Sharff as Chief Financial Officer and the appointment of Jason McCrary, effective December 1, 2025.

  • Experience of New CFO: Jason McCrary brings over 20 years of experience in accounting, finance, and community banking, having previously served as CFO of a nearly $2 billion institution and held various financial leadership roles.

  • Transition Support: Julie Sharff will continue to consult with the company during the transition period to ensure a smooth handover of responsibilities to McCrary.

  • Company Overview: Texas Community Bancshares, Inc. operates Broadstreet Bank SSB, focusing on relationship banking and community investment in East Texas.

Valuation Metrics

The current forward P/E ratio for Texas Community Bancshares Inc (TCBS.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Texas Community Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.03
Current PS
0.00
Overvalued PS
0.75
Undervalued PS
-0.69

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Frequently Asked Questions

What is Texas Community Bancshares Inc (TCBS) stock price today?

The current price of TCBS is 16.88 USD — it has decreased -0.12

What is Texas Community Bancshares Inc (TCBS)'s business?

Texas Community Bancshares, Inc. is a holding company for Broadstreet Bank, SSB (the Bank). The Bank is a Texas-chartered savings bank. The Bank’s business consists primarily of taking deposits from the public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank of Dallas, in residential real estate loans, commercial real estate loans, construction and land loans, municipality loans, and commercial loans, and consumer and other loans. It also invests in securities which consist primarily of mortgage-backed securities and obligations issued by the United States government-sponsored enterprises and others. It offers a variety of deposit accounts, including checking accounts, money market accounts, savings accounts and certificate of deposit accounts. Its primary market areas include Franklin County, Hopkins County, Smith County, Van Zandt County and Wood County, and contiguous areas.

What is the price predicton of TCBS Stock?

Wall Street analysts forecast TCBS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for TCBS is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Texas Community Bancshares Inc (TCBS)'s revenue for the last quarter?

Texas Community Bancshares Inc revenue for the last quarter amounts to 3.98M USD, increased 9.91

What is Texas Community Bancshares Inc (TCBS)'s earnings per share (EPS) for the last quarter?

Texas Community Bancshares Inc. EPS for the last quarter amounts to 0.31 USD, increased 63.16

How many employees does Texas Community Bancshares Inc (TCBS). have?

Texas Community Bancshares Inc (TCBS) has 61 emplpoyees as of April 24 2026.

What is Texas Community Bancshares Inc (TCBS) market cap?

Today TCBS has the market capitalization of 48.76M USD.