Should I Buy TCBK? TCBK 2026 Analysis

Should You Buy Trico Bancshares (TCBK) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

49.470

1 Day change

1.31%

52 Week Range

52.050

Analysis Updated At

2026/01/26

TriCo Bancshares (TCBK) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's strong financial performance, positive analyst sentiment, and stable technical indicators support this decision. While there are no immediate trading signals or significant catalysts, the stock's fundamentals and growth trends make it a solid long-term investment.

Technical Analysis

The MACD is positive at 0.216 and contracting, indicating bullish momentum. The RSI is neutral at 55.259, and the moving averages are bullish (SMA_5 > SMA_20 > SMA_200). Key support and resistance levels are Pivot: 49.129, R1: 51.421, and S1: 46.837. The stock shows a stable upward trend.

Options Data

Bearish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

DA Davidson raised the price target from $51 to $54, citing increased loan production and stable credit quality.
Strong Q4 2025 financial performance, including a 15.8% YoY increase in net income and 17.05% YoY EPS growth.
Approval of a share repurchase program for up to 2 million shares.

Neutral/Negative Catalysts

No significant hedge fund or insider trading trends.
Lack of immediate trading signals from AI Stock Picker or SwingMax.

Financial Performance

In Q4 2025, revenue increased by 9.74% YoY to $102.66 million, net income grew by 15.84% YoY to $33.63 million, and EPS rose by 17.05% YoY to $1.03. The company also achieved 6% annualized loan growth and increased credit loss reserves.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

DA Davidson raised the price target to $54 from $51, maintaining a Neutral rating. Analysts note strong Q4 results, including ramped-up loan production, solid margin lift, and sound credit quality.

4 Analyst Rating

Wall Street analysts forecast TCBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TCBK is 50 USD with a low forecast of 46 USD and a high forecast of 57 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

2 Hold

0 Sell

Moderate Buy

Current: 48.830

Low

Averages

High

Current: 48.830

Low

Averages

High

Stephens

Andrew Terrell

Overweight

maintain

$54 -> $55

AI Analysis

2026-01-26

New

Reason

Stephens

Andrew Terrell

Price Target

$54 -> $55

AI Analysis

2026-01-26

New

maintain

Overweight

Reason

Stephens analyst Andrew Terrell raised the firm's price target on TriCo Bancshares to $55 from $54 and keeps an Overweight rating on the shares. Following the bank's Q4 report, the firm says it continues to expect TriCo is "a near-term buyer amongst our coverage." However, should M&A not come to fruition in the first half of 2026, the firm thinks "a takeout thesis could become more likely as the year progresses," the analyst tells investors.

Keefe Bruyette

Market Perform

maintain

$50 -> $55

2026-01-26

New

Reason

Keefe Bruyette

Price Target

$50 -> $55

2026-01-26

New

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on TriCo Bancshares to $55 from $50 and keeps a Market Perform rating on the shares.

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TCBK Should I Buy

TCBK Should I Buy

Should You Buy Trico Bancshares (TCBK) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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