TCBS Relative Valuation
TCBS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, TCBS is overvalued; if below, it's undervalued.
Historical Valuation
Texas Community Bancshares Inc (TCBS) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Texas Community Bancshares Inc (TCBS) is between -- to -- according to relative valuation methord.
Relative Value
Fair Zone
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Current Price：17.97
Fair
0.00
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Texas Community Bancshares Inc. (TCBS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Texas Community Bancshares Inc. (TCBS) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.00
PS
Texas Community Bancshares Inc. (TCBS) has a current PS of 0.00. The 5-year average PS is 0.03. The thresholds are as follows: Strongly Undervalued below -1.41, Undervalued between -1.41 and -0.69, Fairly Valued between 0.75 and -0.69, Overvalued between 0.75 and 1.47, and Strongly Overvalued above 1.47. The current Forward PS of 0.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Texas Community Bancshares Inc. (TCBS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Texas Community Bancshares Inc. (TCBS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Texas Community Bancshares Inc (TCBS) has a current Price-to-Book (P/B) ratio of 0.92. Compared to its 3-year average P/B ratio of 0.81 , the current P/B ratio is approximately 14.39% higher. Relative to its 5-year average P/B ratio of 0.86, the current P/B ratio is about 7.39% higher. Texas Community Bancshares Inc (TCBS) has a Forward Free Cash Flow (FCF) yield of approximately 1.81%. Compared to its 3-year average FCF yield of -1.07%, the current FCF yield is approximately -268.85% lower. Relative to its 5-year average FCF yield of 0.53% , the current FCF yield is about 243.34% lower.
0.92
P/B
Median3y
0.81
Median5y
0.86
1.81
FCF Yield
Median3y
-1.07
Median5y
0.53
Competitors Valuation Multiple
The average P/S ratio for TCBS's competitors is 0.00, providing a benchmark for relative valuation. Texas Community Bancshares Inc Corp (TCBS) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of 1.13%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of TCBS increased by 14.31% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 14.98 to 19.56.
The secondary factor is the Revenue Growth, contributed 1.13%to the performance.
Overall, the performance of TCBS in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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Frequently Asked Questions
Is Texas Community Bancshares Inc (TCBS) currently overvalued or undervalued?
Texas Community Bancshares Inc (TCBS) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Texas Community Bancshares Inc (TCBS) is between to according to relative valuation methord.
What is Texas Community Bancshares Inc (TCBS) fair value?
TCBS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Texas Community Bancshares Inc (TCBS) is between to according to relative valuation methord.
How does TCBS's valuation metrics compare to the industry average?
The average P/S ratio for TCBS's competitors is 0.00, providing a benchmark for relative valuation. Texas Community Bancshares Inc Corp (TCBS) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of 1.13%, this premium appears unsustainable.
What is the current P/B ratio for Texas Community Bancshares Inc (TCBS) as of Jan 02 2026?
As of Jan 02 2026, Texas Community Bancshares Inc (TCBS) has a P/B ratio of 0.92. This indicates that the market values TCBS at 0.92 times its book value.
What is the current FCF Yield for Texas Community Bancshares Inc (TCBS) as of Jan 02 2026?
As of Jan 02 2026, Texas Community Bancshares Inc (TCBS) has a FCF Yield of 1.81%. This means that for every dollar of Texas Community Bancshares Inc’s market capitalization, the company generates 1.81 cents in free cash flow.
What is the current Forward P/E ratio for Texas Community Bancshares Inc (TCBS) as of Jan 02 2026?
As of Jan 02 2026, Texas Community Bancshares Inc (TCBS) has a Forward P/E ratio of 0.00. This means the market is willing to pay $0.00 for every dollar of Texas Community Bancshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Texas Community Bancshares Inc (TCBS) as of Jan 02 2026?
As of Jan 02 2026, Texas Community Bancshares Inc (TCBS) has a Forward P/S ratio of 0.00. This means the market is valuing TCBS at $0.00 for every dollar of expected revenue over the next 12 months.